The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   605,313 3,906 SH   SOLE   0 0 3,906
ADOBE INC COM 00724F101   399,722 670 SH   SOLE   0 0 670
ALBEMARLE CORP COM 012653101   233,191 1,614 SH   SOLE   0 0 1,614
ALPHABET INC CAP STK CL A 02079K305   554,569 3,970 SH   SOLE   0 0 3,970
ALTRIA GROUP INC COM 02209S103   408,120 10,117 SH   SOLE   0 0 10,117
AMAZON COM INC COM 023135106   464,177 3,055 SH   SOLE   0 0 3,055
AMGEN INC COM 031162100   319,126 1,108 SH   SOLE   0 0 1,108
APPLE INC COM 037833100   2,789,375 14,488 SH   SOLE   0 0 14,488
ASML HOLDING N V N Y REGISTRY SHS N07059210   449,610 594 SH   SOLE   0 0 594
BLACKSTONE INC COM 09260D107   480,738 3,672 SH   SOLE   0 0 3,672
BOEING CO COM 097023105   1,128,136 4,328 SH   SOLE   0 0 4,328
BRISTOL-MYERS SQUIBB CO COM 110122108   322,175 6,279 SH   SOLE   0 0 6,279
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   424,705 14,500 SH   SOLE   0 0 14,500
CAMECO CORP COM 13321L108   297,649 6,906 SH   SOLE   0 0 6,906
CHENIERE ENERGY INC COM NEW 16411R208   306,254 1,794 SH   SOLE   0 0 1,794
CHEVRON CORP NEW COM 166764100   629,008 4,217 SH   SOLE   0 0 4,217
CITIGROUP INC COM NEW 172967424   810,694 15,760 SH   SOLE   0 0 15,760
CROWN CASTLE INC COM 22822V101   316,197 2,745 SH   SOLE   0 0 2,745
DISNEY WALT CO COM 254687106   219,134 2,427 SH   SOLE   0 0 2,427
ELEVANCE HEALTH INC COM 036752103   366,874 778 SH   SOLE   0 0 778
ELI LILLY & CO COM 532457108   612,649 1,051 SH   SOLE   0 0 1,051
ENBRIDGE INC COM 29250N105   441,569 12,259 SH   SOLE   0 0 12,259
EXXON MOBIL CORP COM 30231G102   695,561 6,957 SH   SOLE   0 0 6,957
FREEPORT-MCMORAN INC CL B 35671D857   235,668 5,536 SH   SOLE   0 0 5,536
GILEAD SCIENCES INC COM 375558103   316,668 3,909 SH   SOLE   0 0 3,909
INTERNATIONAL BUSINESS MACHS COM 459200101   311,563 1,905 SH   SOLE   0 0 1,905
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   330,681 4,084 SH   SOLE   0 0 4,084
ISHARES GOLD TR ISHARES NEW 464285204   1,167,153 29,904 SH   SOLE   0 0 29,904
ISHARES INC MSCI EMRG CHN 46434G764   356,397 6,432 SH   SOLE   0 0 6,432
ISHARES INC CORE MSCI EMKT 46434G103   2,071,453 40,954 SH   SOLE   0 0 40,954
ISHARES TR IBOXX INV CP ETF 464287242   726,040 6,561 SH   SOLE   0 0 6,561
ISHARES TR TRS FLT RT BD 46434V860   1,465,598 29,039 SH   SOLE   0 0 29,039
ISHARES TR MBS ETF 464288588   2,531,881 26,912 SH   SOLE   0 0 26,912
ISHARES TR S&P 500 GRWT ETF 464287309   2,593,503 34,534 SH   SOLE   0 0 34,534
ISHARES TR RUS 1000 GRW ETF 464287614   377,143 1,244 SH   SOLE   0 0 1,244
ISHARES TR GLOBAL ENERG ETF 464287341   306,505 7,837 SH   SOLE   0 0 7,837
ISHARES TR S&P 100 ETF 464287101   831,011 3,720 SH   SOLE   0 0 3,720
ISHARES TR CORE S&P SCP ETF 464287804   457,465 4,226 SH   SOLE   0 0 4,226
ISHARES TR JPMORGAN USD EMG 464288281   269,230 3,023 SH   SOLE   0 0 3,023
ISHARES TR CORE TOTAL USD 46434V613   6,987,253 151,666 SH   SOLE   0 0 151,666
ISHARES TR US TREAS BD ETF 46429B267   1,007,608 43,733 SH   SOLE   0 0 43,733
ISHARES TR MSCI USA QLT FCT 46432F339   2,308,038 15,686 SH   SOLE   0 0 15,686
ISHARES TR 10-20 YR TRS ETF 464288653   408,573 3,774 SH   SOLE   0 0 3,774
ISHARES TR U.S. TECH ETF 464287721   1,731,634 14,107 SH   SOLE   0 0 14,107
ISHARES TR TIPS BD ETF 464287176   606,996 5,647 SH   SOLE   0 0 5,647
ISHARES TR COHEN STEER REIT 464287564   1,284,895 21,878 SH   SOLE   0 0 21,878
