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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   522,142 3,935 SH   SOLE   3,935 0 0
CHEVRON CORP NEW COM 166764100   737,326 8,731 SH   SOLE   8,731 0 0
CONOCOPHILLIPS COM 20825C104   471,293 11,785 SH   SOLE   11,785 0 0
EOG RES INC COM 26875P101   222,462 4,461 SH   SOLE   4,461 0 0
EXXON MOBIL CORP COM 30231G102   299,187 7,258 SH   SOLE   7,258 0 0
FACEBOOK INC CL A 30303M102   201,319 737 SH   SOLE   737 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   516,436 1,646 SH   SOLE   1,646 0 0
ISHARES INC CORE MSCI EMKT 46434G103   17,496,520 282,020 SH   SOLE   282,020 0 0
ISHARES TR CORE MSCI INTL 46435G326   1,623,751 26,347 SH   SOLE   26,347 0 0
ISHARES TR CORE S&P500 ETF 464287200   83,600,986 222,704 SH   SOLE   222,704 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,823,638 7,935 SH   SOLE   7,935 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,434,140 33,363 SH   SOLE   33,363 0 0
ISHARES TR EAFE GRWTH ETF 464288885   33,850,661 335,454 SH   SOLE   335,454 0 0
ISHARES TR EAFE SML CP ETF 464288273   2,498,100 36,549 SH   SOLE   36,549 0 0
ISHARES TR EAFE VALUE ETF 464288877   36,142,575 765,733 SH   SOLE   765,733 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   5,857,308 113,360 SH   SOLE   113,360 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,316,769 16,917 SH   SOLE   16,917 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   231,398 3,626 SH   SOLE   3,626 0 0
ISHARES TR S&P 500 VAL ETF 464287408   220,292 1,721 SH   SOLE   1,721 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   23,682,794 429,269 SH   SOLE   429,269 0 0
MICROSOFT CORP COM 594918104   227,877 1,025 SH   SOLE   1,025 0 0
PHILLIPS 66 COM 718546104   356,868 5,102 SH   SOLE   5,102 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   224,979 1,989 SH   SOLE   1,989 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,072,438 100,243 SH   SOLE   100,243 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   358,877 12,257 SH   SOLE   12,257 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   259,316 7,456 SH   SOLE   7,456 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   865,606 19,113 SH   SOLE   19,113 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   699,680 16,302 SH   SOLE   16,302 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   482,509 13,399 SH   SOLE   13,399 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,723,454 18,949 SH   SOLE   18,949 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   444,425 3,461 SH   SOLE   3,461 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   993,054 11,158 SH   SOLE   11,158 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   244,890 4,371 SH   SOLE   4,371 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   369,588 9,734 SH   SOLE   9,734 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,748,399 4,676 SH   SOLE   4,676 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   8,656,539 241,803 SH   SOLE   241,803 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   9,847,594 148,778 SH   SOLE   148,778 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   34,407,345 370,569 SH   SOLE   370,569 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   23,595,586 215,210 SH   SOLE   215,210 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,398,395 61,213 SH   SOLE   61,213 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   50,257,966 858,377 SH   SOLE   858,377 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   51,679,176 313,816 SH   SOLE   313,816 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   73,716,588 290,979 SH   SOLE   290,979 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,849,414 18,617 SH   SOLE   18,617 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   676,849 1,969 SH   SOLE   1,969 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   29,796,879 153,056 SH   SOLE   153,056 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   22,009,339 154,766 SH   SOLE   154,766 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   441,241 2,267 SH   SOLE   2,267 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   46,883,557 394,112 SH   SOLE   394,112 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,279,455 26,839 SH   SOLE   26,839 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   410,522 8,192 SH   SOLE   8,192 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   602,898 11,101 SH   SOLE   11,101 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   16,782,219 140,062 SH   SOLE   140,062 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771   2,085,271 38,566 SH   SOLE   38,566 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   31,217,320 661,244 SH   SOLE   661,244 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   313,920 2,352 SH   SOLE   2,352 0 0