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Notes Receivable (Tables)
 3 Months Ended
Mar. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Schedule Of Current And Non-Current Notes Receivable
Presented in the following table are details of CMS Energy’s and Consumers’ notes receivable:
In Millions
March 31, 2021December 31, 2020
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses$284 $275 
Non‑current
EnerBank notes receivable, net of allowance for loan losses2,426 2,612 
Total notes receivable$2,710 $2,887 
Consumers
Current
DB SERP note receivable – related party$7 $7 
Non‑current
DB SERP note receivable – related party99 100 
Total notes receivable$106 $107 
Schedule Of Allowance For Loan Losses
Presented in the following table are the changes in the allowance for loan losses:
In Millions
Three Months Ended March 3120212020
Balance at beginning of period$123 $33 
Effects of new accounting standard1
— 62 
Provision for loan losses5 13 
Charge-offs(12)(11)
Recoveries2 2 
Balance at end of period$118 $99 
1On January 1, 2020, the allowance for loan losses was adjusted as part of the adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments.
Consumers Energy Company  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Schedule Of Current And Non-Current Notes Receivable
Presented in the following table are details of CMS Energy’s and Consumers’ notes receivable:
In Millions
March 31, 2021December 31, 2020
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses$284 $275 
Non‑current
EnerBank notes receivable, net of allowance for loan losses2,426 2,612 
Total notes receivable$2,710 $2,887 
Consumers
Current
DB SERP note receivable – related party$7 $7 
Non‑current
DB SERP note receivable – related party99 100 
Total notes receivable$106 $107