The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   389,082 3,423 SH   SOLE   0 0 3,423
ABBVIE INC COM 00287Y109   274,179 1,506 SH   SOLE   0 0 1,506
AIR PRODS & CHEMS INC COM 009158106   274,129 1,132 SH   SOLE   0 0 1,132
ALPHABET INC CAP STK CL A 02079K305   1,228,923 8,142 SH   SOLE   0 0 8,142
ALPHABET INC CAP STK CL C 02079K107   560,478 3,681 SH   SOLE   0 0 3,681
AMAZON COM INC COM 023135106   1,301,622 7,216 SH   SOLE   0 0 7,216
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,312,325 46,018 SH   SOLE   0 0 46,018
AMERICAN CENTY ETF TR US EQT ETF 025072885   785,900 8,781 SH   SOLE   0 0 8,781
APPLE INC COM 037833100   4,094,217 23,876 SH   SOLE   0 0 23,876
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,213,197 5,263 SH   SOLE   0 0 5,263
CITIGROUP INC COM NEW 172967424   716,193 11,325 SH   SOLE   0 0 11,325
COCA COLA CO COM 191216100   234,036 3,825 SH   SOLE   0 0 3,825
COSTCO WHSL CORP NEW COM 22160K105   425,699 581 SH   SOLE   0 0 581
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   12,712,246 475,224 SH   SOLE   0 0 475,224
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   211,579 3,394 SH   SOLE   0 0 3,394
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   487,078 16,182 SH   SOLE   0 0 16,182
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   239,154 6,545 SH   SOLE   0 0 6,545
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,369,819 50,379 SH   SOLE   0 0 50,379
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,601,917 86,759 SH   SOLE   0 0 86,759
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   730,937 17,424 SH   SOLE   0 0 17,424
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   765,159 30,018 SH   SOLE   0 0 30,018
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   22,083,194 387,560 SH   SOLE   0 0 387,560
DUKE ENERGY CORP NEW COM NEW 26441C204   314,211 3,249 SH   SOLE   0 0 3,249
ELI LILLY & CO COM 532457108   1,147,726 1,475 SH   SOLE   0 0 1,475
ETFIS SER TR I VIRTUS REAL AS 26923G780   211,451 8,801 SH   SOLE   0 0 8,801
GOLDMAN SACHS GROUP INC COM 38141G104   222,629 533 SH   SOLE   0 0 533
HOME DEPOT INC COM 437076102   704,428 1,836 SH   SOLE   0 0 1,836
HONEYWELL INTL INC COM 438516106   214,483 1,045 SH   SOLE   0 0 1,045
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   645,329 22,055 SH   SOLE   0 0 22,055
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45783Y541   514,834 19,568 SH   SOLE   0 0 19,568
INNOVATOR ETFS TRUST PREM INC 20 BARR 45783Y525   536,451 22,204 SH   SOLE   0 0 22,204
INTUIT COM 461202103   261,224 402 SH   SOLE   0 0 402
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879   2,110,385 84,113 SH   SOLE   0 0 84,113
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   524,414 22,062 SH   SOLE   0 0 22,062
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   349,715 8,169 SH   SOLE   0 0 8,169
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   442,670 3,854 SH   SOLE   0 0 3,854
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   7,078,468 66,471 SH   SOLE   0 0 66,471
INVESCO QQQ TR UNIT SER 1 46090E103   7,762,709 17,483 SH   SOLE   0 0 17,483
IONQ INC COM 46222L108   111,798 11,191 SH   SOLE   0 0 11,191
ISHARES TR CORE DIV GRWTH 46434V621   1,117,887 19,254 SH   SOLE   0 0 19,254
ISHARES TR SHRT NAT MUN ETF 464288158   2,063,769 19,706 SH   SOLE   0 0 19,706
ISHARES TR INTL DIV GRWTH 46435G524   982,311 14,583 SH   SOLE   0 0 14,583
ISHARES TR IBOXX INV CP ETF 464287242   201,078 1,846 SH   SOLE   0 0 1,846
ISHARES TR ISHARES SEMICDTR 464287523   400,387 1,772 SH   SOLE   0 0 1,772
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   6,200,500 123,713 SH   SOLE   0 0 123,713
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,630,225 32,129 SH   SOLE   0 0 32,129
