The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   7,426,668 65,341 SH   SOLE   103 0 65,238
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,723,362 10,742 SH   SOLE   17 0 10,725
ADOBE INC COM 00724F101   3,773,903 7,479 SH   SOLE   634 0 6,845
ADVANCED MICRO DEVICES INC COM 007903107   2,317,672 12,841 SH   SOLE   1,387 0 11,454
ALPHABET INC CAP STK CL A 02079K305   13,124,269 86,956 SH   SOLE   8,712 0 78,244
ALPHABET INC CAP STK CL C 02079K107   4,113,761 27,018 SH   SOLE   7,413 0 19,605
ALTRIA GROUP INC COM 02209S103   4,816,877 110,428 SH   SOLE   229 0 110,199
AMAZON COM INC COM 023135106   14,191,577 78,676 SH   SOLE   12,378 0 66,298
AMDOCS LTD SHS G02602103   3,390,140 37,514 SH   SOLE   70 0 37,444
AMERICAN EXPRESS CO COM 025816109   1,774,844 7,795 SH   SOLE   1,205 0 6,590
AMERICAN TOWER CORP NEW COM 03027X100   4,200,098 21,257 SH   SOLE   940 0 20,317
AMGEN INC COM 031162100   3,043,646 10,705 SH   SOLE   2,101 0 8,604
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   224,385 3,500 SH   SOLE   0 0 3,500
ANALOG DEVICES INC COM 032654105   4,934,465 24,948 SH   SOLE   818 0 24,130
APPLE INC COM 037833100   26,506,068 154,572 SH   SOLE   14,851 0 139,721
APPLIED MATLS INC COM 038222105   2,097,565 10,171 SH   SOLE   1,948 0 8,223
APPLOVIN CORP COM CL A 03831W108   749,030 10,821 SH   SOLE   2,520 0 8,301
ARISTA NETWORKS INC COM 040413106   3,480,920 12,004 SH   SOLE   1,556 0 10,448
ASTRAZENECA PLC SPONSORED ADR 046353108   4,963,814 73,267 SH   SOLE   129 0 73,138
AT&T INC COM 00206R102   7,352,812 417,773 SH   SOLE   6,807 0 410,966
AUTODESK INC COM 052769106   1,550,541 5,954 SH   SOLE   700 0 5,254
AUTOMATIC DATA PROCESSING IN COM 053015103   7,106,040 28,454 SH   SOLE   51 0 28,403
BANK AMERICA CORP COM 060505104   8,833,473 232,950 SH   SOLE   9,218 0 223,732
BAXTER INTL INC COM 071813109   1,897,850 44,405 SH   SOLE   101 0 44,304
BLACKROCK INC COM 09247X101   910,400 1,092 SH   SOLE   258 0 834
BOWLERO CORP CL A COM 10258P102   602,444 43,974 SH   SOLE   12,306 0 31,668
BRISTOL-MYERS SQUIBB CO COM 110122108   3,682,262 67,901 SH   SOLE   121 0 67,780
BROADCOM INC COM 11135F101   17,501,233 13,204 SH   SOLE   960 0 12,244
CADENCE DESIGN SYSTEM INC COM 127387108   6,182,643 19,862 SH   SOLE   2,517 0 17,345
CAPITAL ONE FINL CORP COM 14040H105   875,592 5,881 SH   SOLE   0 0 5,881
CARRIER GLOBAL CORPORATION COM 14448C104   855,441 14,716 SH   SOLE   0 0 14,716
CDW CORP COM 12514G108   4,765,693 18,632 SH   SOLE   32 0 18,600
CHEVRON CORP NEW COM 166764100   7,330,645 46,473 SH   SOLE   76 0 46,397
CHIPOTLE MEXICAN GRILL INC COM 169656105   1,435,944 494 SH   SOLE   81 0 413
CINTAS CORP COM 172908105   6,326,240 9,208 SH   SOLE   410 0 8,798
CISCO SYS INC COM 17275R102   3,896,943 78,079 SH   SOLE   138 0 77,941
CITIGROUP INC COM NEW 172967424   4,759,381 75,259 SH   SOLE   120 0 75,139
CME GROUP INC COM 12572Q105   1,258,155 5,844 SH   SOLE   0 0 5,844
COCA COLA CO COM 191216100   7,271,804 118,859 SH   SOLE   2,643 0 116,216
COMCAST CORP NEW CL A 20030N101   6,729,654 155,240 SH   SOLE   2,550 0 152,690
COSTCO WHSL CORP NEW COM 22160K105   2,704,870 3,692 SH   SOLE   760 0 2,932
CVS HEALTH CORP COM 126650100   5,255,338 65,889 SH   SOLE   121 0 65,768
