The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   219,686 2,170 SH   SOLE   0 0 0
Air Products & Chemicals Inc COM 009158106   994,339 3,462 SH   SOLE   0 0 0
Amazon.com Inc COM 023135106   1,364,650 13,212 SH   SOLE   0 0 0
Avantis US Large Cap Value ETF ETF 025072158   834,615 16,330 SH   SOLE   0 0 0
Avantis US Small Cap Value ETF ETF 025072828   19,159,226 258,699 SH   SOLE   0 0 0
American Express Co COM 025816109   411,822 2,497 SH   SOLE   0 0 0
Amgen Inc COM 031162100   301,232 1,246 SH   SOLE   0 0 0
Apple Inc COM 037833100   14,607,803 88,586 SH   SOLE   0 0 0
Avantis US Equity ETF COM 053015103   74,206,249 1,046,928 SH   SOLE   0 0 0
BP PLC ADR SPONSORED ADR 055622104   280,115 7,383 SH   SOLE   0 0 0
Bank of America Corp COM 060505104   489,089 17,101 SH   SOLE   0 0 0
Becton Dickinson & Co COM 075887109   766,375 3,096 SH   SOLE   0 0 0
Berkshire Hathaway Inc Class B CL A 084670108   2,909,848 9,424 SH   SOLE   0 0 0
Berkshire Hathaway Inc Class A CL B NEW 084670702   6,518,400 14 SH   SOLE   0 0 0
Bristol-Myers Squibb Co COM 110122108   224,369 3,237 SH   SOLE   0 0 0
CSX Corp COM 126408103   524,781 17,528 SH   SOLE   0 0 0
Chevron Corp COM 166764100   870,487 5,335 SH   SOLE   0 0 0
Coca-Cola Co COM 191216100   699,390 11,275 SH   SOLE   0 0 0
The Walt Disney Co COM 254687106   403,697 4,032 SH   SOLE   0 0 0
Fastenal Co COM 311900104   229,175 4,249 SH   SOLE   0 0 0
Fidelity MSCI Health Care ETF ETF 316092600   27,728,900 451,096 SH   SOLE   0 0 0
Fidelity MSCI Utilities ETF ETF 316092808   2,118,523 48,346 SH   SOLE   0 0 0
General Mills Inc COM 370334104   291,514 3,411 SH   SOLE   0 0 0
Gilead Sciences Inc COM 375558103   236,460 2,850 SH   SOLE   0 0 0
Goldman Sachs Innovate Equity ETF ACCESS INVT GR 381430479   17,773,559 383,112 SH   SOLE   0 0 0
Goldman Sachs Acss Invmt Grd Corp Bd ETF ACTIVEBETA US LG 381430503   45,780,319 1,000,215 SH   SOLE   0 0 0
The Hershey Co COM 427866108   455,201 1,789 SH   SOLE   0 0 0
The Home Depot Inc COM 437076102   1,551,789 5,258 SH   SOLE   0 0 0
Honeywell International Inc COM 438516106   341,760 1,788 SH   SOLE   0 0 0
Intel Corp COM 458140100   512,189 15,678 SH   SOLE   0 0 0
International Business Machines Corp COM 459200101   441,884 3,371 SH   SOLE   0 0 0
Iovance Biotherapeutics Inc COM 462260100   220,137 36,029 SH   SOLE   0 0 0
iShares ESG 1-5 Year USD Corp Bd ETF COM 464287150   306,254 12,729 SH   SOLE   0 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   138,762,901 337,557 SH   SOLE   0 0 0
iShares iBoxx $ Invmt Grade Corp Bd ETF ETF 464287242   2,409,175 21,980 SH   SOLE   0 0 0
iShares 7-10 Year Treasury Bond ETF 7-10 YR TRSY BD 464287440   1,364,501 13,766 SH   SOLE   0 0 0
iShares 1-3 Year Treasury Bond ETF 1 3 YR TREAS BD 464287457   7,116,316 86,615 SH   SOLE   0 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   821,387 3,283 SH   SOLE   0 0 0
