The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   214,026 1,175 SH   SOLE   0 0 1,175
ALPHABET INC CAP STK CL C 02079K107   247,479 1,349 SH   SOLE   0 0 1,349
AMAZON COM INC COM 023135106   412,975 2,137 SH   SOLE   0 0 2,137
AMERICAN CENTY ETF TR US EQT ETF 025072885   7,641,556 84,727 SH   SOLE   0 0 84,727
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   515,713 12,646 SH   SOLE   0 0 12,646
AMERICAN EXPRESS CO COM 025816109   255,168 1,102 SH   SOLE   0 0 1,102
APPLE INC COM 037833100   1,314,392 6,241 SH   SOLE   0 0 6,241
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   338,458 832 SH   SOLE   0 0 832
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   5,800,768 123,578 SH   SOLE   0 0 123,578
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,942,281 37,208 SH   SOLE   0 0 37,208
BROADCOM INC COM 11135F101   359,929 224 SH   SOLE   0 0 224
EDWARDS LIFESCIENCES CORP COM 28176E108   949,899 10,284 SH   SOLE   0 0 10,284
ELI LILLY & CO COM 532457108   213,670 236 SH   SOLE   0 0 236
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   218,921 4,789 SH   SOLE   0 0 4,789
FIRST TR VALUE LINE DIVID IN SHS 33734H106   408,804 10,032 SH   SOLE   0 0 10,032
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   474,537 10,487 SH   SOLE   0 0 10,487
GRANITESHARES GOLD TR SHS BEN INT 38748G101   394,292 17,173 SH   SOLE   0 0 17,173
HOME DEPOT INC COM 437076102   228,855 665 SH   SOLE   0 0 665
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   768,396 36,521 SH   SOLE   0 0 36,521
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   254,312 10,614 SH   SOLE   0 0 10,614
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   251,902 10,995 SH   SOLE   0 0 10,995
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   882,638 5,373 SH   SOLE   0 0 5,373
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   822,121 22,426 SH   SOLE   0 0 22,426
INVESCO QQQ TR UNIT SER 1 46090E103   1,019,605 2,128 SH   SOLE   0 0 2,128
ISHARES INC MSCI PAC JP ETF 464286665   842,188 19,586 SH   SOLE   0 0 19,586
ISHARES INC MSCI EMRG CHN 46434G764   4,735,186 79,986 SH   SOLE   0 0 79,986
ISHARES SILVER TR ISHARES 46428Q109   842,694 31,716 SH   SOLE   0 0 31,716
ISHARES TR LATN AMER 40 ETF 464287390   825,903 33,356 SH   SOLE   0 0 33,356
ISHARES TR GLOB HLTHCRE ETF 464287325   631,627 6,803 SH   SOLE   0 0 6,803
ISHARES TR S&P 100 ETF 464287101   675,887 2,557 SH   SOLE   0 0 2,557
ISHARES TR CALIF MUN BD ETF 464288356   4,513,873 79,358 SH   SOLE   0 0 79,358
ISHARES TR CORE S&P SCP ETF 464287804   265,858 2,493 SH   SOLE   0 0 2,493
ISHARES TR US INFRASTRUC 46435U713   306,344 7,273 SH   SOLE   0 0 7,273
ISHARES TR EAFE GRWTH ETF 464288885   3,459,287 33,815 SH   SOLE   0 0 33,815
ISHARES TR US AER DEF ETF 464288760   295,175 2,235 SH   SOLE   0 0 2,235
ISHARES TR 0-3 MNTH TREASRY 46436E718   218,541 2,170 SH   SOLE   0 0 2,170
ISHARES TR EAFE VALUE ETF 464288877   2,274,423 42,881 SH   SOLE   0 0 42,881
ISHARES TR MSCI CHINA ETF 46429B671   503,734 11,945 SH   SOLE   0 0 11,945
ISHARES TR MSCI USA MIN VOL 46429B697   332,709 3,963 SH   SOLE   0 0 3,963
ISHARES TR MSCI INDIA ETF 46429B598   542,293 9,722 SH   SOLE   0 0 9,722
ISHARES TR SHORT TREAS BD 464288679   4,083,996 36,959 SH   SOLE   0 0 36,959
ISHARES TR GLB CNSM STP ETF 464288737   223,169 3,713 SH   SOLE   0 0 3,713
ISHARES TR MSCI USA QLT FCT 46432F339   6,783,502 39,725 SH   SOLE   0 0 39,725
ISHARES TR S&P 500 VAL ETF 464287408   7,940,577 43,627 SH   SOLE   0 0 43,627
ISHARES TR S&P 500 GRWT ETF 464287309   13,237,695 143,048 SH   SOLE   0 0 143,048
ISHARES TR CORE S&P500 ETF 464287200   1,820,716 3,327 SH   SOLE   0 0 3,327
ISHARES TR MBS ETF 464288588   3,045,386 33,171 SH   SOLE   0 0 33,171
ISHARES TR PFD AND INCM SEC 464288687   372,637 11,811 SH   SOLE   0 0 11,811
ISHARES TR 10-20 YR TRS ETF 464288653   2,764,431 26,918 SH   SOLE   0 0 26,918
ISHARES TR NATIONAL MUN ETF 464288414   806,051 7,565 SH   SOLE   0 0 7,565
ISHARES TR HDG MSCI EAFE 46434V803   1,348,567 37,929 SH   SOLE   0 0 37,929
