Supplementary Information Concerning Property Casualty Insurance Operations

12 Months Ended

Dec. 31, 2015

Supplemental Information for Property, Casualty Insurance Underwriters [Abstract]

Supplementary Information Concerning Property Casualty Insurance Operations

Schedule VI

Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)	Years ended December 31,
	2015		2014		2013
Deferred policy acquisition costs:
Commercial lines insurance	$	264	$	257	$	251
Personal lines insurance	103		108		104
Excess and surplus lines insurance	15		14		11
Cincinnati Re	6		—		—
Total	$	388	$	379	$	366
Reserves for unpaid claims and claim adjustment expenses:
Commercial lines insurance	$	3,925	$	3,797	$	3,667
Personal lines insurance	498		439		417
Excess and surplus lines insurance	227		202		157
Cincinnati Re	10		—		—
Total	$	4,660	$	4,438	$	4,241
Reserve discount deducted	$	—	$	—	$	—
Gross unearned premiums:
Commercial lines insurance	$	1,472	$	1,441	$	1,370
Personal lines insurance	593		562		534
Excess and surplus lines insurance	87		78		66
Cincinnati Re	48		—		—
Total	$	2,200	$	2,081	$	1,970
Earned premiums:
Commercial lines insurance	$	2,996	$	2,856	$	2,636
Personal lines insurance	1,097		1,041		961
Excess and surplus lines insurance	168		148		116
Cincinnati Re	10		—		—
Total	$	4,271	$	4,045	$	3,713
Investment income:
Commercial lines insurance	$	—	$	—	$	—
Personal lines insurance	—		—		—
Excess and surplus lines insurance	—		—		—
Cincinnati Re	—		—		—
Total (1)	$	368	$	358	$	348

Note to Schedule VI:

(1) This segment information is not regularly allocated to segments and not reviewed by company management in making decisions about resources to be allocated to the segments or to assess their performance.

Schedule VI (continued)

Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)	Years ended December 31,
	2015			2014			2013
Loss and loss expenses incurred related to current accident year:
Commercial lines insurance	$	1,862		$	1,869		$	1,691
Personal lines insurance	784			752			678
Excess and surplus lines insurance	105			104			79
Cincinnati Re	5			—			—
Total	$	2,756		$	2,725		$	2,448
Loss and loss expenses incurred related to prior accident years:
Commercial lines insurance	$	(154	)	$	(57	)	$	(95	)
Personal lines insurance	5			(12		)	(39		)
Excess and surplus lines insurance	(35		)	(29		)	(13		)
Cincinnati Re	—			—			—
Total	$	(184	)	$	(98	)	$	(147	)
Amortization of deferred policy acquisition costs:
Commercial lines insurance	$	552		$	537		$	514
Personal lines insurance	210			209			192
Excess and surplus lines insurance	28			24			21
Cincinnati Re	2			—			—
Total	$	792		$	770		$	727
Paid loss and loss expenses:
Commercial lines insurance	$	1,575		$	1,666		$	1,498
Personal lines insurance	731			717			639
Excess and surplus lines insurance	43			30			35
Cincinnati Re	—			—			—
Total	$	2,349		$	2,413		$	2,172
Net written premiums:
Commercial lines insurance	$	3,025		$	2,922		$	2,760
Personal lines insurance	1,128			1,068			1,005
Excess and surplus lines insurance	175			153			128
Cincinnati Re	33			—			—
Total	$	4,361		$	4,143		$	3,893