The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   373,656 3,418 SH   SOLE   0 0 3,418
ADOBE INC COM 00724F101   637,765 1,069 SH   SOLE   0 0 1,069
AFFIRM HLDGS INC COM CL A 00827B106   541,523 11,020 SH   SOLE   0 0 11,020
ALPHABET INC CAP STK CL A 02079K305   553,033 3,959 SH   SOLE   0 0 3,959
AMAZON COM INC COM 023135106   488,791 3,217 SH   SOLE   0 0 3,217
APPLE INC COM 037833100   1,712,554 8,895 SH   SOLE   0 0 8,895
ARISTA NETWORKS INC COM 040413106   480,440 2,040 SH   SOLE   0 0 2,040
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   405,879 1,138 SH   SOLE   0 0 1,138
BROADCOM INC COM 11135F101   369,479 331 SH   SOLE   0 0 331
CBOE GLOBAL MKTS INC COM 12503M108   223,021 1,249 SH   SOLE   0 0 1,249
CHEVRON CORP NEW COM 166764100   274,156 1,838 SH   SOLE   0 0 1,838
CISCO SYS INC COM 17275R102   321,509 6,364 SH   SOLE   0 0 6,364
COCA COLA CO COM 191216100   2,231,856 37,873 SH   SOLE   0 0 37,873
CONSTELLATION ENERGY CORP COM 21037T109   409,349 3,502 SH   SOLE   0 0 3,502
COSTCO WHSL CORP NEW COM 22160K105   264,032 400 SH   SOLE   0 0 400
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,231,651 213,999 SH   SOLE   0 0 213,999
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   9,012,422 262,294 SH   SOLE   0 0 262,294
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,335,910 129,374 SH   SOLE   0 0 129,374
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   1,115,452 46,002 SH   SOLE   0 0 46,002
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,353,740 91,728 SH   SOLE   0 0 91,728
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,715,449 99,824 SH   SOLE   0 0 99,824
DRAFTKINGS INC NEW COM CL A 26142V105   386,587 10,967 SH   SOLE   0 0 10,967
ELI LILLY & CO COM 532457108   510,638 876 SH   SOLE   0 0 876
EXXON MOBIL CORP COM 30231G102   522,695 5,228 SH   SOLE   0 0 5,228
HOME DEPOT INC COM 437076102   1,567,446 4,523 SH   SOLE   0 0 4,523
INTEL CORP COM 458140100   243,160 4,839 SH   SOLE   0 0 4,839
INTERNATIONAL BUSINESS MACHS COM 459200101   263,806 1,613 SH   SOLE   0 0 1,613
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   15,651,109 738,957 SH   SOLE   0 0 738,957
INVESCO QQQ TR UNIT SER 1 46090E103   33,865,256 82,695 SH   SOLE   0 0 82,695
ISHARES GOLD TR ISHARES NEW 464285204   5,828,038 149,322 SH   SOLE   0 0 149,322
ISHARES SILVER TR ISHARES 46428Q109   1,376,648 63,207 SH   SOLE   0 0 63,207
ISHARES TR 0-5YR HI YL CP 46434V407   498,280 11,802 SH   SOLE   0 0 11,802
ISHARES TR SHRT NAT MUN ETF 464288158   7,398,234 70,172 SH   SOLE   0 0 70,172
ISHARES TR IBOXX HI YD ETF 464288513   334,170 4,318 SH   SOLE   0 0 4,318
ISHARES TR MSCI EAFE ETF 464287465   17,698,133 234,879 SH   SOLE   0 0 234,879
ISHARES TR MSCI EAFE MIN VL 46429B689   5,171,308 74,579 SH   SOLE   0 0 74,579
ISHARES TR EAFE VALUE ETF 464288877   9,281,355 178,145 SH   SOLE   0 0 178,145
ISHARES TR MSCI USA MIN VOL 46429B697   2,802,213 35,912 SH   SOLE   0 0 35,912
ISHARES TR RUS MDCP VAL ETF 464287473   240,837 2,071 SH   SOLE   0 0 2,071
ISHARES TR SELECT DIVID ETF 464287168   2,229,876 19,023 SH   SOLE   0 0 19,023
JPMORGAN CHASE & CO COM 46625H100   253,279 1,489 SH   SOLE   0 0 1,489
MERCK & CO INC COM 58933Y105   224,472 2,059 SH   SOLE   0 0 2,059
META PLATFORMS INC CL A 30303M102   641,376 1,812 SH   SOLE   0 0 1,812
MICROSOFT CORP COM 594918104   1,298,842 3,454 SH   SOLE   0 0 3,454
NRG ENERGY INC COM NEW 629377508   201,630 3,900 SH   SOLE   0 0 3,900
NVIDIA CORPORATION COM 67066G104   651,710 1,316 SH   SOLE   0 0 1,316
PALANTIR TECHNOLOGIES INC CL A 69608A108   354,767 20,662 SH   SOLE   0 0 20,662
PEPSICO INC COM 713448108   207,544 1,222 SH   SOLE   0 0 1,222
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   418,644 2,175 SH   SOLE   0 0 2,175
SOUTHERN CO COM 842587107   494,837 7,057 SH   SOLE   0 0 7,057
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,129,812 2,377 SH   SOLE   0 0 2,377
SPDR SER TR DJ REIT ETF 78464A607   1,113,052 11,677 SH   SOLE   0 0 11,677
SPDR SER TR PRTFLO S&P500 VL 78464A508   22,126,168 474,505 SH   SOLE   0 0 474,505
SPLUNK INC COM 848637104   420,791 2,762 SH   SOLE   0 0 2,762
TRUIST FINL CORP COM 89832Q109   389,432 10,548 SH   SOLE   0 0 10,548
UNITED PARCEL SERVICE INC CL B 911312106   496,218 3,156 SH   SOLE   0 0 3,156
UNITEDHEALTH GROUP INC COM 91324P102   320,094 608 SH   SOLE   0 0 608
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   2,295,057 44,452 SH   SOLE   0 0 44,452
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,090,383 8,812 SH   SOLE   0 0 8,812
VANGUARD INDEX FDS GROWTH ETF 922908736   14,190,118 45,645 SH   SOLE   0 0 45,645
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   225,636 1,556 SH   SOLE   0 0 1,556
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,229,798 46,953 SH   SOLE   0 0 46,953
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,565,350 89,429 SH   SOLE   0 0 89,429
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,935,834 36,120 SH   SOLE   0 0 36,120
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   391,630 8,176 SH   SOLE   0 0 8,176
VISA INC COM CL A 92826C839   256,965 987 SH   SOLE   0 0 987