ISHARES TR CORE S&P US GWT 464287671   223,354 1,752 SH   SOLE   0 0 1,752
ISHARES TR 20 YR TR BD ETF 464287432   2,388,285 26,022 SH   SOLE   0 0 26,022
ISHARES TR CORE DIV GRWTH 46434V621   1,206,264 20,938 SH   SOLE   0 0 20,938
ISHARES TR S&P MC 400VL ETF 464287705   1,447,512 12,758 SH   SOLE   0 0 12,758
ISHARES TR GLOBAL ENERG ETF 464287341   305,627 7,363 SH   SOLE   0 0 7,363
ISHARES TR MSCI INTL QUALTY 46434V456   765,854 19,612 SH   SOLE   0 0 19,612
ISHARES TR CORE S&P MCP ETF 464287507   304,872 5,210 SH   SOLE   0 0 5,210
ISHARES TR CONV BD ETF 46435G102   203,259 2,585 SH   SOLE   0 0 2,585
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   266,508 4,723 SH   SOLE   0 0 4,723
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,483,186 61,454 SH   SOLE   0 0 61,454
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   274,306 6,034 SH   SOLE   0 0 6,034
JANUS DETROIT STR TR HENDERSON MTG 47103U852   1,907,224 42,715 SH   SOLE   0 0 42,715
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   346,497 6,810 SH   SOLE   0 0 6,810
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   357,588 7,271 SH   SOLE   0 0 7,271
JPMORGAN CHASE & CO. COM 46625H100   662,470 3,275 SH   SOLE   0 0 3,275
KRANESHARES TRUST QUADRTC INT RT 500767736   330,875 17,875 SH   SOLE   0 0 17,875
MICROSOFT CORP COM 594918104   542,128 1,213 SH   SOLE   0 0 1,213
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   231,848 18,533 SH   SOLE   0 0 18,533
NVIDIA CORPORATION COM 67066G104   436,714 3,535 SH   SOLE   0 0 3,535
PGIM ETF TR PGIM ULTRA SH BD 69344A107   654,052 13,160 SH   SOLE   0 0 13,160
PGIM ETF TR TOTAL RETURN BON 69344A800   264,187 6,406 SH   SOLE   0 0 6,406
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   548,869 11,006 SH   SOLE   0 0 11,006
PIMCO ETF TR INV GRD CRP BD 72201R817   245,376 2,581 SH   SOLE   0 0 2,581
ROYCE MICRO-CAP TR INC COM 780915104   96,278 10,476 SH   SOLE   0 0 10,476
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   273,987 4,358 SH   SOLE   0 0 4,358
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   487,819 12,697 SH   SOLE   0 0 12,697
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   305,950 3,034 SH   SOLE   0 0 3,034
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,136,185 14,611 SH   SOLE   0 0 14,611
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   246,646 4,491 SH   SOLE   0 0 4,491
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,158,625 13,962 SH   SOLE   0 0 13,962
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   245,046 5,961 SH   SOLE   0 0 5,961
SELECT SECTOR SPDR TR ENERGY 81369Y506   758,018 8,316 SH   SOLE   0 0 8,316
SPDR SER TR S&P METALS MNG 78464A755   504,684 8,506 SH   SOLE   0 0 8,506
SPDR SER TR PORTFOLIO SH TSR 78468R101   318,222 11,023 SH   SOLE   0 0 11,023
SPDR SER TR PORTFOLIO S&P600 78468R853   572,166 13,777 SH   SOLE   0 0 13,777
SPDR SER TR S&P DIVID ETF 78464A763   578,150 4,546 SH   SOLE   0 0 4,546
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,114,066 43,826 SH   SOLE   0 0 43,826
SPDR SER TR S&P OILGAS EXP 78468R556   498,597 3,427 SH   SOLE   0 0 3,427
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   240,132 2,616 SH   DFND   0 0 2,616
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   291,344 6,970 SH   SOLE   0 0 6,970
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   245,753 737 SH   SOLE   0 0 737
VANGUARD INDEX FDS MID CAP ETF 922908629   514,723 2,126 SH   SOLE   0 0 2,126
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   462,146 924 SH   SOLE   0 0 924
VANGUARD INDEX FDS VALUE ETF 922908744   1,487,096 9,271 SH   SOLE   0 0 9,271
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,391,608 18,579 SH   SOLE   0 0 18,579
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   439,304 6,983 SH   SOLE   0 0 6,983
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   409,170 3,450 SH   SOLE   0 0 3,450
VISA INC COM CL A 92826C839   256,568 978 SH   SOLE   0 0 978
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,634,547 32,490 SH   SOLE   0 0 32,490