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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   458,346 2,541 SH   SOLE   0 0 2,541
INVESCO QQQ TR UNIT SER 1 46090E103   590,564 1,330 SH   SOLE   0 0 1,330
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,594,957 12,460 SH   SOLE   0 0 12,460
SPDR SER TR PORTFLI INTRMDIT 78464A672   457,840 16,247 SH   SOLE   0 0 16,247
WILLIAMS SONOMA INC COM 969904101   272,123 857 SH   SOLE   0 0 857
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,897,813 37,737 SH   SOLE   0 0 37,737
SPDR SER TR PORTFOLIO LN TSR 78464A664   543,461 19,451 SH   SOLE   0 0 19,451
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   224,898 18,510 SH   SOLE   0 0 18,510
ISHARES TR GLOB HLTHCRE ETF 464287325   712,285 7,647 SH   SOLE   0 0 7,647
EDWARDS LIFESCIENCES CORP COM 28176E108   642,928 6,728 SH   SOLE   0 0 6,728
ISHARES TR S&P 100 ETF 464287101   499,655 2,020 SH   SOLE   0 0 2,020
ISHARES INC MSCI EURZONE ETF 464286608   216,174 4,234 SH   SOLE   0 0 4,234
ISHARES TR CALIF MUN BD ETF 464288356   3,259,106 56,641 SH   SOLE   0 0 56,641
HOME DEPOT INC COM 437076102   225,095 587 SH   SOLE   0 0 587
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   256,898 4,208 SH   SOLE   0 0 4,208
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   495,164 12,690 SH   SOLE   0 0 12,690
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   242,185 2,612 SH   SOLE   0 0 2,612
ISHARES TR CORE S&P SCP ETF 464287804   617,869 5,591 SH   SOLE   0 0 5,591
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   346,929 825 SH   SOLE   0 0 825
ISHARES TR US INFRASTRUC 46435U713   276,698 6,381 SH   SOLE   0 0 6,381
MICROSOFT CORP COM 594918104   441,224 1,049 SH   SOLE   0 0 1,049
GRANITESHARES GOLD TR SHS BEN INT 38748G101   404,679 18,428 SH   SOLE   0 0 18,428
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   323,419 5,524 SH   SOLE   0 0 5,524
PGIM ETF TR PGIM ULTRA SH BD 69344A107   740,182 14,893 SH   SOLE   0 0 14,893
ROYCE MICRO-CAP TR INC COM 780915104   99,002 10,476 SH   SOLE   0 0 10,476
VANGUARD INDEX FDS SMALL CP ETF 922908751   205,960 901 SH   SOLE   0 0 901
VANGUARD INDEX FDS MID CAP ETF 922908629   540,216 2,162 SH   SOLE   0 0 2,162
NEXTERA ENERGY INC COM 65339F101   212,314 3,322 SH   SOLE   0 0 3,322
JANUS DETROIT STR TR HENDERSON MTG 47103U852   2,174,820 48,222 SH   SOLE   0 0 48,222
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   449,987 7,596 SH   SOLE   0 0 7,596
ISHARES INC MSCI EMRG CHN 46434G764   3,680,775 63,936 SH   SOLE   0 0 63,936
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   306,785 6,148 SH   SOLE   0 0 6,148
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   404,453 9,602 SH   SOLE   0 0 9,602
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   952,273 1,981 SH   SOLE   0 0 1,981
KRANESHARES TRUST QUADRTC INT RT 500767736   376,536 19,890 SH   SOLE   0 0 19,890
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   4,574,331 103,025 SH   SOLE   0 0 103,025
ISHARES TR 0-5 YR TIPS ETF 46429B747   213,774 2,150 SH   SOLE   0 0 2,150
ISHARES TR EAFE GRWTH ETF 464288885   2,385,354 22,983 SH   SOLE   0 0 22,983
ELI LILLY & CO COM 532457108   214,717 276 SH   SOLE   0 0 276
AMERICAN CENTY ETF TR US EQT ETF 025072885   7,300,761 81,573 SH   SOLE   0 0 81,573
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   224,571 737 SH   SOLE   0 0 737
ISHARES TR US AER DEF ETF 464288760   365,347 2,769 SH   SOLE   0 0 2,769
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,381,912 58,450 SH   SOLE   0 0 58,450
ISHARES TR 0-3 MNTH TREASRY 46436E718   221,562 2,200 SH   SOLE   0 0 2,200
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   861,299 16,975 SH   SOLE   0 0 16,975
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   549,774 13,328 SH   SOLE   0 0 13,328
ISHARES TR EAFE VALUE ETF 464288877   2,623,965 48,235 SH   SOLE   0 0 48,235
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,982,484 24,587 SH   SOLE   0 0 24,587
