Exhibit 99.2

                        CINCINNATI FINANCIAL CORPORATION

                                Offer to Exchange

                Any and all outstanding 6.9% Debentures due 2028
                                       for
                            6.92% Debentures due 2028

     THE EXCHANGE OFFER WILL EXPIRE AT 5:00 P.M., NEW YORK CITY TIME, ON
____________, 2005, UNLESS EXTENDED BY THE COMPANY IN ITS SOLE DISCRETION.

                                                              ____________, 2005

To Brokers, Dealers, Commercial Banks, Trust
   Companies and other Nominees:

     As described in the enclosed Prospectus, dated ________ ___, 2005 (the
"Prospectus"), and form of Letter of Transmittal (the "Letter of Transmittal"),
Cincinnati Financial Corporation (the "Company") is offering to exchange up to
$420,000,000 aggregate principal amount of the Company's 6.9% Debentures due
2028 (collectively, the "Old Debentures"), for up to $420,000,000 aggregate
principal amount of the Company's 6.92% Debentures due 2028 (the "Exchange
Debentures") (the "Exchange Offer"). The Company will accept for exchange any
and all Old Debentures properly tendered according to the terms of the
Prospectus and the Letter of Transmittal. Consummation of the Exchange Offer is
subject to certain conditions described in the Prospectus.

     The Company will not pay any fees or commissions to you for soliciting
tenders of Old Debentures pursuant to the Exchange Offer. However, you will be
reimbursed by the Company for customary and reasonable mailing and handling
expenses incurred by you in forwarding the enclosed materials to your clients,
including the reasonable expenses of overnight courier services. The Company
will pay all transfer taxes, if any, applicable to the tender of the Old
Debentures to it or its order, except as otherwise provided in the Prospectus
and Letter of Transmittal.

     For your information and for forwarding to your clients for whom you hold
the Old Debentures held of record in your name or in the name of your nominee,
enclosed are copies of the following documents:

     1. The Prospectus;

     2. The Letter of Transmittal for your use and for the information of your
clients, together with a Substitute Form W-9 and Guidelines for Certification of
Taxpayer Identification Number on Substitute Form W-9 (providing information
relating to U.S. federal income tax backup withholding);

     3. A form of Notice of Guaranteed Delivery; and

     4. A printed form of letter, including a Letter of Instructions, which you
may use to correspond with your clients for whose accounts you hold Old
Debentures held of record in your name or in the name of your nominee, with
space provided for obtaining such clients' instructions regarding the Exchange
Offer.

     To participate in the Exchange Offer, a duly executed and properly
completed Letter of Transmittal (or facsimile thereof), with any required
signature guarantees and any other required documents, should be sent to the
Exchange Agent and certificates representing the Old Debentures should be
delivered to the Exchange Agent, all in accordance with the instructions set
forth in the Letter of Transmittal and the Prospectus.

     If a registered holder of Old Debentures desires to tender, but such Old
Debentures are not immediately available, or time will not permit such holder's
Old Debentures or other required documents to reach the Exchange Agent before
the Expiration Date, or the procedure for book-entry transfer cannot be
completed on a timely basis, a tender may be effected by following the
guaranteed delivery procedures described in the Prospectus under the caption
"The Exchange Offer and the Rescission Offer - Guaranteed Delivery Procedures in
the Exchange Offer".

     WE URGE YOU TO CONTACT YOUR CLIENTS AS PROMPTLY AS POSSIBLE TO OBTAIN THEIR
INSTRUCTIONS.

     Any inquiries you may have with respect to the Exchange Offer should be
addressed to The Bank of New York Trust Company, N.A., the exchange agent for
the Exchange Offer, at their address and telephone number set forth in the
enclosed Prospectus and Letter of Transmittal. Additional copies of the enclosed
materials may be obtained from the exchange agent.

                                        Very truly yours,

                                        Cincinnati Financial Corporation

NOTHING CONTAINED HEREIN OR IN THE ENCLOSED DOCUMENTS SHALL CONSTITUTE YOU OR
ANY OTHER PERSON THE AGENT OF THE COMPANY OR THE EXCHANGE AGENT, OR AUTHORIZE
YOU OR ANY OTHER PERSON TO USE ANY DOCUMENT OR MAKE ANY STATEMENT ON BEHALF OF
EITHER OF THEM IN CONNECTION WITH THE EXCHANGE OFFER, OTHER THAN THE DOCUMENTS
ENCLOSED HEREWITH AND THE STATEMENTS EXPRESSLY CONTAINED THEREIN.


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