Supplementary Information Concerning Property Casualty Insurance Operations

12 Months Ended

Dec. 31, 2014

Supplemental Information for Property, Casualty Insurance Underwriters [Abstract]

Supplementary Information Concerning Property Casualty Insurance Operations

Schedule VI

Cincinnati Financial Corporation and Subsidiaries
Supplementary Information Concerning Property Casualty Insurance Operations
(Dollars in millions)	Years ended December 31,
	2014			2013			2012
Deferred policy acquisition costs:
Commercial lines insurance	$	257		$	251		$	235
Personal lines insurance	108			104			93
Excess and surplus lines insurance	14			11			9
Total	$	379		$	366		$	337
Reserves for unpaid claims and claim adjustment expenses:
Commercial lines insurance	$	3,797		$	3,667		$	3,645
Personal lines insurance	439			417			398
Excess and surplus lines insurance	202			157			126
Total	$	4,438		$	4,241		$	4,169
Reserve discount deducted	$	—		$	—		$	—
Unearned premiums:
Commercial lines insurance	$	1,441		$	1,370		$	1,246
Personal lines insurance	562			534			490
Excess and surplus lines insurance	78			66			54
Total	$	2,081		$	1,970		$	1,790
Earned premiums:
Commercial lines insurance	$	2,856		$	2,636		$	2,383
Personal lines insurance	1,041			961			868
Excess and surplus lines insurance	148			116			93
Total	$	4,045		$	3,713		$	3,344
Investment income:
Commercial lines insurance	$	—		$	—		$	—
Personal lines insurance	—			—			—
Excess and surplus lines insurance	—			—			—
Total (1)	$	358		$	348		$	351
Loss and loss expenses incurred related to current accident year:
Commercial lines insurance	$	1,869		$	1,691		$	1,712
Personal lines insurance	752			678			751
Excess and surplus lines insurance	104			79			70
Total	$	2,725		$	2,448		$	2,533
Loss and loss expenses incurred related to prior accident years:
Commercial lines insurance	$	(57	)	$	(95	)	$	(292	)
Personal lines insurance	(12		)	(39		)	(99		)
Excess and surplus lines insurance	(29		)	(13		)	(5		)
Total	$	(98	)	$	(147	)	$	(396	)
Amortization of deferred policy acquisition costs:
Commercial lines insurance	$	537		$	514		$	461
Personal lines insurance	209			192			183
Excess and surplus lines insurance	24			21			17
Total	$	770		$	727		$	661
Paid loss and loss expenses:
Commercial lines insurance	$	1,666		$	1,498		$	1,546
Personal lines insurance	717			639			659
Excess and surplus lines insurance	30			35			24
Total	$	2,413		$	2,172		$	2,229
Net written premiums:
Commercial lines insurance	$	2,922		$	2,760		$	2,459
Personal lines insurance	1,068			1,005			918
Excess and surplus lines insurance	153			128			105
Total	$	4,143		$	3,893		$	3,482

Note to Schedule VI:

(1) This segment information is not regularly allocated to segments and not reviewed by company management in making decisions about resources to be allocated to the segments or to assess their performance.