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Exhibit 12.1

CITY NATIONAL CORPORATION AND SUBSIDIARIES
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(DOLLARS IN THOUSANDS, EXCEPT RATIOS)
(UNAUDITED)

	Years ended December 31,
	2002		2001		2000		1999		1998
	(in thousands)
EXCLUDING INTEREST ON DEPOSITS
Income Before Income Taxes	$	261,958	$	218,143	$	199,730	$	167,414	$	150,024
Add Fixed Charges		29,548		63,486		89,071		58,978		45,973
Total Earnings		291,506		281,629		288,801		226,392		195,997
Fixed Charges:
Other Interest Expense		23,732		57,844		84,045		55,227		43,041
Interest Portion of Rental Expenses		5,816		5,642		5,026		3,751		2,932
Total Fixed Charges		29,548		63,486		89,071		58,978		45,973
Ratio of Earnings to Fixed Charges		9.87		4.44		3.24		3.84		4.26
Adjusted Ratio of Earnings to Fixed Charges (1)		9.87		4.64		3.37		3.93		4.31
INCLUDING INTEREST ON DEPOSITS
Income Before Income Taxes	$	261,958	$	218,143	$	199,730	$	167,414	$	150,024
Add Fixed Charges		100,260		196,736		244,798		152,192		133,210
Total Earnings		362,218		414,879		444,528		319,606		283,234
Fixed Charges:
Deposit Interest Expense		70,712		133,250		155,727		93,214		87,237
Other Interest Expense		23,732		57,844		84,045		55,227		43,041
Interest Portion of Rental Expenses		5,816		5,642		5,026		3,751		2,932
Total Fixed Charges		100,260		196,736		244,798		152,192		133,210
Ratio of Earnings to Fixed Charges		3.61		2.11		1.82		2.10		2.13
Adjusted Ratio of Earnings to Fixed Charges (1)		3.61		2.17		1.86		2.13		2.15

1.

Reflects the calculation of earnings to fixed charges utilizing income before tax, adjusted to eliminate goodwill amortization of $12,868, $11,223, $5,171, and $3,349, for the years ended December 31, 2001, 2000, 1999 and 1998, respectively, to reflect all periods on a comparable basis.

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CITY NATIONAL CORPORATION AND SUBSIDIARIES COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES (DOLLARS IN THOUSANDS, EXCEPT RATIOS) (UNAUDITED)