The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIGHT INC COM CL A 01626W101   250,969 25,479 SH   SOLE   0 0 25,479
ALPHABET INC CAP STK CL A 02079K305   2,745,417 18,190 SH   SOLE   0 0 18,190
ALPHABET INC CAP STK CL C 02079K107   719,124 4,723 SH   SOLE   0 0 4,723
AMAZON COM INC COM 023135106   3,100,733 17,190 SH   SOLE   0 0 17,190
ANALOG DEVICES INC COM 032654105   314,091 1,588 SH   SOLE   0 0 1,588
APA CORPORATION COM 03743Q108   268,096 7,798 SH   SOLE   0 0 7,798
APPLE INC COM 037833100   2,400,892 14,001 SH   SOLE   0 0 14,001
ATKORE INC COM 047649108   363,398 1,909 SH   SOLE   0 0 1,909
AUTODESK INC COM 052769106   1,006,003 3,863 SH   SOLE   0 0 3,863
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   548,359 1,304 SH   SOLE   0 0 1,304
BORGWARNER INC COM 099724106   553,409 15,930 SH   SOLE   0 0 15,930
CAPITAL ONE FINL CORP COM 14040H105   309,989 2,082 SH   SOLE   0 0 2,082
CHARTER COMMUNICATIONS INC N CL A 16119P108   482,446 1,660 SH   SOLE   0 0 1,660
CHEVRON CORP NEW COM 166764100   552,721 3,504 SH   SOLE   0 0 3,504
CHUBB LIMITED COM H1467J104   289,708 1,118 SH   SOLE   0 0 1,118
CITIGROUP INC COM NEW 172967424   791,955 12,523 SH   SOLE   0 0 12,523
COCA COLA CO COM 191216100   949,208 15,515 SH   SOLE   0 0 15,515
DUKE ENERGY CORP NEW COM NEW 26441C204   224,851 2,325 SH   SOLE   0 0 2,325
ELEVANCE HEALTH INC COM 036752103   754,476 1,455 SH   SOLE   0 0 1,455
EQUIFAX INC COM 294429105   1,587,196 5,933 SH   SOLE   0 0 5,933
EXXON MOBIL CORP COM 30231G102   532,844 4,584 SH   SOLE   0 0 4,584
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   19,752,124 435,933 SH   SOLE   0 0 435,933
FIDELITY NATL INFORMATION SV COM 31620M106   872,209 11,758 SH   SOLE   0 0 11,758
FISERV INC COM 337738108   279,366 1,748 SH   SOLE   0 0 1,748
GLOBAL PMTS INC COM 37940X102   754,912 5,648 SH   SOLE   0 0 5,648
GOLDMAN SACHS GROUP INC COM 38141G104   679,164 1,626 SH   SOLE   0 0 1,626
HASBRO INC COM 418056107   592,551 10,484 SH   SOLE   0 0 10,484
HOME DEPOT INC COM 437076102   1,484,915 3,871 SH   SOLE   0 0 3,871
INTERCONTINENTAL EXCHANGE IN COM 45866F104   378,208 2,752 SH   SOLE   0 0 2,752
INTUIT COM 461202103   455,650 701 SH   SOLE   0 0 701
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888   4,056,588 38,462 SH   SOLE   0 0 38,462
IQVIA HLDGS INC COM 46266C105   885,115 3,500 SH   SOLE   0 0 3,500
ISHARES TR 20 YR TR BD ETF 464287432   729,899 7,714 SH   SOLE   0 0 7,714
ISHARES TR 7-10 YR TRSY BD 464287440   228,131 2,410 SH   SOLE   0 0 2,410
ISHARES TR CORE SP500 ETF 464287200   10,738,887 20,427 SH   SOLE   0 0 20,427
ISHARES TR CORE US AGGBD ET 464287226   495,035 5,054 SH   SOLE   0 0 5,054
ISHARES TR MSCI ACWI EX US 464288240   2,192,190 41,060 SH   SOLE   0 0 41,060
ISHARES TR NATIONAL MUN ETF 464288414   4,729,128 43,951 SH   SOLE   0 0 43,951
ISHARES TR RUS 1000 ETF 464287622   221,208 768 SH   SOLE   0 0 768
ISHARES TR RUS 1000 GRW ETF 464287614   765,670 2,272 SH   SOLE   0 0 2,272
ISHARES TR RUS 1000 VAL ETF 464287598   557,598 3,113 SH   SOLE   0 0 3,113
ISHARES TR RUSSELL 2000 ETF 464287655   1,649,383 7,843 SH   SOLE   0 0 7,843
ISHARES TR SP 500 GRWT ETF 464287309   4,503,553 53,334 SH   SOLE   0 0 53,334
ISHARES TR SHORT TREAS BD 464288679   1,210,523 10,951 SH   SOLE   0 0 10,951
ISHARES TR SHRT NAT MUN ETF 464288158   1,022,270 9,761 SH   SOLE   0 0 9,761
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,424,548 93,753 SH   SOLE   0 0 93,753
JACOBS SOLUTIONS INC COM 46982L108   781,564 5,084 SH   SOLE   0 0 5,084
JPMORGAN CHASE CO COM 46625H100   304,657 1,521 SH   SOLE   0 0 1,521