iShares Expanded Tech Sector ETF EXPND TEC SC ETF 464287549   2,829,745 8,339 SH   SOLE   0 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   342,769 2,251 SH   SOLE   0 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   474,560 1,942 SH   SOLE   0 0 0
iShares Short-Term National Muni Bd ETF SHRT NAT MUN ETF 464288158   473,363 4,522 SH   SOLE   0 0 0
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   6,191,382 57,466 SH   SOLE   0 0 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570   608,170 7,798 SH   SOLE   0 0 0
iShares 3-7 Year Treasury Bond ETF 3 7 YR TREAS BD 464288661   47,395,227 402,849 SH   SOLE   0 0 0
iShares MSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   989,627 11,275 SH   SOLE   0 0 0
iShares ESG U.S. Aggregate Bond ETF COM 464288885   248,991 5,181 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104   1,329,212 8,576 SH   SOLE   0 0 0
KLA Corp COM NEW 482480100   240,300 602 SH   SOLE   0 0 0
KRAFT HEINZ CO COM COM 500754106   513,356 13,275 SH   SOLE   0 0 0
Eli Lilly and Co COM 532457108   405,432 1,181 SH   SOLE   0 0 0
Markel Group Inc COM 570535104   275,921 216 SH   SOLE   0 0 0
McDonald's Corp COM 580135101   318,620 1,140 SH   SOLE   0 0 0
Microsoft Corp COM 594918104   2,850,603 9,888 SH   SOLE   0 0 0
Mondelez International Inc Class A CL A 609207105   2,346,542 33,657 SH   SOLE   0 0 0
Motorola Solutions Inc COM NEW 620076307   259,602 907 SH   SOLE   0 0 0
Nestle SA ADR COM 641069406   230,724 1,896 SH   SOLE   0 0 0
PepsiCo Inc COM 713448108   833,046 4,570 SH   SOLE   0 0 0
Pfizer Inc COM 717081103   1,645,535 40,332 SH   SOLE   0 0 0
Philip Morris International Inc COM 718172109   458,984 4,720 SH   SOLE   0 0 0
Procter & Gamble Co COM 742718109   387,887 2,609 SH   SOLE   0 0 0
Public Service Enterprise Group Inc COM 744573106   2,540,137 40,675 SH   SOLE   0 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102   996,572 20,827 SH   SOLE   0 0 0
Schwab US Dividend Equity ETF US DIVIDEND EQ 808524797   16,599,619 226,895 SH   SOLE   0 0 0
Stryker Corp COM 863667101   461,043 1,615 SH   SOLE   0 0 0
TJX Companies Inc COM 872540109   373,867 4,771 SH   SOLE   0 0 0
Texas Instruments Inc COM 882508104   484,904 2,607 SH   SOLE   0 0 0
Unilever PLC ADR SPON ADR NEW 904767704   295,056 5,682 SH   SOLE   0 0 0
UNION PACIFIC CORP COM 907818108   503,160 2,500 SH   SOLE   0 0 0
United Parcel Service Inc Class B CL B 911312106   400,553 2,065 SH   SOLE   0 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844   907,846 5,895 SH   SOLE   0 0 0
Vanguard Mega Cap Growth ETF MEGA GRWTH IND 921910816   228,227 1,116 SH   SOLE   0 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363   4,909,199 13,054 SH   SOLE   0 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595   390,740 1,806 SH   SOLE   0 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   488,452 2,316 SH   SOLE   0 0 0