VISA INC COM CL A 92826C839   271,375 972 SH   SOLE   0 0 972
ISHARES TR MSCI CHINA ETF 46429B671   508,802 12,806 SH   SOLE   0 0 12,806
ISHARES TR MSCI USA MIN VOL 46429B697   391,631 4,686 SH   SOLE   0 0 4,686
VANGUARD INDEX FDS VALUE ETF 922908744   3,483,982 21,392 SH   SOLE   0 0 21,392
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   222,287 4,879 SH   SOLE   0 0 4,879
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   636,385 2,829 SH   SOLE   0 0 2,829
BROADCOM INC COM 11135F101   296,485 224 SH   SOLE   0 0 224
NVIDIA CORPORATION COM 67066G104   227,697 252 SH   SOLE   0 0 252
ISHARES TR SHORT TREAS BD 464288679   482,426 4,364 SH   SOLE   0 0 4,364
ISHARES TR GLB CNSM STP ETF 464288737   366,856 6,011 SH   SOLE   0 0 6,011
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,573,328 29,991 SH   SOLE   0 0 29,991
SELECT SECTOR SPDR TR ENERGY 81369Y506   286,126 3,031 SH   SOLE   0 0 3,031
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   424,794 6,653 SH   SOLE   0 0 6,653
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   256,122 4,491 SH   SOLE   0 0 4,491
ISHARES TR MSCI USA QLT FCT 46432F339   5,752,257 35,000 SH   SOLE   0 0 35,000
ISHARES TR U.S. TECH ETF 464287721   585,774 4,337 SH   SOLE   0 0 4,337
ISHARES TR ISHARES SEMICDTR 464287523   613,375 2,715 SH   SOLE   0 0 2,715
ISHARES TR S&P 500 VAL ETF 464287408   6,530,019 34,955 SH   SOLE   0 0 34,955
SPDR SER TR PORTFOLIO S&P600 78468R853   661,318 15,365 SH   SOLE   0 0 15,365
ISHARES TR S&P 500 GRWT ETF 464287309   10,056,393 119,095 SH   SOLE   0 0 119,095
ISHARES TR CORE S&P500 ETF 464287200   1,639,638 3,119 SH   SOLE   0 0 3,119
ISHARES TR MBS ETF 464288588   3,060,292 33,113 SH   SOLE   0 0 33,113
ISHARES TR PFD AND INCM SEC 464288687   380,669 11,811 SH   SOLE   0 0 11,811
ISHARES TR 10-20 YR TRS ETF 464288653   3,414,468 32,509 SH   SOLE   0 0 32,509
JPMORGAN CHASE & CO COM 46625H100   658,839 3,289 SH   SOLE   0 0 3,289
ISHARES TR NATIONAL MUN ETF 464288414   666,259 6,192 SH   SOLE   0 0 6,192
SPDR SER TR S&P DIVID ETF 78464A763   660,063 5,029 SH   SOLE   0 0 5,029
ISHARES TR INTL SEL DIV ETF 464288448   673,577 24,022 SH   SOLE   0 0 24,022
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   220,202 1,820 SH   SOLE   0 0 1,820
ISHARES TR IBOXX INV CP ETF 464287242   492,101 4,518 SH   SOLE   0 0 4,518
ISHARES TR HDG MSCI EAFE 46434V803   627,317 17,985 SH   SOLE   0 0 17,985
ALPHABET INC CAP STK CL C 02079K107   202,049 1,327 SH   SOLE   0 0 1,327
AMERICAN EXPRESS CO COM 025816109   245,450 1,078 SH   SOLE   0 0 1,078
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,063,307 41,503 SH   SOLE   0 0 41,503
ISHARES TR CORE S&P US GWT 464287671   289,752 2,472 SH   SOLE   0 0 2,472
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,288,452 18,008 SH   SOLE   0 0 18,008
ISHARES TR CORE US AGGBD ET 464287226   577,062 5,892 SH   SOLE   0 0 5,892
ISHARES TR 20 YR TR BD ETF 464287432   2,395,075 25,313 SH   SOLE   0 0 25,313
ISHARES TR CORE DIV GRWTH 46434V621   1,242,800 21,405 SH   SOLE   0 0 21,405
ISHARES TR SP SMCP600VL ETF 464287879   2,186,622 21,279 SH   SOLE   0 0 21,279
ISHARES TR S&P MC 400VL ETF 464287705   2,079,775 17,582 SH   SOLE   0 0 17,582
ISHARES TR CORE TOTAL USD 46434V613   201,112 4,411 SH   SOLE   0 0 4,411
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   323,364 4,218 SH   SOLE   0 0 4,218
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   847,418 24,081 SH   SOLE   0 0 24,081
SPDR SER TR BLOOMBERG HIGH Y 78468R622   546,770 5,743 SH   SOLE   0 0 5,743
ISHARES TR GLOBAL ENERG ETF 464287341   1,086,621 25,300 SH   SOLE   0 0 25,300
FIRST TR VALUE LINE DIVID IN SHS 33734H106   423,651 10,032 SH   SOLE   0 0 10,032
ISHARES TR MSCI INTL QUALTY 46434V456   873,563 22,026 SH   SOLE   0 0 22,026
ISHARES TR CORE S&P MCP ETF 464287507   731,959 12,051 SH   SOLE   0 0 12,051
APPLE INC COM 037833100   1,029,849 6,006 SH   SOLE   0 0 6,006
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,987,119 21,646 SH   DFND   0 0 21,646