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Supplementary Information Concerning Property Casualty Insurance Operations
12 Months Ended
Dec. 31, 2021
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Abstract]  
Supplementary Information Concerning Property Casualty Insurance Operations
Schedule VI
Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)Years ended December 31,
 202120202019
Deferred policy acquisition costs:   
Commercial lines insurance$345 $317 $311 
Personal lines insurance145 136 130 
Excess and surplus lines insurance33 28 25 
Other79 61 46 
Total$602 $542 $512 
Reserves for unpaid claims and claim adjustment expenses:   
Commercial lines insurance$5,007 $4,881 $4,569 
Personal lines insurance814 739 687 
Excess and surplus lines insurance577 446 351 
Other831 611 481 
Total$7,229 $6,677 $6,088 
Reserve discount deducted$ $— $— 
Gross unearned premiums:   
Commercial lines insurance$1,857 $1,714 $1,665 
Personal lines insurance850 797 757 
Excess and surplus lines insurance207 175 152 
Other356 273 213 
Total$3,270 $2,959 $2,787 
Earned premiums:   
Commercial lines insurance$3,674 $3,476 $3,319 
Personal lines insurance1,542 1,463 1,404 
Excess and surplus lines insurance398 325 278 
Other570 427 333 
Total$6,184 $5,691 $5,334 
Investment income, net of expenses:   
Commercial lines insurance$ $— $— 
Personal lines insurance — — 
Excess and surplus lines insurance — — 
Other — — 
Total (1)$457 $431 $419 

Note to Schedule VI:
(1) This segment information is not regularly allocated to segments and not reviewed by company management in making decisions about resources to be allocated to the segments or to assess their performance.
 Schedule VI (continued)
Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)Years ended December 31,
 202120202019
Loss and loss expenses incurred related to current accident year:   
Commercial lines insurance$2,293 $2,431 $2,222 
Personal lines insurance1,042 995 1,012 
Excess and surplus lines insurance243 192 153 
Other446 350 213 
Total$4,024 $3,968 $3,600 
Loss and loss expenses incurred related to prior accident years:   
Commercial lines insurance$(353)$(95)$(192)
Personal lines insurance(50)(18)(27)
Excess and surplus lines insurance7 (11)
Other(32)(25)(18)
Total$(428)$(131)$(248)
Amortization of deferred policy acquisition costs:   
Commercial lines insurance$703 $664 $631 
Personal lines insurance276 256 251 
Excess and surplus lines insurance63 51 47 
Other109 86 57 
Total$1,151 $1,057 $986 
Paid loss and loss expenses:   
Commercial lines insurance$1,806 $1,969 $2,023 
Personal lines insurance914 921 966 
Excess and surplus lines insurance118 112 90 
Other256 181 181 
Total$3,094 $3,183 $3,260 
Net written premiums:   
Commercial lines insurance$3,811 $3,534 $3,410 
Personal lines insurance1,594 1,503 1,435 
Excess and surplus lines insurance426 348 303 
Other648 479 368 
Total$6,479 $5,864 $5,516