DANAHER CORPORATION COM 235851102   345,862 1,385 SH   SOLE   0 0 1,385
DARDEN RESTAURANTS INC COM 237194105   8,337,013 49,877 SH   SOLE   95 0 49,782
DEERE & CO COM 244199105   426,392 1,038 SH   SOLE   0 0 1,038
DEXCOM INC COM 252131107   2,296,456 16,557 SH   SOLE   2,611 0 13,946
DISNEY WALT CO COM 254687106   247,167 2,020 SH   SOLE   0 0 2,020
DOW INC COM 260557103   6,327,045 109,219 SH   SOLE   210 0 109,009
DUKE ENERGY CORP NEW COM NEW 26441C204   6,245,690 64,582 SH   SOLE   108 0 64,474
EATON CORP PLC SHS G29183103   10,005,566 31,999 SH   SOLE   1,277 0 30,722
ECOLAB INC COM 278865100   3,761,592 16,291 SH   SOLE   1,295 0 14,996
EDWARDS LIFESCIENCES CORP COM 28176E108   1,167,743 12,220 SH   SOLE   0 0 12,220
ELI LILLY & CO COM 532457108   16,701,595 21,468 SH   SOLE   1,525 0 19,943
EMERSON ELEC CO COM 291011104   8,228,256 72,547 SH   SOLE   134 0 72,413
ENBRIDGE INC COM 29250N105   7,250,113 200,390 SH   SOLE   394 0 199,996
EXXON MOBIL CORP COM 30231G102   5,536,195 47,627 SH   SOLE   70 0 47,557
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   205,090 1,000 SH   SOLE   0 0 1,000
FISERV INC COM 337738108   1,990,079 12,452 SH   SOLE   2,026 0 10,426
FLUOR CORP NEW COM 343412102   1,887,675 44,647 SH   SOLE   5,666 0 38,981
GENUINE PARTS CO COM 372460105   6,979,675 45,051 SH   SOLE   82 0 44,969
GILEAD SCIENCES INC COM 375558103   3,146,600 42,957 SH   SOLE   76 0 42,881
GRACO INC COM 384109104   1,139,277 12,190 SH   SOLE   0 0 12,190
HENRY JACK & ASSOC INC COM 426281101   2,710,382 15,601 SH   SOLE   26 0 15,575
HESS CORP COM 42809H107   330,924 2,168 SH   SOLE   2,168 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   865,185 4,056 SH   SOLE   802 0 3,254
HOME DEPOT INC COM 437076102   11,821,027 30,816 SH   SOLE   1,604 0 29,212
HONEYWELL INTL INC COM 438516106   2,808,436 13,683 SH   SOLE   1,553 0 12,130
HP INC COM 40434L105   5,653,959 187,093 SH   SOLE   344 0 186,749
INTERNATIONAL BUSINESS MACHS COM 459200101   235,836 1,235 SH   SOLE   0 0 1,235
INTUITIVE SURGICAL INC COM NEW 46120E602   359,181 900 SH   SOLE   0 0 900
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   680,945 12,690 SH   SOLE   0 0 12,690
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,223,042 59,865 SH   SOLE   0 0 59,865
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   862,922 37,964 SH   SOLE   0 0 37,964
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,032,173 53,731 SH   SOLE   0 0 53,731
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   2,121,705 102,746 SH   SOLE   0 0 102,746
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   854,027 46,064 SH   SOLE   0 0 46,064
ISHARES INC MSCI JPN ETF NEW 46434G822   708,720 9,933 SH   SOLE   0 0 9,933
ISHARES TR RUS 2000 GRW ETF 464287648   469,838 1,735 SH   SOLE   0 0 1,735
ISHARES TR RUSSELL 3000 ETF 464287689   520,939 1,736 SH   SOLE   0 0 1,736
ISHARES TR RUS 1000 ETF 464287622   436,077 1,514 SH   SOLE   0 0 1,514
ISHARES TR PFD AND INCM SEC 464288687   519,225 16,110 SH   SOLE   0 0 16,110
ISHARES TR 0-5YR HI YL CP 46434V407   704,330 16,553 SH   SOLE   0 0 16,553
ISHARES TR MSCI EMG MKT ETF 464287234   9,138,451 222,455 SH   SOLE   219,570 0 2,885
