The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,156,495 115,316 SH   SOLE   0 0 115,316
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,070,408 140,929 SH   SOLE   0 0 140,929
ISHARES TR RUS 1000 ETF 464287622   6,195,238 21,509 SH   SOLE   0 0 21,509
ISHARES TR CORE S&P TTL STK 464287150   3,824,732 33,172 SH   SOLE   0 0 33,172
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,030,091 72,231 SH   SOLE   0 0 72,231
NVIDIA CORPORATION COM 67066G104   2,550,750 2,823 SH   SOLE   0 0 2,823
APPLE INC COM 037833100   2,231,127 13,011 SH   SOLE   0 0 13,011
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   2,013,931 36,464 SH   SOLE   0 0 36,464
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641   1,927,998 30,777 SH   SOLE   0 0 30,777
MICROSOFT CORP COM 594918104   1,708,544 4,061 SH   SOLE   0 0 4,061
AMAZON COM INC COM 023135106   1,119,619 6,207 SH   SOLE   0 0 6,207
UNITEDHEALTH GROUP INC COM 91324P102   1,104,171 2,232 SH   SOLE   0 0 2,232
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,063,305 6,278 SH   SOLE   0 0 6,278
ALPHABET INC CAP STK CL A 02079K305   896,977 5,943 SH   SOLE   0 0 5,943
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   871,422 14,858 SH   SOLE   0 0 14,858
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   863,533 1,552 SH   SOLE   0 0 1,552
COSTCO WHSL CORP NEW COM 22160K105   833,733 1,138 SH   SOLE   0 0 1,138
HOME DEPOT INC COM 437076102   827,426 2,157 SH   SOLE   0 0 2,157
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   783,521 16,963 SH   SOLE   0 0 16,963
MASTERCARD INCORPORATED CL A 57636Q104   777,736 1,615 SH   SOLE   0 0 1,615
JPMORGAN CHASE & CO COM 46625H100   675,011 3,370 SH   SOLE   0 0 3,370
INVESCO QQQ TR UNIT SER 1 46090E103   632,271 1,424 SH   SOLE   0 0 1,424
VANGUARD INDEX FDS TOTAL STK MKT 922908769   600,369 2,310 SH   SOLE   0 0 2,310
ELI LILLY & CO COM 532457108   560,784 721 SH   SOLE   0 0 721
WALMART INC COM 931142103   547,487 9,099 SH   SOLE   0 0 9,099
ISHARES TR CORE S&P500 ETF 464287200   522,576 994 SH   SOLE   0 0 994
PEPSICO INC COM 713448108   516,455 2,951 SH   SOLE   0 0 2,951
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   502,450 11,929 SH   SOLE   0 0 11,929
ISHARES TR CORE MSCI TOTAL 46432F834   499,925 7,367 SH   SOLE   0 0 7,367
ISHARES TR 7-10 YR TRSY BD 464287440   481,820 5,090 SH   SOLE   0 0 5,090
VISA INC COM CL A 92826C839   474,716 1,701 SH   SOLE   0 0 1,701
ALPHABET INC CAP STK CL C 02079K107   449,167 2,950 SH   SOLE   0 0 2,950
ISHARES TR RUSSELL 2000 ETF 464287655   412,188 1,960 SH   SOLE   0 0 1,960
ISHARES TR MSCI EAFE ETF 464287465   399,380 5,001 SH   SOLE   0 0 5,001
ISHARES TR IBONDS DEC25 ETF 46434VBD1   382,298 15,409 SH   SOLE   0 0 15,409
SPDR S&P 500 ETF TR TR UNIT 78462F103   377,134 721 SH   SOLE   0 0 721
ISHARES TR 1 3 YR TREAS BD 464287457   371,936 4,548 SH   SOLE   0 0 4,548
MCDONALDS CORP COM 580135101   359,487 1,275 SH   SOLE   0 0 1,275
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   351,596 3,464 SH   SOLE   0 0 3,464
ISHARES TR IBONDS DEC2026 46435GAA0   335,188 14,054 SH   SOLE   0 0 14,054
ISHARES TR IBONDS 27 ETF 46435UAA9   333,914 14,030 SH   SOLE   0 0 14,030
PROCTER AND GAMBLE CO COM 742718109   332,994 2,052 SH   SOLE   0 0 2,052
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   305,039 9,875 SH   SOLE   0 0 9,875
ABBVIE INC COM 00287Y109   300,101 1,648 SH   SOLE   0 0 1,648
ISHARES TR EAFE SML CP ETF 464288273   281,756 4,449 SH   SOLE   0 0 4,449
WISDOMTREE TR INTL EQUITY FD 97717W703   273,891 4,998 SH   SOLE   0 0 4,998
VISTRA CORP COM 92840M102   273,307 3,924 SH   SOLE   0 0 3,924
THERMO FISHER SCIENTIFIC INC COM 883556102   245,852 423 SH   SOLE   0 0 423
TARGET CORP COM 87612E106   245,082 1,383 SH   SOLE   0 0 1,383
WASTE MGMT INC DEL COM 94106L109   240,647 1,129 SH   SOLE   0 0 1,129
ISHARES TR MSCI EMG MKT ETF 464287234   236,169 5,749 SH   SOLE   0 0 5,749
PACER FDS TR US CASH COWS 100 69374H881   233,777 4,023 SH   SOLE   0 0 4,023
NIKE INC CL B 654106103   231,097 2,459 SH   SOLE   0 0 2,459
TEXAS INSTRS INC COM 882508104   226,473 1,300 SH   SOLE   0 0 1,300
UNION PAC CORP COM 907818108   224,043 911 SH   SOLE   0 0 911
SCHWAB CHARLES CORP COM 808513105   220,855 3,053 SH   SOLE   0 0 3,053
JOHNSON & JOHNSON COM 478160104   205,331 1,298 SH   SOLE   0 0 1,298
MERCK & CO INC COM 58933Y105   204,775 1,552 SH   SOLE   0 0 1,552
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   141,444 11,906 SH   SOLE   0 0 11,906
TELA BIO INC COM 872381108   62,370 11,000 SH   SOLE   0 0 11,000