Notes Receivable (Tables)

12 Months Ended

Dec. 31, 2018

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule Of Current And Non-Current Notes Receivable

Presented in the following table are details of CMS Energy’s and Consumers’ current and non‑current notes receivable:

In Millions
December 31	2018			2017
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	233		$	178
EnerBank notes receivable held for sale		—			2
Michigan tax settlement		—			20
Non-current
EnerBank notes receivable		1,624			1,171
Total notes receivable		$	1,857		$	1,371
Consumers
Current
Michigan tax settlement		$	—		$	17
DB SERP note receivable – related party		7			—
Non-current
DB SERP note receivable – related party		99			—
Total notes receivable		$	106		$	17

Schedule Of Allowance For Loan Losses

Presented in the following table are the changes in the allowance for loan losses:

In Millions
Years Ended December 31	2018				2017
Balance at beginning of period		$	20			$	16
Charge-offs		(24		)		(19		)
Recoveries		3				3
Provision for loan losses		25				20
Balance at end of period		$	24			$	20

Consumers Energy Company

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule Of Current And Non-Current Notes Receivable

Presented in the following table are details of CMS Energy’s and Consumers’ current and non‑current notes receivable:

In Millions
December 31	2018			2017
CMS Energy, including Consumers
Current
EnerBank notes receivable, net of allowance for loan losses		$	233		$	178
EnerBank notes receivable held for sale		—			2
Michigan tax settlement		—			20
Non-current
EnerBank notes receivable		1,624			1,171
Total notes receivable		$	1,857		$	1,371
Consumers
Current
Michigan tax settlement		$	—		$	17
DB SERP note receivable – related party		7			—
Non-current
DB SERP note receivable – related party		99			—
Total notes receivable		$	106		$	17