Vanguard Extended Market ETF EXTEND MKT ETF 922908652   4,657,247 33,219 SH   SOLE   0 0 0
Walmart Inc COM 931142103   275,728 1,870 SH   SOLE   0 0 0
Wells Fargo & Co COM 949746101   333,481 8,921 SH   SOLE   0 0 0
RTX Corp COM 75513E101   320,189 3,270 SH   SOLE   0 0 0
Automatic Data Processing Inc COM 00206R102   847,875 3,808 SH   SOLE   0 0 0
ARK Innovation ETF AUTNMUS TECHNLGY 00214Q203   209,942 5,204 SH   SOLE   0 0 0
AbbVie Inc COM 00287Y109   757,281 4,752 SH   SOLE   0 0 0
Alibaba Group Holding Ltd ADR SPONSORED ADS 01609W102   462,569 4,527 SH   SOLE   0 0 0
Alphabet Inc Class C CAP STK CL C 02079K107   2,026,597 19,487 SH   SOLE   0 0 0
Alphabet Inc Class A CAP STK CL A 02079K305   1,299,944 12,532 SH   SOLE   0 0 0
Axon Enterprise Inc COM 05464C101   343,346 1,527 SH   SOLE   0 0 0
BlackRock Inc COM 09247X101   296,749 443 SH   SOLE   0 0 0
Booking Holdings Inc COM 09857L108   404,493 153 SH   SOLE   0 0 0
CME Group Inc Class A COM 12572Q105   9,285,480 48,483 SH   SOLE   0 0 0
Cisco Systems Inc COM 17275R102   1,352,422 25,871 SH   SOLE   0 0 0
Comcast Corp Class A CL A 20030N101   502,613 13,258 SH   SOLE   0 0 0
Costco Wholesale Corp COM 22160K105   339,505 683 SH   SOLE   0 0 0
Duke Energy Corp COM NEW 26441C204   298,488 3,094 SH   SOLE   0 0 0
Exxon Mobil Corp COM 30231G102   891,780 8,132 SH   SOLE   0 0 0
Meta Platforms Inc Class A CL A 30303M102   758,431 3,579 SH   SOLE   0 0 0
Goldman Sachs ActiveBeta US LgCp Eq ETF INNOVAT EQ ETF 38149W820   2,060,397 25,368 SH   SOLE   0 0 0
Grayscale Bitcoin Trust (BTC) ETF 38963P109   7,249,231 443,107 SH   SOLE   0 0 0
The Goldman Sachs Group Inc COM 40057C5E7   3,267,330 9,988 SH   SOLE   0 0 0
Intercontinental Exchange Inc COM 45866F104   5,901,394 56,586 SH   SOLE   0 0 0
Invesco Water Resources ETF WATER RES ETF 46137V142   485,428 9,099 SH   SOLE   0 0 0
Invesco National AMT-Free Muni Bd ETF NATL AMT MUNI 46138E537   10,262,406 433,379 SH   SOLE   0 0 0
iShares Core MSCI Emerging Markets ETF COM 46429B655   272,911 5,594 SH   SOLE   0 0 0
iShares MSCI USA Min Vol Factor ETF MSCI USA MIN VOL 46429B697   620,278 8,527 SH   SOLE   0 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF COM 46434G103   522,857 10,785 SH   SOLE   0 0 0
iShares MSCI EAFE Growth ETF ETF 46434V100   391,602 4,180 SH   SOLE   0 0 0
iShares ESG Aware MSCI USA ETF ESG AWR MSCI USA 46435G425   915,162 10,118 SH   SOLE   0 0 0
iShares ESG Aware MSCI USA Small-Cap ETF COM 46435U549   302,573 8,902 SH   SOLE   0 0 0
iShares 20 Year Trs Bd Buywrt Stgy ETF 20+ YEAR TR BD 46436E338   14,163,533 409,824 SH   SOLE   0 0 0
iShares 0 to 3 Month Treasury Bond ETF 0-3 MNTH TREASRY 46436E718   2,537,369 25,227 SH   SOLE   0 0 0
JPMorgan Chase & Co COM 46625H100   1,570,266 12,050 SH   SOLE   0 0 0
Tortoise North American Pipeline COM 56167N720   32,588,381 1,339,983 SH   SOLE   0 0 0
VanEck Biotech ETF ETF 57060U183   9,575,335 59,074 SH   SOLE   0 0 0