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   313,080 5,411 SH   SOLE   0 0 5,411
JOHNSON & JOHNSON COM 478160104   539,104 3,408 SH   SOLE   0 0 3,408
JPMORGAN CHASE & CO COM 46625H100   469,157 2,342 SH   SOLE   0 0 2,342
LINDE PLC SHS G54950103   214,892 463 SH   SOLE   0 0 463
MASTERCARD INCORPORATED CL A 57636Q104   722,977 1,501 SH   SOLE   0 0 1,501
MCDONALDS CORP COM 580135101   347,930 1,234 SH   SOLE   0 0 1,234
MERCK & CO INC COM 58933Y105   436,220 3,306 SH   SOLE   0 0 3,306
META PLATFORMS INC CL A 30303M102   456,950 941 SH   SOLE   0 0 941
MICROSOFT CORP COM 594918104   4,669,199 11,098 SH   SOLE   0 0 11,098
NORFOLK SOUTHN CORP COM 655844108   242,891 953 SH   SOLE   0 0 953
NVIDIA CORPORATION COM 67066G104   3,532,882 3,910 SH   SOLE   0 0 3,910
ORACLE CORP COM 68389X105   238,157 1,896 SH   SOLE   0 0 1,896
PEPSICO INC COM 713448108   319,802 1,827 SH   SOLE   0 0 1,827
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,412,962 28,430 SH   SOLE   0 0 28,430
PNC FINL SVCS GROUP INC COM 693475105   230,748 1,428 SH   SOLE   0 0 1,428
PROCTER AND GAMBLE CO COM 742718109   519,112 3,199 SH   SOLE   0 0 3,199
PROSHARES TR S&P 500 DV ARIST 74348A467   567,353 5,595 SH   SOLE   0 0 5,595
QUALCOMM INC COM 747525103   252,074 1,489 SH   SOLE   0 0 1,489
ROCKWELL AUTOMATION INC COM 773903109   262,197 900 SH   SOLE   0 0 900
SELECT SECTOR SPDR TR ENERGY 81369Y506   260,708 2,761 SH   SOLE   0 0 2,761
SHERWIN WILLIAMS CO COM 824348106   257,719 742 SH   SOLE   0 0 742
SPDR S&P 500 ETF TR TR UNIT 78462F103   345,688 661 SH   SOLE   0 0 661
SPDR SER TR BLOOMBERG INVT 78468R200   594,094 19,270 SH   SOLE   0 0 19,270
STRYKER CORPORATION COM 863667101   1,306,729 3,651 SH   SOLE   0 0 3,651
TEGNA INC COM 87901J105   519,240 34,755 SH   SOLE   0 0 34,755
TESLA INC COM 88160R101   651,829 3,708 SH   SOLE   0 0 3,708
TEXAS INSTRS INC COM 882508104   281,712 1,617 SH   SOLE   0 0 1,617
TJX COS INC NEW COM 872540109   204,379 2,015 SH   SOLE   0 0 2,015
TRUIST FINL CORP COM 89832Q109   422,621 10,842 SH   SOLE   0 0 10,842
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,058,061 39,886 SH   SOLE   0 0 39,886
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   6,062,310 122,347 SH   SOLE   0 0 122,347
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   220,027 4,473 SH   SOLE   0 0 4,473
VANGUARD INDEX FDS LARGE CAP ETF 922908637   204,995 855 SH   SOLE   0 0 855
VANGUARD INDEX FDS SMALL CP ETF 922908751   210,467 921 SH   SOLE   0 0 921
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,673,829 52,612 SH   SOLE   0 0 52,612
VANGUARD INDEX FDS VALUE ETF 922908744   2,027,452 12,449 SH   SOLE   0 0 12,449
VANGUARD INDEX FDS GROWTH ETF 922908736   4,273,696 12,416 SH   SOLE   0 0 12,416
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   678,073 1,411 SH   SOLE   0 0 1,411
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   262,354 4,473 SH   SOLE   0 0 4,473
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   741,844 6,714 SH   SOLE   0 0 6,714
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,711,033 56,610 SH   SOLE   0 0 56,610
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,444,377 28,545 SH   SOLE   0 0 28,545
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   922,636 5,052 SH   SOLE   0 0 5,052
VANGUARD STAR FDS VG TL INTL STK F 921909768   331,168 5,492 SH   SOLE   0 0 5,492
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,934,763 38,564 SH   SOLE   0 0 38,564
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,779,553 21,827 SH   SOLE   0 0 21,827
VISA INC COM CL A 92826C839   637,552 2,284 SH   SOLE   0 0 2,284
VULCAN MATLS CO COM 929160109   1,616,232 5,922 SH   SOLE   0 0 5,922
WALMART INC COM 931142103   234,482 3,897 SH   SOLE   0 0 3,897
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   518,792 10,316 SH   SOLE   0 0 10,316