Notes Receivable (Tables)

12 Months Ended

Dec. 31, 2014

Schedule Of Current And Non-Current Notes Receivable

In Millions
December 31	2014			2013
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	97		$	48
EnerBank notes receivable held for sale			41			-
Other			1			15
Non-current
EnerBank notes receivable, net of allowance for loan losses			800			635
Total notes receivable		$	939		$	698
Consumers
Current
Other		$	-		$	14
Total notes receivable		$	-		$	14

Schedule Of Allowance For Loan Losses

In Millions
Years Ended December 31	2014			2013
Balance at beginning of period		$	5		$	5
Charge-offs			(6)			(5)
Recoveries			1			1
Provision for loan losses			8			4
Balance at end of period		$	8		$	5

Consumers Energy Company [Member]

Schedule Of Current And Non-Current Notes Receivable

In Millions
December 31	2014			2013
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	97		$	48
EnerBank notes receivable held for sale			41			-
Other			1			15
Non-current
EnerBank notes receivable, net of allowance for loan losses			800			635
Total notes receivable		$	939		$	698
Consumers
Current
Other		$	-		$	14
Total notes receivable		$	-		$	14