Mastercard Inc Class A CL A 57636Q104   660,445 1,817 SH   SOLE   0 0 0
Merck & Co Inc COM 58933Y105   799,622 7,516 SH   SOLE   0 0 0
NVIDIA Corp COM 67066G104   283,213 1,020 SH   SOLE   0 0 0
Oracle Corp COM 68389X105   648,295 6,977 SH   SOLE   0 0 0
Pacer US Cash Cows 100 ETF US CASH COWS 100 69374H881   38,341,149 816,638 SH   SOLE   0 0 0
Ready Capital Corp COM 75574U101   171,034 16,818 SH   SOLE   0 0 0
Regeneron Pharmaceuticals Inc COM 75886F107   945,734 1,151 SH   SOLE   0 0 0
S&P Global Inc COM 78409V104   334,559 970 SH   SOLE   0 0 0
SPDR Dow Jones Industrial Avrg ETF Tr TR UNIT 78462F103   459,855 1,383 SH   SOLE   0 0 0
SPDR Nuveen Blmbg Hi Yld Muncpl Bd ETF NUVEEN BLOOMBERG 78464A284   636,150 25,405 SH   SOLE   0 0 0
SPDR S&P 500 ETF Trust PRTFLO S&P500 GW 78464A409   1,043,986 2,550 SH   SOLE   0 0 0
SPDR S&P Biotech ETF ETF 78464a870   7,407,296 97,156 SH   SOLE   0 0 0
SPDR Blmbg 1 to3 Mth T-Bill ETF UT SER 1 78467X109   5,718,921 62,284 SH   SOLE   0 0 0
SPDR MSCI USA Gender Diversity ETF SPDR MSCI USA GE 78468R747   300,403 3,624 SH   SOLE   0 0 0
Sirius XM Holdings Inc COM 82968B103   51,400 12,947 SH   SOLE   0 0 0
Tesla Inc COM 88160R101   510,144 2,458 SH   SOLE   0 0 0
Texas Pacific Land Corp COM 88262P102   295,977 174 SH   SOLE   0 0 0
Ulta Beauty Inc COM 90384S303   327,402 600 SH   SOLE   0 0 0
UnitedHealth Group Inc COM 91324P102   409,737 867 SH   SOLE   0 0 0
VanEck Fallen Angel HiYld Bd ETF FALLEN ANGEL HG 92189F437   4,601,527 164,223 SH   SOLE   0 0 0
Vanguard Consumer Staples ETF CONSUM STP ETF 92204A207   321,058 1,659 SH   SOLE   0 0 0
Verizon Communications Inc COM 92343V104   1,642,421 42,232 SH   SOLE   0 0 0
Visa Inc Class A COM CL A 92826C839   1,274,858 5,654 SH   SOLE   0 0 0
AT&T Inc COM C00206R10   474,306 24,639 SH   SOLE   0 0 0
Eaton Corp PLC SHS G29183103   397,870 2,322 SH   SOLE   0 0 0
Chubb Ltd COM H1467J104   284,518 1,465 SH   SOLE   0 0 0
ARK Autonomous Technology&Robotics ETF ETF 00214Q203   212,475 4,225 SH   SOLE   0 0 0
Ishares Core S&P Total US Stock Market ETF 464287150   249,332 2,754 SH   SOLE   0 0 0
Fidelity MSCI Energy ETF ETF 316092402   277,615 12,371 SH   SOLE   0 0 0
Fidelity MSCI Information Tech ETF ETF 316092808   879,222 7,716 SH   SOLE   0 0 0
First Trust Global Wind Energy ETF ETF 33736G106   366,549 20,523 SH   SOLE   0 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137v357   2,176,675 15,051 SH   SOLE   0 0 0
iShares Floating Rate Bond ETF ETF 46429B655   471,247 9,351 SH   SOLE   0 0 0
iShares MSCI Emerging Mkts ex China ETF ETF 46434G764   7,363,268 149,266 SH   SOLE   0 0 0
Pacer Benchmark Data&Infras RE SCTR ETF ETF 69374H741   273,405 9,221 SH   SOLE   0 0 0
SPDR S&P Kensho New Economies Comps ETF ETF 78468R648   495,874 11,613 SH   SOLE   0 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MK COM 922908769   5,394,601 26,431 SH   SOLE   0 0 0