The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   203,214 9,237 SH   SOLE   8,305 0 932
AT&T INC COMMON STOCK 00206R102   48,004 2,182 SH   OTR   2,182 0 0
ABBVIE INC COMMON STOCK 00287Y109   218,017 1,104 SH   SOLE   788 0 316
ABBVIE INC COMMON STOCK 00287Y109   164,896 835 SH   OTR   835 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   426,652 824 SH   SOLE   735 0 89
ADOBE SYSTEMS INC COMMON STOCK 00724F101   72,489 140 SH   OTR   140 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   569,569 3,836 SH   SOLE   3,783 0 53
ALPHABET INC COMMON STOCK 02079K107   1,080,884 6,465 SH   SOLE   5,769 0 696
ALPHABET INC COMMON STOCK 02079K107   117,033 700 SH   OTR   700 0 0
ALPHABET INC COMMON STOCK 02079K305   1,238,569 7,468 SH   SOLE   6,181 0 1,287
ALPHABET INC COMMON STOCK 02079K305   233,019 1,405 SH   OTR   1,175 0 230
ALTRIA GROUP INC COMMON STOCK 02209S103   683,426 13,390 SH   SOLE   13,064 0 326
ALTRIA GROUP INC COMMON STOCK 02209S103   32,053 628 SH   OTR   628 0 0
AMAZON COM INC SR COMMON STOCK 023135106   1,040,653 5,585 SH   SOLE   3,800 0 1,785
AMAZON COM INC SR COMMON STOCK 023135106   84,966 456 SH   OTR   310 0 146
AMERICAN EXPRESS CO COMMON STOCK 025816109   575,757 2,123 SH   SOLE   1,933 0 190
AMERICAN EXPRESS CO COMMON STOCK 025816109   247,334 912 SH   OTR   912 0 0
APPLE INC COMMON STOCK 037833100   5,402,571 23,187 SH   SOLE   20,367 0 2,820
APPLE INC COMMON STOCK 037833100   1,270,782 5,454 SH   OTR   5,247 0 207
APPLIED MATERIALS INC COMMON STOCK 038222105   238,420 1,180 SH   SOLE   980 0 200
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,586,771 5,734 SH   SOLE   5,634 0 100
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   484,193 6,738 SH   SOLE   6,709 0 29
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   66,111 920 SH   OTR   920 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   684,724 2,840 SH   SOLE   2,800 0 40
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108   2,073,540 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   715,706 1,555 SH   SOLE   1,254 0 301
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   66,738 145 SH   OTR   0 0 145
BLACKROCK INC COMMON STOCK 09247X101   310,491 327 SH   SOLE   307 0 20
BLACKROCK INC COMMON STOCK 09247X101   138,628 146 SH   OTR   146 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108   256,938 61 SH   SOLE   52 0 9
BOOKING HLDGS INC COMMON STOCK 09857L108   33,696 8 SH   OTR   8 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   1,527,675 29,526 SH   SOLE   28,791 0 735
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   16,505 319 SH   OTR   319 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103   483,818 2,250 SH   SOLE   2,250 0 0
BROADCOM INC COM COMMON STOCK 11135F101   351,900 2,040 SH   SOLE   1,280 0 760
CSX CORP COMMON STOCK 126408103   273,926 7,933 SH   SOLE   7,444 0 489
CATERPILLAR INC COMMON STOCK 149123101   2,897,418 7,408 SH   SOLE   7,345 0 63
CATERPILLAR INC COMMON STOCK 149123101   66,490 170 SH   OTR   170 0 0
CHEVRON CORP COMMON STOCK 166764100   3,314,460 22,506 SH   SOLE   22,208 0 298
CHEVRON CORP COMMON STOCK 166764100   183,205 1,244 SH   OTR   1,244 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   478,127 8,984 SH   SOLE   8,269 0 715
CISCO SYSTEMS INC COMMON STOCK 17275R102   120,011 2,255 SH   OTR   2,255 0 0
COCA-COLA CO COMMON STOCK 191216100   2,111,679 29,386 SH   SOLE   28,712 0 674
COCA-COLA CO COMMON STOCK 191216100   104,987 1,461 SH   OTR   1,461 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   635,635 717 SH   SOLE   637 0 80
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   88,652 100 SH   OTR   100 0 0
WALT DISNEY CO COMMON STOCK 254687106   337,146 3,505 SH   SOLE   877 0 2,628
DOW INC COM COMMON STOCK 260557103   221,634 4,057 SH   SOLE   3,952 0 105