ISHARES TR RUS MD CP GR ETF 464287481   103,386,511 905,787 SH   SOLE   140,819 0 764,968
ISHARES TR CORE S&P500 ETF 464287200   1,071,438 2,038 SH   SOLE   0 0 2,038
ISHARES TR MSCI EAFE ETF 464287465   9,605,941 120,285 SH   SOLE   30,314 0 89,971
ISHARES TR 1 3 YR TREAS BD 464287457   1,652,365 20,205 SH   SOLE   20,000 0 205
ISHARES TR MSCI USA ESG SLC 464288802   228,384 2,092 SH   SOLE   2,092 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   71,593,885 3,230,771 SH   SOLE   247,733 0 2,983,038
ISHARES TR U.S. REAL ES ETF 464287739   1,169,060 13,004 SH   SOLE   0 0 13,004
ISHARES TR CORE S&P SCP ETF 464287804   257,180 2,327 SH   SOLE   0 0 2,327
ISHARES TR IBONDS 25 TRM TS 46436E866   61,283,604 2,638,123 SH   SOLE   411,004 0 2,227,119
ISHARES TR 7-10 YR TRSY BD 464287440   224,344 2,370 SH   SOLE   0 0 2,370
ISHARES TR EUROPE ETF 464287861   854,256 15,345 SH   SOLE   0 0 15,345
ISHARES TR S&P MC 400GR ETF 464287606   260,336 2,853 SH   SOLE   0 0 2,853
ISHARES TR MSCI ACWI EX US 464288240   6,504,504 121,830 SH   SOLE   121,830 0 0
ISHARES TR GLOB UTILITS ETF 464288711   529,957 8,975 SH   SOLE   0 0 8,975
ISHARES TR RUS 1000 GRW ETF 464287614   383,615,787 1,138,157 SH   SOLE   166,428 0 971,729
ISHARES TR 10-20 YR TRS ETF 464288653   929,621 8,851 SH   SOLE   0 0 8,851
ISHARES TR RUS MDCP VAL ETF 464287473   34,122,834 272,264 SH   SOLE   38,311 0 233,953
ISHARES TR USD INV GRDE ETF 464288620   1,468,268 28,920 SH   SOLE   0 0 28,920
ISHARES TR IBOXX INV CP ETF 464287242   824,524 7,570 SH   SOLE   0 0 7,570
ISHARES TR RUSSELL 2000 ETF 464287655   59,717,209 283,962 SH   SOLE   79,008 0 204,954
ISHARES TR 20 YR TR BD ETF 464287432   6,081,700 64,275 SH   SOLE   62,100 0 2,175
ISHARES TR GLOBAL 100 ETF 464287572   2,397,797 26,818 SH   SOLE   0 0 26,818
ISHARES TR CORE MSCI EAFE 46432F842   332,654 4,482 SH   SOLE   0 0 4,482
ISHARES TR RUS 1000 VAL ETF 464287598   351,312,007 1,961,432 SH   SOLE   257,478 0 1,703,954
ISHARES TR S&P 500 GRWT ETF 464287309   422,538 5,004 SH   SOLE   0 0 5,004
ISHARES TR MSCI USA MIN VOL 46429B697   458,269 5,483 SH   SOLE   0 0 5,483
ISHARES TR US TREAS BD ETF 46429B267   58,631,202 2,574,932 SH   SOLE   310,479 0 2,264,453
JOHNSON & JOHNSON COM 478160104   3,066,200 19,383 SH   SOLE   32 0 19,351
JPMORGAN CHASE & CO COM 46625H100   15,462,733 77,198 SH   SOLE   2,892 0 74,306
KIMBERLY-CLARK CORP COM 494368103   6,130,146 47,392 SH   SOLE   89 0 47,303
KLA CORP COM NEW 482480100   2,621,733 3,753 SH   SOLE   523 0 3,230
KRAFT HEINZ CO COM 500754106   7,598,079 205,910 SH   SOLE   5,715 0 200,195
KROGER CO COM 501044101   1,029,026 18,012 SH   SOLE   2,147 0 15,865
LAUDER ESTEE COS INC CL A 518439104   1,051,920 6,824 SH   SOLE   555 0 6,269
LINCOLN ELEC HLDGS INC COM 533900106   627,872 2,458 SH   SOLE   781 0 1,677
LINDE PLC SHS G54950103   1,536,899 3,310 SH   SOLE   563 0 2,747
LOCKHEED MARTIN CORP COM 539830109   5,287,729 11,625 SH   SOLE   19 0 11,606
MARRIOTT INTL INC NEW CL A 571903202   929,762 3,685 SH   SOLE   802 0 2,883
MARSH & MCLENNAN COS INC COM 571748102   384,771 1,868 SH   SOLE   1,868 0 0
MASCO CORP COM 574599106   2,931,654 37,166 SH   SOLE   4,489 0 32,677
