The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 20 YR TR BD ETF 464287432   892,886 9,030 SH   SOLE   0 0 9,030
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   467,554 11,151 SH   SOLE   0 0 11,151
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   291,900 15,702 SH   SOLE   0 0 15,702
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,033,164 11,305 SH   SOLE   0 0 11,305
SPDR SER TR BLOOMBERG EMG MK 78468R515   306,414 12,579 SH   SOLE   0 0 12,579
ISHARES TR BROAD USD HIGH 46435U853   342,743 9,429 SH   SOLE   0 0 9,429
ALPHABET INC CAP STK CL C 02079K107   321,509 2,281 SH   SOLE   0 0 2,281
META PLATFORMS INC CL A 30303M102   847,026 2,393 SH   SOLE   0 0 2,393
CANOO INC CL A COM NEW 13803R201   11,219 43,618 SH   SOLE   0 0 43,618
NIKE INC CL B 654106103   479,571 4,417 SH   SOLE   0 0 4,417
AMAZON COM INC COM 023135106   720,196 4,740 SH   SOLE   0 0 4,740
AMGEN INC COM 031162100   300,117 1,042 SH   SOLE   0 0 1,042
APPLE INC COM 037833100   652,556 3,389 SH   SOLE   0 0 3,389
AUTOMATIC DATA PROCESSING IN COM 053015103   200,820 862 SH   SOLE   0 0 862
CHEVRON CORP NEW COM 166764100   248,240 1,664 SH   SOLE   0 0 1,664
CLOROX CO DEL COM 189054109   222,726 1,562 SH   SOLE   0 0 1,562
COCA COLA CO COM 191216100   253,788 4,307 SH   SOLE   0 0 4,307
COLGATE PALMOLIVE CO COM 194162103   206,632 2,592 SH   SOLE   0 0 2,592
COMERICA INC COM 200340107   201,074 3,603 SH   SOLE   0 0 3,603
EMERSON ELEC CO COM 291011104   204,969 2,106 SH   SOLE   0 0 2,106
FASTENAL CO COM 311900104   214,907 3,318 SH   SOLE   0 0 3,318
FORD MTR CO DEL COM 345370860   199,581 16,373 SH   SOLE   0 0 16,373
HERSHEY CO COM 427866108   250,389 1,343 SH   SOLE   0 0 1,343
HOME DEPOT INC COM 437076102   455,538 1,314 SH   SOLE   0 0 1,314
HUNTINGTON BANCSHARES INC COM 446150104   170,347 13,392 SH   SOLE   0 0 13,392
ILLINOIS TOOL WKS INC COM 452308109   208,766 797 SH   SOLE   0 0 797
INTERNATIONAL BUSINESS MACHS COM 459200101   229,270 1,402 SH   SOLE   0 0 1,402
INTERNATIONAL PAPER CO COM 460146103   248,132 6,864 SH   SOLE   0 0 6,864
JOHNSON & JOHNSON COM 478160104   396,767 2,531 SH   SOLE   0 0 2,531
KEYCORP COM 493267108   198,876 13,811 SH   SOLE   0 0 13,811
KIMBERLY-CLARK CORP COM 494368103   431,663 3,552 SH   SOLE   0 0 3,552
MCDONALDS CORP COM 580135101   424,426 1,431 SH   SOLE   0 0 1,431
MICROSOFT CORP COM 594918104   1,332,556 3,544 SH   SOLE   0 0 3,544
NEW YORK CMNTY BANCORP INC COM 649445103   122,283 11,953 SH   SOLE   0 0 11,953
NEWELL BRANDS INC COM 651229106   130,233 15,004 SH   SOLE   0 0 15,004
PAYCHEX INC COM 704326107   223,331 1,875 SH   SOLE   0 0 1,875
PEPSICO INC COM 713448108   201,272 1,185 SH   SOLE   0 0 1,185
PHILIP MORRIS INTL INC COM 718172109   248,144 2,638 SH   SOLE   0 0 2,638
PROCTER AND GAMBLE CO COM 742718109   251,954 1,719 SH   SOLE   0 0 1,719
PRUDENTIAL FINL INC COM 744320102   234,240 2,259 SH   SOLE   0 0 2,259
SEMPRA COM 816851109   352,792 4,721 SH   SOLE   0 0 4,721
TRACTOR SUPPLY CO COM 892356106   218,470 1,016 SH   SOLE   0 0 1,016
WALMART INC COM 931142103   246,896 1,566 SH   SOLE   0 0 1,566
WATSCO INC COM 942622200   284,663 664 SH   SOLE   0 0 664
WELLS FARGO CO NEW COM 949746101   416,441 8,461 SH   SOLE   0 0 8,461
AT&T INC COM 00206R102   212,870 12,686 SH   SOLE   0 0 12,686
AMAZON COM INC COM 023135106   807,962 5,318 SH   SOLE   0 0 5,318
APPLE INC COM 037833100   1,667,414 8,661 SH   SOLE   0 0 8,661
COSTCO WHSL CORP NEW COM 22160K105   1,132,975 1,716 SH   SOLE   0 0 1,716
EXXON MOBIL CORP COM 30231G102   348,255 3,483 SH   SOLE   0 0 3,483
NVIDIA CORPORATION COM 67066G104   279,304 564 SH   SOLE   0 0 564
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   137,167 20,291 SH   SOLE   0 0 20,291
TESLA INC COM 88160R101   2,049,412 8,248 SH   SOLE   0 0 8,248
UNITEDHEALTH GROUP INC COM 91324P102   201,179 382 SH   SOLE   0 0 382
VERIZON COMMUNICATIONS INC COM 92343V104   248,080 6,580 SH   SOLE   0 0 6,580
VISA INC COM CL A 92826C839   243,784 936 SH   SOLE   0 0 936
DELTA AIR LINES INC DEL COM NEW 247361702   323,532 8,042 SH   SOLE   0 0 8,042
NRG ENERGY INC COM NEW 629377508   213,149 4,123 SH   SOLE   0 0 4,123