DOW INC COM COMMON STOCK 260557103   31,139 570 SH   OTR   570 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   351,089 3,045 SH   SOLE   2,910 0 135
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   369,984 4,152 SH   SOLE   4,047 0 105
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   22,367 251 SH   OTR   251 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   285,894 2,614 SH   SOLE   2,514 0 100
EMERSON ELECTRIC CO COMMON STOCK 291011104   94,277 862 SH   OTR   862 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,881,501 24,582 SH   SOLE   21,767 0 2,815
EXXON MOBIL CORP COMMON STOCK 30231G102   139,141 1,187 SH   OTR   912 0 275
META PLATFORMS INC COMMON STOCK 30303M102   447,075 781 SH   SOLE   361 0 420
META PLATFORMS INC COMMON STOCK 30303M102   68,693 120 SH   OTR   120 0 0
FAIR ISAAC CORP COMMON STOCK 303250104   252,657 130 SH   SOLE   118 0 12
FEDEX CORP COMMON STOCK 31428X106   740,303 2,705 SH   SOLE   2,602 0 103
GE AEROSPACE COMMON STOCK 369604301   545,751 2,894 SH   SOLE   2,764 0 130
GENUINE PARTS CO COMMON STOCK 372460105   265,252 1,899 SH   SOLE   1,899 0 0
GENUINE PARTS CO COMMON STOCK 372460105   31,428 225 SH   OTR   225 0 0
GLOBE LIFE INC COMMON STOCK 37959E102   714,893 6,750 SH   SOLE   6,750 0 0
HOME DEPOT INC COMMON STOCK 437076102   805,943 1,989 SH   SOLE   1,768 0 221
HOME DEPOT INC COMMON STOCK 437076102   200,979 496 SH   OTR   496 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   679,043 3,285 SH   SOLE   3,132 0 153
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   87,025 421 SH   OTR   421 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   558,953 38,024 SH   SOLE   38,024 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   316,580 1,208 SH   SOLE   1,145 0 63
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   150,690 575 SH   OTR   575 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   1,515,062 6,853 SH   SOLE   6,728 0 125
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   193,224 874 SH   OTR   874 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUNDS/EQ 464287200   288,411 500 SH   SOLE   500 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUNDS/FI 464287226   3,026,860 29,889 SH   SOLE   29,889 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUNDS/FI 464287226   629,900 6,220 SH   OTR   6,220 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUNDS/FI 464287242   420,512 3,722 SH   SOLE   3,722 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS/EQ 464287465   657,081 7,857 SH   SOLE   7,857 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUNDS/EQ 464287507   1,694,604 27,192 SH   SOLE   27,192 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUNDS/EQ 464287507   299,136 4,800 SH   OTR   4,800 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUNDS/EQ 464287655   656,265 2,971 SH   SOLE   2,971 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUNDS/EQ 464287804   484,449 4,142 SH   SOLE   4,142 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUNDS/EQ 464287804   123,393 1,055 SH   OTR   1,055 0 0
ISHARES ST NATIONAL AMTFREE MUNI MUTUAL FUNDS / 464288158   314,853 2,965 SH   SOLE   2,965 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS / 464288414   3,876,679 35,687 SH   SOLE   35,687 0 0
ISHARES SHORT-TERM CORPORATE MUTUAL FUNDS/FI 464288646   1,167,104 22,163 SH   SOLE   22,163 0 0
ISHARES FLOATING RATE BOND (MKT) MUTUAL FUNDS/FI 46429B655   224,627 4,401 SH   SOLE   4,401 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUNDS/EQ 46429B697   620,908 6,800 SH   SOLE   6,800 0 0
ISHARES MSCI USA QUALITY FACTOR MUTUAL FUNDS/EQ 46432F339   391,594 2,184 SH   SOLE   2,184 0 0
ISHARES ESG1 5 YR USD BD ETF MUTUAL FUNDS/FI 46435G243   461,258 18,333 SH   SOLE   18,333 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUNDS/FI 46435G474   743,183 27,183 SH   SOLE   27,183 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUNDS/FI 46435G474   29,090 1,064 SH   OTR   1,064 0 0
