The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KINDER MORGAN INC DEL COM 49456B101   167,209 10,085 SH   SOLE   0 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   58,585 12,961 SH   SOLE   0 0 0
READY CAPITAL CORP COM 75574U101   157,201 15,549 SH   SOLE   0 0 0
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   160,473 15,857 SH   SOLE   0 0 0
SUNWORKS INC COM NEW 86803X204   10,920 21,000 SH   SOLE   0 0 0
CYANOTECH CORP COM PAR $0.02 232437301   24,480 30,600 SH   SOLE   0 0 0
IOVANCE BIOTHERAPEUTICS INC COM 462260100   163,782 35,996 SH   SOLE   0 0 0
ROPER TECHNOLOGIES INC COM 776696106   201,007 415 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   201,988 3,480 SH   SOLE   0 0 0
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106   203,996 14,078 SH   SOLE   0 0 0
ALTRIA GROUP INC COM 02209S103   204,835 4,871 SH   SOLE   0 0 0
GENTEX CORP COM 371901109   205,002 6,300 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   206,030 1,705 SH   SOLE   0 0 0
KLA CORP COM NEW 482480100   206,397 450 SH   SOLE   0 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   206,506 1,197 SH   SOLE   0 0 0
BLACKSTONE INC COM 09260D107   207,941 1,941 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100   209,794 3,005 SH   SOLE   0 0 0
GILEAD SCIENCES INC COM 375558103   213,672 2,851 SH   SOLE   0 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   221,644 4,225 SH   SOLE   0 0 0
ULTA BEAUTY INC COM 90384S303   221,695 555 SH   SOLE   0 0 0
SPDR SER TR SPDR MSCI USA GE 78468R747   222,532 2,618 SH   SOLE   0 0 0
BLACKROCK INVT QUALITY MUN T COM 09247D105   223,804 22,115 SH   SOLE   0 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   224,566 1,254 SH   SOLE   0 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   224,879 4,964 SH   SOLE   0 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   228,338 1,250 SH   SOLE   0 0 0
M & T BK CORP COM 55261F104   228,493 1,807 SH   SOLE   0 0 0
ISHARES INC CORE MSCI EMKT 46434G103   229,973 4,832 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   233,241 4,269 SH   SOLE   0 0 0
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830   238,877 9,194 SH   SOLE   0 0 0
STRYKER CORPORATION COM 863667101   248,680 910 SH   SOLE   0 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   253,866 1,119 SH   SOLE   0 0 0
BP PLC SPONSORED ADR 055622104   256,494 6,624 SH   SOLE   0 0 0
WELLS FARGO CO NEW COM 949746101   260,909 6,385 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   266,150 10,684 SH   SOLE   0 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   268,742 3,448 SH   SOLE   0 0 0
ISHARES TR CORE S&P TTL STK 464287150   273,822 2,907 SH   SOLE   0 0 0
UNILEVER PLC SPON ADR NEW 904767704   274,564 5,558 SH   SOLE   0 0 0
BLACKROCK INC COM 09247X101   279,688 433 SH   SOLE   0 0 0
BOEING CO COM 097023105   283,878 1,481 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   284,122 778 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106   286,335 1,550 SH   SOLE   0 0 0
RTX CORPORATION COM 75513E101   288,491 4,008 SH   SOLE   0 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   290,500 1,067 SH   SOLE   0 0 0
AXON ENTERPRISE INC COM 05464C101   299,878 1,507 SH   SOLE   0 0 0
BOOKING HOLDINGS INC COM 09857L108   302,227 98 SH   SOLE   0 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   303,082 5,753 SH   SOLE   0 0 0
HESS CORP COM 42809H107   305,595 1,997 SH   SOLE   0 0 0
ISHARES TR EAFE GRWTH ETF 464288885   306,460 3,551 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   314,394 5,912 SH   SOLE   0 0 0
MARKEL GROUP INC COM 570535104   316,585 215 SH   SOLE   0 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   317,299 174 SH   SOLE   0 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   319,124 5,383 SH   SOLE   0 0 0
AMGEN INC COM 031162100   325,638 1,212 SH   SOLE   0 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   328,845 6,144 SH   SOLE   0 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   337,095 6,624 SH   SOLE   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   340,763 2,245 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   342,170 1,299 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106   345,529 2,217 SH   SOLE   0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   368,634 2,673 SH   SOLE   0 0 0
AMERICAN EXPRESS CO COM 025816109   372,566 2,497 SH   SOLE   0 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   385,880 8,040 SH   SOLE   0 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   401,606 4,630 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   412,364 4,672 SH   SOLE   0 0 0
INTEL CORP COM 458140100   416,370 11,712 SH   SOLE   0 0 0
EATON CORP PLC SHS G29183103   419,018 1,965 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   429,518 2,147 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102   432,105 857 SH   SOLE   0 0 0
BANK AMERICA CORP COM 060505104   437,578 15,982 SH   SOLE   0 0 0
KRAFT HEINZ CO COM 500754106   438,683 13,042 SH   SOLE   0 0 0
ISHARES TR MSCI KLD400 SOC 464288570   445,294 5,470 SH   SOLE   0 0 0
TJX COS INC NEW COM 872540109   446,274 5,021 SH   SOLE   0 0 0
CSX CORP COM 126408103   447,268 14,545 SH   SOLE   0 0 0
AT&T INC COM 00206R102   448,346 29,850 SH   SOLE   0 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   458,041 1,367 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   458,189 3,266 SH   SOLE   0 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   467,517 2,389 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108   480,972 2,362 SH   SOLE   0 0 0
TEXAS INSTRS INC COM 882508104   486,307 3,058 SH   SOLE   0 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   493,558 2,304 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101   502,564 11,334 SH   SOLE   0 0 0
ABBOTT LABS COM 002824100   514,753 5,315 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   518,564 3,555 SH   SOLE   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   522,151 1,963 SH   SOLE   0 0 0
