Notes Receivable (Tables)

12 Months Ended

Dec. 31, 2016

Schedule Of Current And Non-Current Notes Receivable

In Millions
December 31	2016			2015
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	151		$	128
EnerBank notes receivable held for sale			39			16
State of Michigan tax settlement			29			-
Non-current
EnerBank notes receivable			1,088			1,017
State of Michigan tax settlement			19			-
Total notes receivable		$	1,326		$	1,161
Consumers
Current
State of Michigan tax settlement		$	29		$	-
Non-current
State of Michigan tax settlement			16			-
Total notes receivable		$	45		$	-

Schedule Of Allowance For Loan Losses

In Millions
Years Ended December 31	2016			2015
Balance at beginning of period		$	9		$	8
Charge-offs			(14)			(8)
Recoveries			2			1
Provision for loan losses			19			8
Balance at end of period		$	16		$	9

Consumers Energy Company [Member]

Schedule Of Current And Non-Current Notes Receivable

In Millions
December 31	2016			2015
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	151		$	128
EnerBank notes receivable held for sale			39			16
State of Michigan tax settlement			29			-
Non-current
EnerBank notes receivable			1,088			1,017
State of Michigan tax settlement			19			-
Total notes receivable		$	1,326		$	1,161
Consumers
Current
State of Michigan tax settlement		$	29		$	-
Non-current
State of Michigan tax settlement			16			-
Total notes receivable		$	45		$	-