The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   2,201,210 12,088 SH   SOLE   5,783 0 6,305
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,917,565 5,532 SH   SOLE   2,772 0 2,760
ALPHABET INC CAP STK CL A 02079K305   4,349,846 28,820 SH   SOLE   12,668 0 16,152
ALPHABET INC CAP STK CL C 02079K107   598,686 3,932 SH   SOLE   2,120 0 1,812
ALTRIA GROUP INC COM 02209S103   1,911,991 43,833 SH   SOLE   22,757 0 21,076
AMAZON COM INC COM 023135106   6,025,978 33,407 SH   SOLE   12,435 0 20,972
AMEREN CORP COM 023608102   1,875,934 25,364 SH   SOLE   12,601 0 12,763
APPLE INC COM 037833100   7,962,023 46,431 SH   SOLE   28,087 0 18,344
AUTONATION INC COM 05329W102   2,054,854 12,410 SH   SOLE   6,230 0 6,180
BANK AMERICA CORP COM 060505104   209,685 5,530 SH   SOLE   3,669 0 1,861
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   857,020 2,038 SH   SOLE   1,998 0 40
BP PLC SPONSORED ADR 055622104   1,918,339 50,911 SH   SOLE   25,684 0 25,227
CASEYS GEN STORES INC COM 147528103   1,975,458 6,203 SH   SOLE   3,052 0 3,151
CATERPILLAR INC COM 149123101   997,837 2,723 SH   SOLE   2,420 0 303
CHEVRON CORP NEW COM 166764100   2,951,173 18,710 SH   SOLE   8,797 0 9,913
CONOCOPHILLIPS COM 20825C104   278,107 2,185 SH   SOLE   2,185 0 0
COPART INC COM 217204106   2,101,522 36,283 SH   SOLE   17,698 0 18,585
COSTCO WHSL CORP NEW COM 22160K105   2,146,714 2,930 SH   SOLE   1,443 0 1,487
ELI LILLY & CO COM 532457108   2,281,536 2,933 SH   SOLE   1,446 0 1,487
INDEPENDENCE RLTY TR INC COM 45378A106   962,750 59,687 SH   SOLE   1,567 0 58,120
INVESCO QQQ TR UNIT SER 1 46090E103   8,604,230 19,378 SH   SOLE   3,004 0 16,374
ISHARES TR S&P 500 GRWT ETF 464287309   2,389,717 28,300 SH   SOLE   5,374 0 22,926
ISHARES TR CALIF MUN BD ETF 464288356   360,431 6,264 SH   SOLE   6,264 0 0
ISHARES TR SP SMCP600VL ETF 464287879   1,251,515 12,179 SH   SOLE   2,170 0 10,009
ISHARES TR CORE MSCI TOTAL 46432F834   6,753,989 99,528 SH   SOLE   17,120 0 82,408
JPMORGAN CHASE & CO COM 46625H100   2,318,419 11,574 SH   SOLE   5,561 0 6,013
LOCKHEED MARTIN CORP COM 539830109   1,976,329 4,345 SH   SOLE   1,976 0 2,369
LOTTERY COM INC *W EXP 10/15/202 54570M116   462 30,816 SH   SOLE   0 0 30,816
MASTERCARD INCORPORATED CL A 57636Q104   2,389,566 4,962 SH   SOLE   2,615 0 2,347
MERCK & CO INC COM 58933Y105   266,745 2,022 SH   SOLE   1,880 0 142
META PLATFORMS INC CL A 30303M102   4,158,022 8,563 SH   SOLE   3,008 0 5,555
MICROSOFT CORP COM 594918104   4,599,851 10,934 SH   SOLE   3,604 0 7,330
NETFLIX INC COM 64110L106   3,803,589 6,263 SH   SOLE   2,438 0 3,825
NVIDIA CORPORATION COM 67066G104   6,869,200 7,602 SH   SOLE   2,440 0 5,162
ON SEMICONDUCTOR CORP COM 682189105   1,715,952 23,330 SH   SOLE   11,797 0 11,533
PACER FDS TR PACER US SMALL 69374H857   1,000,555 20,353 SH   SOLE   3,500 0 16,853
PACER FDS TR US CASH COWS 100 69374H881   3,179,957 54,723 SH   SOLE   9,463 0 45,260
PACER FDS TR GLOBL CASH ETF 69374H709   1,046,942 30,171 SH   SOLE   5,173 0 24,998
PACER FDS TR DEVELOPED MRKT 69374H873   1,530,376 47,899 SH   SOLE   8,117 0 39,782
PHILIP MORRIS INTL INC COM 718172109   1,755,040 19,156 SH   SOLE   9,695 0 9,461
PROCTER AND GAMBLE CO COM 742718109   300,102 1,850 SH   SOLE   1,819 0 31
SCHWAB CHARLES CORP COM 808513105   275,924 3,814 SH   SOLE   3,392 0 422
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,596,180 92,711 SH   SOLE   16,361 0 76,350
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   8,540,468 139,893 SH   SOLE   68,434 0 71,459
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,334,304 78,560 SH   SOLE   14,135 0 64,425
SPDR S&P 500 ETF TR TR UNIT 78462F103   986,166 1,885 SH   SOLE   459 0 1,426
TESLA INC COM 88160R101   419,787 2,388 SH   SOLE   406 0 1,982
UNITEDHEALTH GROUP INC COM 91324P102   1,715,585 3,468 SH   SOLE   1,743 0 1,725
VALE S A SPONSORED ADS 91912E105   1,647,289 135,134 SH   SOLE   67,938 0 67,196
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,690,232 58,244 SH   SOLE   6,974 0 51,270
VANGUARD INDEX FDS SM CP VAL ETF 922908611   203,393 1,060 SH   SOLE   1,060 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,334,157 18,960 SH   SOLE   3,254 0 15,706
VANGUARD INDEX FDS MID CAP ETF 922908629   7,829,488 31,336 SH   SOLE   5,690 0 25,646
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,524,593 15,654 SH   SOLE   2,739 0 12,915
VANGUARD INDEX FDS VALUE ETF 922908744   3,532,440 21,690 SH   SOLE   3,940 0 17,750
WALMART INC COM 931142103   319,984 5,318 SH   SOLE   5,318 0 0
WP CAREY INC COM 92936U109   276,466 4,898 SH   SOLE   896 0 4,002