ISHARES CORE INTERNATIONAL MUTUAL FUNDS/FI 46435G672   1,227,358 23,685 SH   SOLE   23,685 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,101,431 9,966 SH   SOLE   9,353 0 613
JP MORGAN CHASE & CO COMMON STOCK 46625H100   249,447 1,183 SH   OTR   1,183 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,874,049 23,905 SH   SOLE   22,859 0 1,046
JOHNSON & JOHNSON COMMON STOCK 478160104   308,077 1,901 SH   OTR   1,901 0 0
ELI LILLY & CO COMMON STOCK 532457108   791,145 893 SH   SOLE   736 0 157
ELI LILLY & CO COMMON STOCK 532457108   85,050 96 SH   OTR   96 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   166,601 285 SH   SOLE   247 0 38
LOCKHEED MARTIN CORP COMMON STOCK 539830109   133,864 229 SH   OTR   229 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   622,685 2,299 SH   SOLE   2,149 0 150
MARSH & MCLENNAN COS INC COMMON STOCK 571748102   1,391,858 6,239 SH   SOLE   6,125 0 114
MASTERCARD INC COMMON STOCK 57636Q104   247,394 501 SH   SOLE   366 0 135
MASTERCARD INC COMMON STOCK 57636Q104   345,166 699 SH   OTR   699 0 0
MCDONALDS CORP COMMON STOCK 580135101   837,099 2,749 SH   SOLE   1,312 0 1,437
MCDONALDS CORP COMMON STOCK 580135101   70,951 233 SH   OTR   233 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,763,475 15,529 SH   SOLE   14,963 0 566
MERCK & CO INC COMMON STOCK 58933Y105   30,888 272 SH   OTR   272 0 0
MICROSOFT CORP COMMON STOCK 594918104   3,031,896 7,046 SH   SOLE   5,723 0 1,323
MICROSOFT CORP COMMON STOCK 594918104   1,058,969 2,461 SH   OTR   2,376 0 85
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   235,411 2,932 SH   SOLE   2,850 0 82
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   40,145 500 SH   OTR   500 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   691,983 9,393 SH   SOLE   9,165 0 228
MONDELEZ INTL INC COMMON STOCK 609207105   92,382 1,254 SH   OTR   1,254 0 0
NETFLIX INC COMMON STOCK 64110L106   207,816 293 SH   SOLE   218 0 75
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,116,725 13,211 SH   SOLE   12,793 0 418
NEXTERA ENERGY INC COMMON STOCK 65339F101   38,715 458 SH   OTR   458 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   1,467,642 5,906 SH   SOLE   5,850 0 56
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   314,729 596 SH   SOLE   554 0 42
NVIDIA CORP COMMON STOCK 67066G104   1,452,058 11,957 SH   SOLE   7,011 0 4,946
NVIDIA CORP COMMON STOCK 67066G104   89,258 735 SH   OTR   735 0 0
ORACLE CORP COMMON STOCK 68389X105   884,376 5,190 SH   SOLE   4,719 0 471
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   210,728 1,140 SH   SOLE   1,050 0 90
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   16,637 90 SH   OTR   90 0 0
PAYCHEX INC COMMON STOCK 704326107   152,710 1,138 SH   SOLE   1,100 0 38
PAYCHEX INC COMMON STOCK 704326107   51,663 385 SH   OTR   385 0 0
PEPSICO INC COMMON STOCK 713448108   801,617 4,714 SH   SOLE   4,495 0 219
PEPSICO INC COMMON STOCK 713448108   194,027 1,141 SH   OTR   1,141 0 0
PFIZER INC COMMON STOCK 717081103   623,890 21,558 SH   SOLE   20,470 0 1,088
PFIZER INC COMMON STOCK 717081103   67,575 2,335 SH   OTR   2,335 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   1,356,282 11,172 SH   SOLE   10,902 0 270
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   41,276 340 SH   OTR   340 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,865,248 16,543 SH   SOLE   16,084 0 459
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,093,758 6,315 SH   OTR   6,315 0 0
QUALCOMM INC COMMON STOCK 747525103   169,201 995 SH   SOLE   851 0 144
QUALCOMM INC COMMON STOCK 747525103   53,056 312 SH   OTR   312 0 0
RTX CORPORATION COMMON STOCK 75513E101   239,896 1,980 SH   SOLE   1,723 0 257
RTX CORPORATION COMMON STOCK 75513E101   53,432 441 SH   OTR   441 0 0
SPDR S&P 500 ETF MUTUAL FUNDS/EQ 78462F103   1,687,429 2,941 SH   SOLE   2,941 0 0