ISHARES TR MSCI USA MIN VOL 46429B697   838,744 10,749 SH   SOLE   0 0 10,749
ISHARES TR EAFE GRWTH ETF 464288885   2,839,545 29,319 SH   SOLE   0 0 29,319
ISHARES TR MSCI USA MMENTM 46432F396   552,723 3,523 SH   SOLE   0 0 3,523
ISHARES TR US INFRASTRUC 46435U713   261,795 6,501 SH   SOLE   0 0 6,501
ISHARES TR CORE S&P500 ETF 464287200   13,018,283 27,256 SH   SOLE   0 0 27,256
ISHARES TR S&P 500 VAL ETF 464287408   1,387,990 7,982 SH   SOLE   0 0 7,982
ISHARES TR 20 YR TR BD ETF 464287432   1,144,833 11,578 SH   SOLE   0 0 11,578
ISHARES TR EAFE VALUE ETF 464288877   3,468,141 66,567 SH   SOLE   0 0 66,567
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   577,510 10,504 SH   SOLE   0 0 10,504
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,089,454 101,323 SH   SOLE   0 0 101,323
JPMORGAN CHASE & CO COM 46625H100   722,585 4,248 SH   SOLE   0 0 4,248
MARSH & MCLENNAN COS INC COM 571748102   385,571 2,035 SH   SOLE   0 0 2,035
MASTERCARD INCORPORATED CL A 57636Q104   276,378 648 SH   SOLE   0 0 648
MCKESSON CORP COM 58155Q103   278,251 601 SH   SOLE   0 0 601
MERCK & CO INC COM 58933Y105   333,383 3,058 SH   SOLE   0 0 3,058
META PLATFORMS INC CL A 30303M102   361,039 1,020 SH   SOLE   0 0 1,020
MICROSOFT CORP COM 594918104   1,324,413 3,522 SH   SOLE   0 0 3,522
MORGAN STANLEY COM NEW 617446448   464,012 4,976 SH   SOLE   0 0 4,976
NOVARTIS AG SPONSORED ADR 66987V109   223,750 2,216 SH   SOLE   0 0 2,216
NOVO-NORDISK A S ADR 670100205   454,042 4,389 SH   SOLE   0 0 4,389
NVIDIA CORPORATION COM 67066G104   759,667 1,534 SH   SOLE   0 0 1,534
PALO ALTO NETWORKS INC COM 697435105   219,686 745 SH   SOLE   0 0 745
PARKER-HANNIFIN CORP COM 701094104   528,884 1,148 SH   SOLE   0 0 1,148
PEPSICO INC COM 713448108   401,162 2,362 SH   SOLE   0 0 2,362
PROCTER AND GAMBLE CO COM 742718109   537,069 3,665 SH   SOLE   0 0 3,665
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   411,784 6,734 SH   SOLE   0 0 6,734
SALESFORCE INC COM 79466L302   219,459 834 SH   SOLE   0 0 834
SEMPRA COM 816851109   422,897 5,659 SH   SOLE   0 0 5,659
SOUTHERN CO COM 842587107   430,256 6,136 SH   SOLE   0 0 6,136
SPDR GOLD TR GOLD SHS 78463V107   224,051 1,172 SH   SOLE   0 0 1,172
SPDR S&P 500 ETF TR TR UNIT 78462F103   849,247 1,787 SH   SOLE   0 0 1,787
SPDR SER TR PORTFLI TIPS ETF 78464A656   8,950,395 350,035 SH   SOLE   0 0 350,035
SPDR SER TR PORTFOLI S&P1500 78464A805   239,645 4,100 SH   SOLE   0 0 4,100
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   4,116,225 89,957 SH   SOLE   0 0 89,957
TESLA INC COM 88160R101   262,146 1,055 SH   SOLE   0 0 1,055
TWO RDS SHARED TR ANFIELD DYNAMIC 90214Q725   537,891 62,451 SH   SOLE   0 0 62,451
TWO RDS SHARED TR ANFIELD DIVERSIF 90213U115   855,645 99,378 SH   SOLE   0 0 99,378
TWO RDS SHARED TR ANFIELD US EQU 90214Q733   781,190 56,567 SH   SOLE   0 0 56,567
TWO RDS SHARED TR REGENTS PK HDGD 90214Q642   126,131 14,180 SH   SOLE   0 0 14,180
UNITEDHEALTH GROUP INC COM 91324P102   477,508 907 SH   SOLE   0 0 907
VALERO ENERGY CORP COM 91913Y100   221,390 1,703 SH   SOLE   0 0 1,703
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,348,004 9,898 SH   SOLE   0 0 9,898
VERIZON COMMUNICATIONS INC COM 92343V104   432,608 11,475 SH   SOLE   0 0 11,475
VISA INC COM CL A 92826C839   308,515 1,185 SH   SOLE   0 0 1,185
WILLIAMS COS INC COM 969457100   425,135 12,206 SH   SOLE   0 0 12,206
XYLEM INC COM 98419M100   357,604 3,127 SH   SOLE   0 0 3,127