The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   300,237 595 SH   SOLE   0 0 595
ALPHABET INC CAP STK CL C 02079K107   1,381,760 9,075 SH   SOLE   0 0 9,075
AMAZON COM INC COM 023135106   547,634 3,036 SH   SOLE   0 0 3,036
ANALOG DEVICES INC COM 032654105   200,376 1,013 SH   SOLE   0 0 1,013
APPLE INC COM 037833100   1,266,611 7,386 SH   SOLE   0 0 7,386
BANK AMERICA CORP COM 060505104   583,725 15,394 SH   SOLE   0 0 15,394
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   468,880 1,115 SH   SOLE   0 0 1,115
BOEING CO COM 097023105   228,886 1,186 SH   SOLE   0 0 1,186
BOOKING HOLDINGS INC COM 09857L108   395,622 109 SH   SOLE   0 0 109
CENCORA INC COM 03073E105   288,152 1,186 SH   SOLE   0 0 1,186
CONOCOPHILLIPS COM 20825C104   209,833 1,649 SH   SOLE   0 0 1,649
DISNEY WALT CO COM 254687106   262,259 2,143 SH   SOLE   0 0 2,143
ECOLAB INC COM 278865100   219,074 949 SH   SOLE   0 0 949
EXXON MOBIL CORP COM 30231G102   504,045 4,336 SH   SOLE   0 0 4,336
FISERV INC COM 337738108   320,599 2,006 SH   SOLE   0 0 2,006
GENERAL DYNAMICS CORP COM 369550108   332,364 1,177 SH   SOLE   0 0 1,177
HUNT J B TRANS SVCS INC COM 445658107   498,457 2,502 SH   SOLE   0 0 2,502
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   3,409,485 56,430 SH   SOLE   0 0 56,430
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,179,770 6,966 SH   SOLE   0 0 6,966
IQVIA HLDGS INC COM 46266C105   301,192 1,191 SH   SOLE   0 0 1,191
ISHARES TR CORE MSCI TOTAL 46432F834   5,599,471 82,515 SH   SOLE   0 0 82,515
ISHARES TR CORE S&P US VLU 464287663   262,151 2,899 SH   SOLE   0 0 2,899
ISHARES TR CORE DIV GRWTH 46434V621   1,540,448 26,532 SH   SOLE   0 0 26,532
ISHARES TR CORE S&P TTL STK 464287150   13,488,538 116,986 SH   SOLE   0 0 116,986
ISHARES TR CORE INTL AGGR 46435G672   1,199,725 24,019 SH   SOLE   0 0 24,019
ISHARES TR SHRT NAT MUN ETF 464288158   2,731,568 26,082 SH   SOLE   0 0 26,082
ISHARES TR ISHS 1-5YR INVS 464288646   3,469,955 67,667 SH   SOLE   0 0 67,667
ISHARES TR CORE S&P500 ETF 464287200   21,247,466 40,415 SH   SOLE   0 0 40,415
ISHARES TR MSCI INTL QUALTY 46434V456   1,680,109 42,363 SH   SOLE   0 0 42,363
ISHARES TR CORE 1 5 YR USD 46432F859   8,018,515 169,024 SH   SOLE   0 0 169,024
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   626,743 13,866 SH   SOLE   0 0 13,866
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   1,539,850 26,836 SH   SOLE   0 0 26,836
LOCKHEED MARTIN CORP COM 539830109   281,864 620 SH   SOLE   0 0 620
MASTERCARD INCORPORATED CL A 57636Q104   438,390 910 SH   SOLE   0 0 910
MCKESSON CORP COM 58155Q103   267,523 498 SH   SOLE   0 0 498
META PLATFORMS INC CL A 30303M102   254,598 524 SH   SOLE   0 0 524
MICROSOFT CORP COM 594918104   827,494 1,967 SH   SOLE   0 0 1,967
NETFLIX INC COM 64110L106   300,628 495 SH   SOLE   0 0 495
NOVARTIS AG SPONSORED ADR 66987V109   218,223 2,256 SH   SOLE   0 0 2,256
QUALCOMM INC COM 747525103   202,752 1,198 SH   SOLE   0 0 1,198
SANOFI SPONSORED ADR 80105N105   210,001 4,321 SH   SOLE   0 0 4,321
SCHWAB CHARLES CORP COM 808513105   268,265 3,708 SH   SOLE   0 0 3,708
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,450,940 30,099 SH   SOLE   0 0 30,099
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,950,955 81,541 SH   SOLE   0 0 81,541
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,268,567 11,984 SH   SOLE   0 0 11,984
SPDR SER TR PORTFLI HIGH YLD 78468R606   225,865 9,628 SH   SOLE   0 0 9,628
SPDR SER TR PRTFLO S&P500 GW 78464A409   14,937,587 204,205 SH   SOLE   0 0 204,205
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   228,700 1,681 SH   SOLE   0 0 1,681
UNILEVER PLC SPON ADR NEW 904767704   234,314 4,669 SH   SOLE   0 0 4,669
UNITEDHEALTH GROUP INC COM 91324P102   619,314 1,252 SH   SOLE   0 0 1,252
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   11,698,144 64,820 SH   SOLE   0 0 64,820
VANGUARD INDEX FDS VALUE ETF 922908744   712,756 4,376 SH   SOLE   0 0 4,376
VANGUARD INDEX FDS SMALL CP ETF 922908751   271,521 1,188 SH   SOLE   0 0 1,188
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,176,714 31,461 SH   SOLE   0 0 31,461
VANGUARD INDEX FDS MID CAP ETF 922908629   505,879 2,025 SH   SOLE   0 0 2,025
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,570,011 20,308 SH   SOLE   0 0 20,308
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   518,513 2,839 SH   SOLE   0 0 2,839
VANGUARD STAR FDS VG TL INTL STK F 921909768   595,984 9,884 SH   SOLE   0 0 9,884
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   814,646 6,733 SH   SOLE   0 0 6,733
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   670,084 9,740 SH   SOLE   0 0 9,740
WALMART INC COM 931142103   14,697,585 244,268 SH   SOLE   0 0 244,268
WELLS FARGO CO NEW COM 949746101   301,975 5,210 SH   SOLE   0 0 5,210