The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 682,890 4,407 SH   SOLE   4,407 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 252,513 1,713 SH   SOLE   1,713 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 BBG001S6LJ53 246,012 24,310 SH   SOLE   24,310 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 305,362 2,186 SH   SOLE   2,186 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,700,602 12,067 SH   SOLE   12,067 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 449,264 11,137 SH   SOLE   11,137 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,212,702 14,563 SH   SOLE   14,563 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,743,015 24,635 SH   SOLE   24,635 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 240,137 7,132 SH   SOLE   7,132 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,473,155 9,738 SH   SOLE   9,738 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 649,256 4,959 SH   SOLE   4,959 0 0
BOEING CO COM 097023105 BBG001S5P0V3 405,848 1,557 SH   SOLE   1,557 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 581,748 3,900 SH   SOLE   3,900 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,344,037 3,551 SH   SOLE   3,551 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 247,323 2,549 SH   SOLE   2,549 0 0
EATON VANCE TAX ADVT DIV INC COM 27828G107 BBG001SBKCG6 204,523 9,192 SH   SOLE   9,192 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 824,575 1,415 SH   SOLE   1,415 0 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 221,322 6,144 SH   SOLE   6,144 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 549,990 5,501 SH   SOLE   5,501 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 3,485,375 34,945 SH   SOLE   34,945 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 12,865,390 137,143 SH   SOLE   137,143 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 377,333 1,089 SH   SOLE   1,089 0 0
INTUIT COM 461202103 BBG001S6TWR2 523,052 837 SH   SOLE   837 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 511,604 17,895 SH   SOLE   17,895 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 2,209,591 5,396 SH   SOLE   5,396 0 0
IRON MTN INC DEL COM 46284V101 BBG001SCQ2X1 351,580 5,024 SH   SOLE   5,024 0 0
ISHARES INC JP MRG EM CRP BD 464286251 BBG002WGKJD6 1,875,736 42,505 SH   SOLE   42,505 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 2,847,546 2,161,013 SH   SOLE   2,161,013 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 880,746 12,519 SH   SOLE   12,519 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 9,664,785 92,841 SH   SOLE   92,841 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 2,700,666 43,629 SH   SOLE   43,629 0 0
ISHARES TR ISHARES SEMICDTR 464287523 BBG001SJ8F58 969,087 1,682 SH   SOLE   1,682 0 0
ISHARES TR MORNINGSTAR VALU 464288109 BBG001SBRHX9 3,355,988 47,522 SH   SOLE   47,522 0 0
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 2,884,074 65,547 SH   SOLE   65,547 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 304,109 2,805 SH   SOLE   2,805 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 278,890 3,714 SH   SOLE   3,714 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,164,297 7,428 SH   SOLE   7,428 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,359,825 7,994 SH   SOLE   7,994 0 0
LAKELAND BANCORP INC COM 511637100 BBG001S93HH8 200,763 13,574 SH   SOLE   13,574 0 0
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 563,315 2,973 SH   SOLE   2,973 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 459,995 1,079 SH   SOLE   1,079 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 315,146 1,063 SH   SOLE   1,063 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,075,684 3,039 SH   SOLE   3,039 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,913,899 7,749 SH   SOLE   7,749 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,677,319 9,445 SH   SOLE   9,445 0 0
ONEOK INC NEW COM 682680103 BBG001S5TWK1 777,210 11,068 SH   SOLE   11,068 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 927,103 3,144 SH   SOLE   3,144 0 0
PFIZER INC COM 717081103 BBG001S5V466 239,146 8,307 SH   SOLE   8,307 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 713,332 7,582 SH   SOLE   7,582 0 0
PIERIS PHARMACEUTICALS INC COM 720795103 BBG0055C3N66 7,110 39,065 SH   SOLE   39,065 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 456,610 7,467 SH   SOLE   7,467 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,059,665 4,027 SH   SOLE   4,027 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 606,368 7,309 SH   SOLE   7,309 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 582,448 8,309 SH   SOLE   8,309 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 321,658 5,703 SH   SOLE   5,703 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 200,032 2,386 SH   SOLE   2,386 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 225,339 6,364 SH   SOLE   6,364 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,607,489 3,382 SH   SOLE   3,382 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 697,428 2,329 SH   SOLE   2,329 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 290,851 552 SH   SOLE   552 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 454,571 5,902 SH   SOLE   5,902 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 490,271 6,666 SH   SOLE   6,666 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 3,409,062 10,966 SH   SOLE   10,966 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 5,421,692 24,692 SH   SOLE   24,692 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 420,318 2,335 SH   SOLE   2,335 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 682,341 3,199 SH   SOLE   3,199 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 736,182 3,045 SH   SOLE   3,045 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 3,417,726 22,861 SH   SOLE   22,861 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 684,580 16,656 SH   SOLE   16,656 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 205,729 4,030 SH   SOLE   4,030 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4,117,013 85,950 SH   SOLE   85,950 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 302,168 1,205 SH   SOLE   1,205 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 271,167 7,193 SH   SOLE   7,193 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 734,029 2,819 SH   SOLE   2,819 0 0
WILLIAMS COS INC COM 969457100 BBG001S5XH10 297,697 8,547 SH   SOLE   8,547 0 0