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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   772,554 3,668 SH   SOLE   3,668 0 0
DBX ETF TR XTRACK MSCI EURP 233051853   1,517,762 36,511 SH   SOLE   36,511 0 0
EXXON MOBIL CORP COM 30231G102   217,922 1,893 SH   SOLE   1,893 0 0
FIRST TR EXCHANGE-TRADED FD MANAGD MUN ETF 33739N108   325,405 6,373 SH   SOLE   6,373 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   347,168 14,776 SH   SOLE   14,776 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   348,960 14,862 SH   SOLE   14,862 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   349,565 15,048 SH   SOLE   15,048 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   348,377 15,203 SH   SOLE   15,203 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   651,206 3,964 SH   SOLE   3,964 0 0
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   2,879,197 52,311 SH   SOLE   52,311 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   15,510,630 42,552 SH   SOLE   42,552 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,636,708 31,942 SH   SOLE   31,942 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,160,436 10,891 SH   SOLE   10,891 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,204,945 22,715 SH   SOLE   22,715 0 0
ISHARES TR MSCI EAFE ETF 464287465   247,914 3,165 SH   SOLE   3,165 0 0
LISTED FD TR ROUNDHILL MAGNIF 53656G498   380,142 8,427 SH   SOLE   8,427 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   617,135 13,006 SH   SOLE   13,006 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   637,739 8,194 SH   SOLE   8,194 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   9,645,995 42,638 SH   SOLE   42,638 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   672,790 17,516 SH   SOLE   17,516 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,369,002 29,976 SH   SOLE   29,976 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,667,453 21,774 SH   SOLE   21,774 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,003,068 35,058 SH   SOLE   35,058 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,938,420 95,802 SH   SOLE   95,802 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,552,376 17,031 SH   SOLE   17,031 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   785,517 8,895 SH   SOLE   8,895 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,619,728 19,845 SH   SOLE   19,845 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   2,842,008 23,320 SH   SOLE   23,320 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   503,963 7,396 SH   SOLE   7,396 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   645,362 17,132 SH   SOLE   17,132 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,672,886 76,194 SH   SOLE   76,194 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,420,146 4,447 SH   SOLE   4,447 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,500,470 11,798 SH   SOLE   11,798 0 0
TARGA RES CORP COM 87612G101   1,194,950 9,279 SH   SOLE   9,279 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,785,228 9,781 SH   SOLE   9,781 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,552,937 11,121 SH   SOLE   11,121 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,752,911 7,008 SH   SOLE   7,008 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   8,896,339 55,460 SH   SOLE   55,460 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,726,544 18,125 SH   SOLE   18,125 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,760,553 56,321 SH   SOLE   56,321 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   2,098,997 28,296 SH   SOLE   28,296 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,583,594 81,892 SH   SOLE   81,892 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   236,770 4,725 SH   SOLE   4,725 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   520,684 11,517 SH   SOLE   11,517 0 0