SPDR BOFA ML CROSSOVER CORP BOND MUTUAL FUNDS/FI 78468R606   576,239 23,960 SH   SOLE   23,960 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS MUTUAL FUNDS / 78468R721   216,448 4,622 SH   SOLE   4,622 0 0
SALESFORCE COMMON STOCK 79466L302   173,533 634 SH   SOLE   555 0 79
SALESFORCE COMMON STOCK 79466L302   35,582 130 SH   OTR   130 0 0
SCHWAB US BROAD MARKET ETFT MUTUAL FUNDS/EQ 808524102   1,729,520 26,000 SH   SOLE   26,000 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100   139,631 804 SH   SOLE   804 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100   63,911 368 SH   OTR   368 0 0
TARGET CORP COMMON STOCK 87612E106   1,543,326 9,902 SH   SOLE   9,806 0 96
TARGET CORP COMMON STOCK 87612E106   121,259 778 SH   OTR   778 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,456,525 7,051 SH   SOLE   6,795 0 256
3M CO COMMON STOCK 88579Y101   381,120 2,788 SH   SOLE   2,713 0 75
3M CO COMMON STOCK 88579Y101   50,852 372 SH   OTR   372 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109   286,330 1,223 SH   SOLE   1,178 0 45
UNION PACIFIC CORP COMMON STOCK 907818108   2,204,764 8,945 SH   SOLE   7,222 0 1,723
UNION PACIFIC CORP COMMON STOCK 907818108   222,818 904 SH   OTR   904 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   220,189 1,615 SH   SOLE   1,521 0 94
UNITED PARCEL SERVICE COMMON STOCK 911312106   53,718 394 SH   OTR   394 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   400,506 685 SH   SOLE   489 0 196
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   81,855 140 SH   OTR   56 0 84
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUNDS/FI 921937835   3,252,939 43,309 SH   SOLE   43,309 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUNDS/FI 921937835   282,038 3,755 SH   OTR   3,755 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUNDS/EQ 921943858   769,441 14,570 SH   SOLE   14,570 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUNDS/EQ 921943858   18,114 343 SH   OTR   343 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUNDS/EQ 921946406   358,320 2,795 SH   SOLE   2,795 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUNDS/EQ 922042858   362,179 7,569 SH   SOLE   7,569 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUNDS/EQ 922042858   30,912 646 SH   OTR   646 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUNDS/FI 92206C409   1,293,355 16,285 SH   SOLE   16,285 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUNDS/FI 92206C409   77,435 975 SH   OTR   975 0 0
VANGUARD S&P 500 ETF (MKT) MUTUAL FUNDS/EQ 922908363   376,229 713 SH   SOLE   713 0 0
VANGUARD S&P 500 ETF (MKT) MUTUAL FUNDS/EQ 922908363   23,745 45 SH   OTR   45 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUNDS/EQ 922908553   513,987 5,276 SH   SOLE   5,276 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUNDS/EQ 922908553   53,581 550 SH   OTR   550 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUNDS/EQ 922908611   653,538 3,255 SH   SOLE   3,255 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUNDS/EQ 922908769   3,738,278 13,202 SH   SOLE   13,202 0 0
VISA INC COMMON STOCK 92826C839   346,988 1,262 SH   SOLE   889 0 373
VISA INC COMMON STOCK 92826C839   94,033 342 SH   OTR   342 0 0
WALMART INC COMMON STOCK 931142103   2,861,136 35,432 SH   SOLE   35,081 0 351
WALMART INC COMMON STOCK 931142103   76,309 945 SH   OTR   945 0 0
AON PLC SHS CL A FOREIGN STOCK G0403H108   287,864 832 SH   SOLE   762 0 70
ACCENTURE PLC FOREIGN STOCK G1151C101   167,196 473 SH   SOLE   372 0 101
ACCENTURE PLC FOREIGN STOCK G1151C101   93,319 264 SH   OTR   170 0 94
LINDE PLC FOREIGN STOCK G54950103   71,052 149 SH   SOLE   72 0 77
LINDE PLC FOREIGN STOCK G54950103   153,072 321 SH   OTR   321 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   186,542 2,072 SH   SOLE   1,924 0 148
MEDTRONIC PLC FOREIGN STOCK G5960L103   79,226 880 SH   OTR   880 0 0