PHILIP MORRIS INTL INC COM 718172109   533,766 5,765 SH   SOLE   0 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   540,775 7,471 SH   SOLE   0 0 0
LOWES COS INC COM 548661107   548,230 2,638 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106   567,297 6,999 SH   SOLE   0 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   618,576 25,969 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   639,916 6,042 SH   SOLE   0 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   641,744 6,239 SH   SOLE   0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   686,242 3,295 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   697,349 1,761 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   702,237 7,478 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802   733,860 8,157 SH   SOLE   0 0 0
WALMART INC COM 931142103   735,975 4,602 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   742,835 8,685 SH   SOLE   0 0 0
ELI LILLY & CO COM 532457108   759,412 1,414 SH   SOLE   0 0 0
COCA COLA CO COM 191216100   768,333 13,725 SH   SOLE   0 0 0
TESLA INC COM 88160R101   783,418 3,131 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   785,588 7,631 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105   794,876 1,407 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242   803,858 7,879 SH   SOLE   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507   810,106 3,249 SH   SOLE   0 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   819,664 8,949 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   845,427 4,990 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   858,257 6,982 SH   SOLE   0 0 0
NVIDIA CORPORATION COM 67066G104   859,467 1,972 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   882,174 6,226 SH   SOLE   0 0 0
AIR PRODS & CHEMS INC COM 009158106   907,163 3,201 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   910,944 3,786 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   915,570 2,239 SH   SOLE   0 0 0
REGENERON PHARMACEUTICALS COM 75886F107   945,581 1,149 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   1,070,404 3,566 SH   SOLE   0 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,109,129 7,138 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   1,211,261 10,302 SH   SOLE   0 0 0
PFIZER INC COM 717081103   1,212,157 36,544 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,249,858 14,839 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   1,329,644 5,781 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   1,375,809 10,514 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102   1,378,269 25,637 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,386,564 3,244 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,432,572 28,738 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   1,465,018 9,828 SH   SOLE   0 0 0
BECTON DICKINSON & CO COM 075887109   1,502,513 5,812 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,521,384 46,942 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   1,624,147 9,632 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,668,033 10,710 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100   1,795,199 12,379 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,824,218 36,052 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   2,034,661 16,006 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105   2,150,887 30,993 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107   2,161,616 16,395 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   2,546,894 8,429 SH   SOLE   0 0 0
ISHARES TR EXPND TEC SC ETF 464287549   2,716,261 7,107 SH   SOLE   0 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   2,957,300 51,965 SH   SOLE   0 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   3,259,371 10,073 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,307,533 9,442 SH   SOLE   0 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   3,335,370 36,325 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   3,589,926 11,370 SH   SOLE   0 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   4,614,779 170,539 SH   SOLE   0 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   4,761,151 33,218 SH   SOLE   0 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   6,237,708 56,696 SH   SOLE   0 0 0
ISHARES TR NATIONAL MUN ETF 464288414   6,974,773 68,020 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   7,440,678 14 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,932,594 42,054 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,194,111 23,413 SH   SOLE   0 0 0
CME GROUP INC COM 12572Q105   9,706,608 48,480 SH   SOLE   0 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   9,809,260 121,147 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   11,500,130 518,959 SH   SOLE   0 0 0
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207   12,514,542 167,374 SH   SOLE   0 0 0
APPLE INC COM 037833100   14,845,155 86,707 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   18,703,555 264,324 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR INNOVAT EQ ETF 38149W820   22,730,102 486,679 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   29,052,298 479,569 SH   SOLE   0 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   29,826,490 296,280 SH   SOLE   0 0 0
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   34,911,504 1,427,873 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   38,741,035 1,021,652 SH   SOLE   0 0 0
ISHARES TR 20+ YEAR TR BD 46436E338   40,737,968 1,410,106 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   42,878,066 992,316 SH   SOLE   0 0 0
PACER FDS TR US CASH COWS 100 69374H881   43,736,422 884,815 SH   SOLE   0 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   49,960,358 441,502 SH   SOLE   0 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   80,263,724 1,095,600 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF 464287200   151,471,991 352,728 SH   SOLE   0 0 0