Notes Receivable (Tables)

6 Months Ended

Jun. 30, 2012

Schedule of Current and Non-Current Notes Receivable

In Millions
	June 30, 2012		December 31, 2011
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$      26		$      19
Other		14		30
Non-current
EnerBank notes receivable, net of allowance for loan losses		460		461
Other		1		1
Total notes receivable		$    501		$    511
Consumers
Current
Other		$      13		$      23
Non-current
Other		1		1
Total notes receivable		$      14		$      24

EnerBank USA [Member]

Schedule of Allowance for Loan Losses

In Millions
	Three Months Ended				Six Months Ended
June 30	2012		2011		2012		2011
Balance at beginning of period		$    5		$    5		$    5		$    5
Charge-offs		(1)		(1)		(2)		(2)
Recoveries		-		-		-		-
Provision for loan losses		1		1		2		2
Balance at end of period		$    5		$    5		$    5		$    5

Schedule of Delinquency Status of EnerBank's Consumer Loans

In Millions
	Past Due 30-59 Days		Past Due 60-89 Days		Past Due Over 90 Days		Total Delinquent		Current		Total Outstanding
June 30, 2012		$      1		$      1		$      -		$      2		$    484		$    486
December 31, 2011		1		-		1		2		478		480

Consumers Energy Company [Member]

Schedule of Current and Non-Current Notes Receivable

In Millions
	June 30, 2012		December 31, 2011
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$      26		$      19
Other		14		30
Non-current
EnerBank notes receivable, net of allowance for loan losses		460		461
Other		1		1
Total notes receivable		$    501		$    511
Consumers
Current
Other		$      13		$      23
Non-current
Other		1		1
Total notes receivable		$      14		$      24