KROGER CO COM 501044101   1,169,109 20,464 SH   SOLE   0 0 20,464
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1,355,017 62,271 SH   SOLE   0 0 62,271
LINDE PLC SHS G54950103   679,765 1,464 SH   SOLE   0 0 1,464
LULULEMON ATHLETICA INC COM 550021109   230,484 590 SH   SOLE   0 0 590
META PLATFORMS INC CL A 30303M102   1,818,012 3,744 SH   SOLE   0 0 3,744
MGM RESORTS INTERNATIONAL COM 552953101   225,995 4,787 SH   SOLE   0 0 4,787
MICROSOFT CORP COM 594918104   3,223,759 7,662 SH   SOLE   0 0 7,662
NAVIOS MARITIME PARTNERS L P COM UNIT LPI Y62267409   453,539 10,641 SH   SOLE   0 0 10,641
NEXTERA ENERGY INC COM 65339F101   321,147 5,025 SH   SOLE   0 0 5,025
NIKE INC CL B 654106103   731,165 7,780 SH   SOLE   0 0 7,780
NVIDIA CORPORATION COM 67066G104   1,142,100 1,264 SH   SOLE   0 0 1,264
ORACLE CORP COM 68389X105   210,900 1,679 SH   SOLE   0 0 1,679
PAYPAL HLDGS INC COM 70450Y103   506,244 7,557 SH   SOLE   0 0 7,557
PHILIP MORRIS INTL INC COM 718172109   223,828 2,443 SH   SOLE   0 0 2,443
SALESFORCE INC COM 79466L302   2,051,940 6,813 SH   SOLE   0 0 6,813
SCHWAB CHARLES CORP COM 808513105   715,660 9,893 SH   SOLE   0 0 9,893
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   910,616 36,064 SH   SOLE   0 0 36,064
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,209,903 82,263 SH   SOLE   0 0 82,263
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,946,662 75,349 SH   SOLE   0 0 75,349
SERVICENOW INC COM 81762P102   227,196 298 SH   SOLE   0 0 298
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   875,149 15,107 SH   SOLE   0 0 15,107
SPDR SP 500 ETF TR TR UNIT 78462F103   5,420,722 10,363 SH   SOLE   0 0 10,363
SPDR SER TR PORTFOLIO SP400 78464A847   561,564 10,528 SH   SOLE   0 0 10,528
SPDR SER TR PORTFOLIO SP600 78468R853   216,190 5,023 SH   SOLE   0 0 5,023
SPDR SER TR PRTFLO SP500 GW 78464A409   1,697,885 23,211 SH   SOLE   0 0 23,211
SPDR SER TR PRTFLO SP500 VL 78464A508   3,849,506 76,836 SH   SOLE   0 0 76,836
THE CIGNA GROUP COM 125523100   341,762 941 SH   SOLE   0 0 941
THERMO FISHER SCIENTIFIC INC COM 883556102   1,662,261 2,860 SH   SOLE   0 0 2,860
T-MOBILE US INC COM 872590104   390,912 2,395 SH   SOLE   0 0 2,395
UBER TECHNOLOGIES INC COM 90353T100   555,868 7,220 SH   SOLE   0 0 7,220
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,582,463 21,788 SH   SOLE   0 0 21,788
VANGUARD INDEX FDS GROWTH ETF 922908736   278,114 808 SH   SOLE   0 0 808
VANGUARD INDEX FDS SP 500 ETF SHS 922908363   937,365 1,950 SH   SOLE   0 0 1,950
VANGUARD INDEX FDS TOTAL STK MKT 922908769   759,688 2,923 SH   SOLE   0 0 2,923
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   312,565 7,483 SH   SOLE   0 0 7,483
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   563,134 9,618 SH   SOLE   0 0 9,618
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,303,812 90,719 SH   SOLE   0 0 90,719
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   5,733,543 96,785 SH   SOLE   0 0 96,785
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   10,418,698 228,430 SH   SOLE   0 0 228,430
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   918,520 11,881 SH   SOLE   0 0 11,881
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,503,191 19,184 SH   SOLE   0 0 19,184
VIATRIS INC COM 92556V106   658,432 55,145 SH   SOLE   0 0 55,145
VISA INC COM CL A 92826C839   214,613 769 SH   SOLE   0 0 769
WALMART INC COM 931142103   690,090 11,469 SH   SOLE   0 0 11,469
WARNER BROS DISCOVERY INC COM SER A 934423104   163,723 18,754 SH   SOLE   0 0 18,754
WELLS FARGO CO NEW COM 949746101   212,250 3,662 SH   SOLE   0 0 3,662
ZOETIS INC CL A 98978V103   727,096 4,297 SH   SOLE   0 0 4,297