Notes Receivable (Tables)

12 Months Ended

Dec. 31, 2019

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule Of Current And Non-Current Notes Receivable

Presented in the following table are details of CMS Energy’s and Consumers’ current and non‑current notes receivable:

In Millions
December 31	2019			2018
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	223		$	233
EnerBank notes receivable held for sale		19			—
Non‑current
EnerBank notes receivable		2,258			1,624
Total notes receivable		$	2,500		$	1,857
Consumers
Current
DB SERP note receivable – related party		$	7		$	7
Non‑current
DB SERP note receivable – related party		96			99
Total notes receivable		$	103		$	106

Schedule Of Allowance For Loan Losses

Presented in the following table are the changes in the allowance for loan losses:

In Millions
Years Ended December 31	2019				2018
Balance at beginning of period		$	24			$	20
Charge-offs		(35		)		(24		)
Recoveries		6				3
Provision for loan losses		38				25
Balance at end of period		$	33			$	24

Consumers Energy Company

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule Of Current And Non-Current Notes Receivable

Presented in the following table are details of CMS Energy’s and Consumers’ current and non‑current notes receivable:

In Millions
December 31	2019			2018
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	223		$	233
EnerBank notes receivable held for sale		19			—
Non‑current
EnerBank notes receivable		2,258			1,624
Total notes receivable		$	2,500		$	1,857
Consumers
Current
DB SERP note receivable – related party		$	7		$	7
Non‑current
DB SERP note receivable – related party		96			99
Total notes receivable		$	103		$	106