MASTERCARD INCORPORATED CL A 57636Q104   6,988,581 14,512 SH   SOLE   25 0 14,487
MCDONALDS CORP COM 580135101   5,266,341 18,678 SH   SOLE   32 0 18,646
MERCK & CO INC COM 58933Y105   13,443,467 101,883 SH   SOLE   5,912 0 95,971
META PLATFORMS INC CL A 30303M102   10,490,956 21,605 SH   SOLE   3,360 0 18,245
MICRON TECHNOLOGY INC COM 595112103   6,925,684 58,747 SH   SOLE   7,826 0 50,921
MICROSOFT CORP COM 594918104   38,872,103 92,394 SH   SOLE   8,558 0 83,836
MONDELEZ INTL INC CL A 609207105   5,088,810 72,697 SH   SOLE   134 0 72,563
MONOLITHIC PWR SYS INC COM 609839105   1,586,518 2,342 SH   SOLE   184 0 2,158
MORGAN STANLEY COM NEW 617446448   3,644,839 38,709 SH   SOLE   70 0 38,639
MOTOROLA SOLUTIONS INC COM NEW 620076307   7,973,206 22,461 SH   SOLE   1,484 0 20,977
MSCI INC COM 55354G100   266,774 476 SH   SOLE   476 0 0
NETFLIX INC COM 64110L106   2,861,739 4,712 SH   SOLE   927 0 3,785
NEWMONT CORP COM 651639106   2,023,347 56,455 SH   SOLE   9,867 0 46,588
NEXTERA ENERGY INC COM 65339F101   2,464,753 38,566 SH   SOLE   67 0 38,499
NICE LTD SPONSORED ADR 653656108   1,901,220 7,295 SH   SOLE   764 0 6,531
NVIDIA CORPORATION COM 67066G104   17,407,083 19,265 SH   SOLE   2,949 0 16,316
OREILLY AUTOMOTIVE INC COM 67103H107   2,901,222 2,570 SH   SOLE   516 0 2,054
PACER FDS TR DATA AND INFRAST 69374H741   671,012 23,421 SH   SOLE   0 0 23,421
PALO ALTO NETWORKS INC COM 697435105   1,764,447 6,210 SH   SOLE   525 0 5,685
PAYPAL HLDGS INC COM 70450Y103   421,434 6,291 SH   SOLE   215 0 6,076
PEPSICO INC COM 713448108   1,410,462 8,059 SH   SOLE   1,180 0 6,879
PHILIP MORRIS INTL INC COM 718172109   2,810,217 30,673 SH   SOLE   63 0 30,610
PROCTER AND GAMBLE CO COM 742718109   8,130,096 50,108 SH   SOLE   84 0 50,024
PROLOGIS INC. COM 74340W103   994,099 7,634 SH   SOLE   1,635 0 5,999
PULTE GROUP INC COM 745867101   1,638,020 13,580 SH   SOLE   2,903 0 10,677
QUALCOMM INC COM 747525103   203,316 1,201 SH   SOLE   0 0 1,201
REGENERON PHARMACEUTICALS COM 75886F107   1,022,164 1,062 SH   SOLE   226 0 836
RESTAURANT BRANDS INTL INC COM 76131D103   3,988,390 50,200 SH   SOLE   89 0 50,111
ROCKWELL AUTOMATION INC COM 773903109   617,037 2,118 SH   SOLE   0 0 2,118
ROPER TECHNOLOGIES INC COM 776696106   1,326,387 2,365 SH   SOLE   320 0 2,045
ROSS STORES INC COM 778296103   965,828 6,581 SH   SOLE   0 0 6,581
SALESFORCE INC COM 79466L302   383,043 1,272 SH   SOLE   0 0 1,272
SAMSARA INC COM CL A 79589L106   2,388,404 63,202 SH   SOLE   15,230 0 47,972
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,511,279 72,833 SH   SOLE   0 0 72,833
SELECT SECTOR SPDR TR ENERGY 81369Y506   858,376 9,092 SH   SOLE   0 0 9,092
SNOWFLAKE INC CL A 833445109   1,087,245 6,728 SH   SOLE   987 0 5,741
SOUTHERN CO COM 842587107   6,150,470 85,733 SH   SOLE   152 0 85,581
SPDR GOLD TR GOLD SHS 78463V107   130,354,780 633,651 SH   SOLE   91,264 0 542,387
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   46,290,480 1,629,946 SH   SOLE   111,125 0 1,518,821
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,666,611 5,098 SH   SOLE   0 0 5,098
SPDR SER TR S&P DIVID ETF 78464A763   2,059,812 15,695 SH   SOLE   0 0 15,695
SPDR SER TR PORTFOLIO LN TSR 78464A664   3,608,730 129,160 SH   SOLE   0 0 129,160
