The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   2,220,567 10,543 SH   SOLE   0 0 10,543
ADOBE INC COM 00724F101   271,104 488 SH   SOLE   0 0 488
LOVESAC COMPANY COM 54738L109   201,386 1,208 SH   SOLE   0 0 1,208
AMAZON COM INC COM 023135106   289,875 1,500 SH   SOLE   0 0 1,500
CHECK POINT SOFTWARE TECH LT ORD M22465104   323,400 1,960 SH   SOLE   0 0 1,960
DISNEY WALT CO COM 254687106   218,438 2,200 SH   SOLE   0 0 2,200
ELEVANCE HEALTH INC COM 036752103   270,930 500 SH   SOLE   0 0 500
EMERSON ELEC CO COM 291011104   287,628 2,611 SH   SOLE   0 0 2,611
ELI LILLY & CO COM 532457108   330,464 365 SH   SOLE   0 0 365
MANULIFE FINL CORP COM 56501R106   207,222 7,784 SH   SOLE   0 0 7,784
MICROSOFT CORP COM 594918104   542,229 1,213 SH   SOLE   0 0 1,213
NEXTERA ENERGY INC COM 65339F101   576,252 8,138 SH   SOLE   0 0 8,138
ORACLE CORP COM 68389X105   568,895 4,029 SH   SOLE   0 0 4,029
PROCTER AND GAMBLE CO COM 742718109   487,339 2,955 SH   SOLE   0 0 2,955
TESLA INC COM 88160R101   215,293 1,088 SH   SOLE   0 0 1,088
EXXON MOBIL CORP COM 30231G102   424,787 3,690 SH   SOLE   0 0 3,690
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,306,820 87,534 SH   SOLE   0 0 87,534
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   11,530,722 150,335 SH   SOLE   0 0 150,335
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699   971,509 36,089 SH   SOLE   0 0 36,089
HARBOR ETF TRUST HARBOR COMMODITY 41151J505   3,661,252 162,758 SH   SOLE   0 0 162,758
ISHARES TR RUS 1000 VAL ETF 464287598   10,653,727 61,063 SH   SOLE   0 0 61,063
ISHARES TR RUS 1000 GRW ETF 464287614   13,061,265 35,832 SH   SOLE   0 0 35,832
ISHARES TR RUS 2000 VAL ETF 464287630   2,688,018 17,649 SH   SOLE   0 0 17,649
ISHARES TR RUS 2000 GRW ETF 464287648   2,164,327 8,244 SH   SOLE   0 0 8,244
ISHARES TR RUS MD CP GR ETF 464287481   3,373,642 30,572 SH   SOLE   0 0 30,572
ISHARES TR RUS MDCP VAL ETF 464287473   3,692,429 30,582 SH   SOLE   0 0 30,582
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   9,684,687 209,037 SH   SOLE   0 0 209,037
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,464,693 43,484 SH   SOLE   0 0 43,484
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   2,502,414 45,465 SH   SOLE   0 0 45,465
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   2,917,910 57,924 SH   SOLE   0 0 57,924
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   7,519,753 165,415 SH   SOLE   0 0 165,415
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   355,702 7,048 SH   SOLE   0 0 7,048
KRANESHARES TRUST KFA MOUNT LUCAS 500767652   665,431 22,820 SH   SOLE   0 0 22,820
SPDR SER TR RUSSELL YIELD 78468R770   1,274,751 12,288 SH   SOLE   0 0 12,288
HARBOR ETF TRUST INTERNATNAL COMP 41151J885   3,988,829 144,209 SH   SOLE   0 0 144,209
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,322,933 29,873 SH   SOLE   0 0 29,873
ISHARES TR US SML CAP EQT 46434V290   2,059,540 33,647 SH   SOLE   0 0 33,647
SPDR SER TR PORTFOLI S&P1500 78464A805   1,357,639 20,462 SH   SOLE   0 0 20,462
CAPITOL SER TR FAIRLEAD TACTICA 14064D550   1,188,950 45,794 SH   SOLE   0 0 45,794
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   790,450 25,166 SH   SOLE   0 0 25,166
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,470,639 252,340 SH   SOLE   0 0 252,340
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,022,873 16,559 SH   SOLE   0 0 16,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,582,114 81,858 SH   SOLE   0 0 81,858