US BANCORP DEL COM NEW 902973304   217,917 5,035 SH   SOLE   0 0 5,035
PIMCO HIGH INCOME FD COM SHS 722014107   110,056 22,055 SH   SOLE   0 0 22,055
ISHARES TR CORE MSCI EAFE 46432F842   450,170 6,399 SH   SOLE   0 0 6,399
ISHARES INC CORE MSCI EMKT 46434G103   4,950,634 97,877 SH   SOLE   0 0 97,877
ISHARES TR CORE S&P MCP ETF 464287507   3,137,656 11,321 SH   SOLE   0 0 11,321
ISHARES TR CORE S&P SCP ETF 464287804   3,506,174 32,390 SH   SOLE   0 0 32,390
ISHARES TR CORE US AGGBD ET 464287226   959,835 9,671 SH   SOLE   0 0 9,671
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   251,060 6,364 SH   SOLE   0 0 6,364
VANECK ETF TRUST DURABLE HGH DIV 92189H102   217,282 7,006 SH   SOLE   0 0 7,006
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,308,314 45,459 SH   SOLE   0 0 45,459
ISHARES TR GL CLEAN ENE ETF 464288224   231,047 14,839 SH   SOLE   0 0 14,839
ISHARES TR GLOBAL REIT ETF 46434V647   1,398,150 57,823 SH   SOLE   0 0 57,823
SPDR GOLD TR GOLD SHS 78463V107   651,507 3,408 SH   SOLE   0 0 3,408
ISHARES TR IBOXX HI YD ETF 464288513   1,017,214 13,144 SH   SOLE   0 0 13,144
ISHARES TR IBOXX INV CP ETF 464287242   1,261,907 11,403 SH   SOLE   0 0 11,403
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,071,189 13,179 SH   SOLE   0 0 13,179
ISHARES GOLD TR ISHARES NEW 464285204   286,480 7,340 SH   SOLE   0 0 7,340
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   481,842 19,008 SH   SOLE   0 0 19,008
ISHARES TR MSCI INTL QUALTY 46434V456   335,393 8,930 SH   SOLE   0 0 8,930
ISHARES TR MSCI USA QLT FCT 46432F339   236,824 1,610 SH   SOLE   0 0 1,610
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   1,023,505 76,955 SH   SOLE   0 0 76,955
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   276,424 3,238 SH   SOLE   0 0 3,238
ISHARES TR PFD AND INCM SEC 464288687   216,895 6,954 SH   SOLE   0 0 6,954
SPDR SER TR PORTFLI INTRMDIT 78464A672   581,653 20,366 SH   SOLE   0 0 20,366
SPDR SER TR PORTFOLIO AGRGTE 78464A649   4,457,597 173,853 SH   SOLE   0 0 173,853
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   9,588,400 281,929 SH   SOLE   0 0 281,929
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   509,007 14,375 SH   SOLE   0 0 14,375
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,868,644 64,392 SH   SOLE   0 0 64,392
SPDR SER TR PORTFOLIO S&P500 78464A854   13,043,723 233,340 SH   SOLE   0 0 233,340
SPDR SER TR PORTFOLIO S&P600 78468R853   377,313 8,945 SH   SOLE   0 0 8,945
ISHARES TR RUSSELL 2000 ETF 464287655   272,966 1,360 SH   SOLE   0 0 1,360
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,735,278 54,637 SH   SOLE   0 0 54,637
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225   358,532 3,644 SH   SOLE   0 0 3,644
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   229,260 4,142 SH   SOLE   0 0 4,142
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   525,686 6,825 SH   SOLE   0 0 6,825
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   261,511 3,380 SH   SOLE   0 0 3,380
MEDTRONIC PLC SHS G5960L103   201,074 2,441 SH   SOLE   0 0 2,441
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   247,806 2,606 SH   SOLE   0 0 2,606
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   422,399 12,201 SH   SOLE   0 0 12,201
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   1,639,132 63,007 SH   SOLE   0 0 63,007
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   5,074,712 110,904 SH   SOLE   0 0 110,904
ISHARES TR TIPS BD ETF 464287176   371,069 3,452 SH   SOLE   0 0 3,452
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   317,763 6,437 SH   SOLE   0 0 6,437
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,441,577 13,552 SH   SOLE   0 0 13,552
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,034,148 20,588 SH   SOLE   0 0 20,588
INVESCO QQQ TR UNIT SER 1 46090E103   827,572 2,021 SH   SOLE   0 0 2,021
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   523,318 6,874 SH   SOLE   0 0 6,874
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,969,826 34,926 SH   SOLE   0 0 34,926
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   418,327 5,554 SH   SOLE   0 0 5,554
WISDOMTREE TR US TOTAL DIVIDND 97717W109   430,789 6,589 SH   SOLE   0 0 6,589