SPDR SER TR PORTFOLIO SH TSR 78468R101   135,883,472 4,698,599 SH   SOLE   589,417 0 4,109,182
SPDR SER TR PRTFLO S&P500 GW 78464A409   86,298,166 1,179,743 SH   SOLE   71,153 0 1,108,590
SPDR SER TR ICE PFD SEC ETF 78464A292   715,881 20,530 SH   SOLE   0 0 20,530
SPDR SER TR NUVEEN BLMBRG SH 78468R739   222,256 4,685 SH   SOLE   0 0 4,685
SPDR SER TR PORTFLI INTRMDIT 78464A672   97,816,011 3,471,115 SH   SOLE   386,531 0 3,084,584
STRYKER CORPORATION COM 863667101   5,441,413 15,205 SH   SOLE   26 0 15,179
TERADYNE INC COM 880770102   353,835 3,136 SH   SOLE   0 0 3,136
TESLA INC COM 88160R101   2,255,210 12,829 SH   SOLE   1,694 0 11,135
TEXAS INSTRS INC COM 882508104   6,425,297 36,882 SH   SOLE   70 0 36,812
THERMO FISHER SCIENTIFIC INC COM 883556102   610,270 1,050 SH   SOLE   0 0 1,050
TJX COS INC NEW COM 872540109   7,041,719 69,431 SH   SOLE   5,118 0 64,313
TRAVELERS COMPANIES INC COM 89417E109   13,720,567 59,618 SH   SOLE   103 0 59,515
TRIPADVISOR INC COM 896945201   622,163 22,388 SH   SOLE   4,876 0 17,512
UBER TECHNOLOGIES INC COM 90353T100   2,661,544 34,570 SH   SOLE   5,999 0 28,571
UNION PAC CORP COM 907818108   7,904,513 32,141 SH   SOLE   60 0 32,081
UNITED PARCEL SERVICE INC CL B 911312106   4,830,604 32,501 SH   SOLE   58 0 32,443
UNITED THERAPEUTICS CORP DEL COM 91307C102   206,748 900 SH   SOLE   0 0 900
UNITEDHEALTH GROUP INC COM 91324P102   3,121,557 6,310 SH   SOLE   590 0 5,720
VANECK ETF TRUST GOLD MINERS ETF 92189F106   58,376,455 1,846,188 SH   SOLE   245,959 0 1,600,229
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,729,600 20,000 SH   SOLE   20,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,285,032 557,458 SH   SOLE   37,839 0 519,619
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,208,776 20,610 SH   SOLE   0 0 20,610
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   269,360 4,000 SH   SOLE   0 0 4,000
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   36,168,354 617,734 SH   SOLE   88,764 0 528,970
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   52,745,866 288,844 SH   SOLE   43,931 0 244,913
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,628,041 13,456 SH   SOLE   0 0 13,456
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   423,877 6,161 SH   SOLE   0 0 6,161
VANGUARD WORLD FD COMM SRVC ETF 92204A884   478,166 3,644 SH   SOLE   0 0 3,644
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,356,472 15,200 SH   SOLE   15,000 0 200
VEEVA SYS INC CL A COM 922475108   1,413,309 6,100 SH   SOLE   725 0 5,375
VERTEX PHARMACEUTICALS INC COM 92532F100   3,443,566 8,238 SH   SOLE   1,376 0 6,862
VISA INC COM CL A 92826C839   5,572,158 19,966 SH   SOLE   3,537 0 16,429
WALMART INC COM 931142103   8,176,837 135,896 SH   SOLE   3,449 0 132,447
WASTE MGMT INC DEL COM 94106L109   9,612,550 45,098 SH   SOLE   1,524 0 43,574
WISDOMTREE TR US MIDCAP DIVID 97717W505   2,607,634 53,468 SH   SOLE   0 0 53,468
WISDOMTREE TR US QTLY DIV GRT 97717X669   3,400,741 44,635 SH   SOLE   0 0 44,635
YUM BRANDS INC COM 988498101   954,328 6,883 SH   SOLE   1,330 0 5,553
ZIMMER BIOMET HOLDINGS INC COM 98956P102   795,443 6,027 SH   SOLE   1,234 0 4,793
ZOETIS INC CL A 98978V103   1,814,100 10,721 SH   SOLE   1,420 0 9,301