Supplementary Information Concerning Property Casualty Insurance Operations

12 Months Ended

Dec. 31, 2017

Supplemental Information for Property, Casualty Insurance Underwriters [Abstract]

Supplementary Information Concerning Property Casualty Insurance Operations

Schedule VI

Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)	Years ended December 31,
	2017		2016		2015
Deferred policy acquisition costs:
Commercial lines insurance	$	284	$	271	$	264
Personal lines insurance	121		110		103
Excess and surplus lines insurance	17		16		15
Cincinnati Re	16		11		6
Total	$	438	$	408	$	388
Reserves for unpaid claims and claim adjustment expenses:
Commercial lines insurance	$	4,236	$	4,179	$	3,925
Personal lines insurance	587		569		498
Excess and surplus lines insurance	264		241		227
Cincinnati Re	132		46		10
Total	$	5,219	$	5,035	$	4,660
Reserve discount deducted	$	—	$	—	$	—
Gross unearned premiums:
Commercial lines insurance	$	1,548	$	1,510	$	1,472
Personal lines insurance	683		629		593
Excess and surplus lines insurance	105		93		87
Cincinnati Re	67		74		48
Total	$	2,403	$	2,306	$	2,200
Earned premiums:
Commercial lines insurance	$	3,165	$	3,089	$	2,996
Personal lines insurance	1,241		1,161		1,097
Excess and surplus lines insurance	209		183		168
Cincinnati Re	107		49		10
Total	$	4,722	$	4,482	$	4,271
Investment income, net of expenses:
Commercial lines insurance	$	—	$	—	$	—
Personal lines insurance	—		—		—
Excess and surplus lines insurance	—		—		—
Cincinnati Re	—		—		—
Total (1)	$	392	$	384	$	368

Note to Schedule VI:

(1) This segment information is not regularly allocated to segments and not reviewed by company management in making decisions about resources to be allocated to the segments or to assess their performance.

Schedule VI (continued)

Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)	Years ended December 31,
	2017			2016			2015
Loss and loss expenses incurred related to current accident year:
Commercial lines insurance	$	2,115		$	2,057		$	1,862
Personal lines insurance	932			844			784
Excess and surplus lines insurance	115			102			105
Cincinnati Re	95			26			5
Total	$	3,257		$	3,029		$	2,756
Loss and loss expenses incurred related to prior accident years:
Commercial lines insurance	$	(73	)	$	(129	)	$	(154	)
Personal lines insurance	(14		)	(4		)	5
Excess and surplus lines insurance	(29		)	(34		)	(35		)
Cincinnati Re	(3		)	(1		)	—
Total	$	(119	)	$	(168	)	$	(184	)
Amortization of deferred policy acquisition costs:
Commercial lines insurance	$	590		$	570		$	552
Personal lines insurance	225			209			210
Excess and surplus lines insurance	35			31			28
Cincinnati Re	17			10			2
Total	$	867		$	820		$	792
Paid loss and loss expenses:
Commercial lines insurance	$	1,866		$	1,675		$	1,575
Personal lines insurance	898			771			731
Excess and surplus lines insurance	61			55			43
Cincinnati Re	18			2			—
Total	$	2,843		$	2,503		$	2,349
Net written premiums:
Commercial lines insurance	$	3,202		$	3,122		$	3,025
Personal lines insurance	1,294			1,198			1,128
Excess and surplus lines insurance	219			189			175
Cincinnati Re	125			71			33
Total	$	4,840		$	4,580		$	4,361