The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TRUST NASDAQ-100 EQUAL WEIGHTED INDEX FUND ETF 337344105   11,701,859 94,446 SH   SOLE 0 94,446 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   448,894 1,011 SH   SOLE 0 1,011 0 0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF ETF 46137V290   3,522,665 107,182 SH   SOLE 0 107,182 0 0
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   655,631 13,037 SH   SOLE 0 13,037 0 0
iShares MSCI Int'l Value Factor ETF ETF 46435G409   2,476,561 87,728 SH   SOLE 0 87,728 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   17,634,093 863,147 SH   SOLE 0 863,147 0 0
ISHARES TREASURY FLOATING RATE BOND ETF ETF 46434V860   1,139,496 22,480 SH   SOLE 0 22,479 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   277,750 531 SH   SOLE 0 531 0 0
ISHARES EMERGING MARKETS EQUITY FACTOR ETF ETF 46434G889   1,101,875 24,739 SH   SOLE 0 24,739 0 0
ISHARES S&P 100 ETF ETF 464287101   7,099,430 28,695 SH   SOLE 0 28,695 0 0
PACER US CASH COWS 100 ETF ETF 69374H881   10,959,837 188,605 SH   SOLE 0 188,605 0 0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673   7,335,391 184,260 SH   SOLE 0 184,260 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   1,438,035 12,509 SH   SOLE 0 12,509 0 0
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   9,719,325 197,708 SH   SOLE 0 197,708 0 0
COLUMBIA EM CORE EX-CHINA ETF ETF 19762B202   5,962,927 191,734 SH   SOLE 0 191,734 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   211,106 1,429 SH   SOLE 0 1,429 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   4,839,706 43,790 SH   SOLE 0 43,790 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326   8,353,724 124,441 SH   SOLE 0 124,441 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713   726,410 16,753 SH   SOLE 0 16,753 0 0
MICROSOFT CORP COM Stock 594918104   950,827 2,260 SH   SOLE 0 2,260 0 0
ISHARES EUROPE ETF ETF 464287861   1,639,092 29,443 SH   SOLE 0 29,443 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   14,105,793 734,294 SH   SOLE 0 734,294 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   2,407,577 41,820 SH   SOLE 0 41,820 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   449,359 857 SH   SOLE 0 857 0 0
VANGUARD S&P 500 ETF ETF 922908363   47,105,520 97,994 SH   SOLE 0 97,993 0 0
BLACKROCK U.S. EQUITY FACTOR ROTATION ETF ETF 09290C103   1,977,487 44,538 SH   SOLE 0 44,538 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   1,703,791 10,060 SH   SOLE 0 10,059 0 0
ISHARES ESG MSCI USA LEADERS ETF ETF 46435U218   1,798,072 19,159 SH   SOLE 0 19,159 0 0
JPMORGAN CORE PLUS BOND ETF JPMORGAN CORE PLUS BOND FUND ETF 46641Q670   13,453,566 288,425 SH   SOLE 0 288,424 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   264,882 2,664 SH   SOLE 0 2,664 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   7,850,883 75,642 SH   SOLE 0 75,642 0 0
PIMCO INVESTMENT GRADE CORPORATE BOND INDEX EXCHANGE-TRADED FUND PIMCO INVE ETF 72201R817   725,274 7,551 SH   SOLE 0 7,551 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   9,514,890 120,993 SH   SOLE 0 120,993 0 0
Schwab 5-10 Year Corporate Bond ETF ETF 808524698   315,509 7,092 SH   SOLE 0 7,091 0 0
First Trust Buffered S&P 500 ETF 33740F755   365,409 13,069 SH   SOLE 0 13,069 0 0
VANGUARD RUSSELL 1000 ETF ETF 92206C730   15,448,856 64,824 SH   SOLE 0 64,824 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   9,388,048 204,088 SH   SOLE 0 204,088 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   10,346,010 190,184 SH   SOLE 0 190,184 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   563,831 6,746 SH   SOLE 0 6,746 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   295,567 12,981 SH   SOLE 0 12,980 0 0
JPMORGAN INCOME ETF ETF 46641Q159   2,837,484 62,280 SH   SOLE 0 62,280 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   7,300,599 81,208 SH   SOLE 0 81,208 0 0
BROADCOM INC COM Stock 11135F101   274,631 207 SH   SOLE 0 207 0 0
ISHARES GNMA BOND ETF ETF 46429B333   1,902,304 43,842 SH   SOLE 0 43,842 0 0
NVIDIA CORPORATION COM Stock 67066G104   487,196 539 SH   SOLE 0 539 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679   1,995,689 18,054 SH   SOLE 0 18,054 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   4,379,055 84,865 SH   SOLE 0 84,865 0 0
BLACKROCK FLEXIBLE INCOME ETF ETF 092528603   2,521,280 48,061 SH   SOLE 0 48,061 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109   302,692 1,039 SH   SOLE 0 1,039 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   1,012,108 13,284 SH   SOLE 0 13,284 0 0
VANECK INDIA GROWTH LEADERS ETF ETF 92189F767   3,496,198 74,182 SH   SOLE 0 74,182 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   2,485,335 32,962 SH   SOLE 0 32,962 0 0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   253,214 5,192 SH   SOLE 0 5,192 0 0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885   313,440 4,909 SH   SOLE 0 4,909 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   8,230,332 50,078 SH   SOLE 0 50,078 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   7,488,376 55,445 SH   SOLE 0 55,444 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   933,551 9,206 SH   SOLE 0 9,205 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   2,098,997 11,236 SH   SOLE 0 11,236 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   1,459,719 17,287 SH   SOLE 0 17,287 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   612,495 1,165 SH   SOLE 0 1,165 0 0
ISHARES GOVERNMENT/CREDIT BOND ETF ETF 464288596   425,023 4,105 SH   SOLE 0 4,105 0 0
ISHARES MBS ETF ETF 464288588   3,548,156 38,392 SH   SOLE 0 38,391 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   4,973,540 154,314 SH   SOLE 0 154,314 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653   306,057 2,914 SH   SOLE 0 2,914 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   333,615 574 SH   SOLE 0 574 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   220,612 485 SH   SOLE 0 485 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803   230,417 6,606 SH   SOLE 0 6,606 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   218,830 1,198 SH   SOLE 0 1,198 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   257,778 2,632 SH   SOLE 0 2,632 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   2,499,234 26,413 SH   SOLE 0 26,413 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   21,565,306 350,484 SH   SOLE 0 350,484 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   366,265 4,250 SH   SOLE 0 4,250 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   2,070,594 98,741 SH   SOLE 0 98,740 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613   9,063,004 198,794 SH   SOLE 0 198,793 0 0
FIDELITY TOTAL BOND ETF ETF 316188309   12,230,682 269,933 SH   SOLE 0 269,933 0 0
ISHARES GLOBAL ENERGY ETF ETF 464287341   842,121 19,607 SH   SOLE 0 19,607 0 0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   418,490 4,667 SH   SOLE 0 4,667 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,056,505 9,089 SH   SOLE 0 9,089 0 0
ARK INNOVATION ETF ETF 00214Q104   476,812 9,521 SH   SOLE 0 9,521 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   266,595 6,722 SH   SOLE 0 6,722 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   3,402,052 56,010 SH   SOLE 0 56,010 0 0
APPLE INC COM Stock 037833100   394,918 2,303 SH   SOLE 0 2,303 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   518,454 1,800 SH   SOLE 0 1,800 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   1,093,705 11,914 SH   SOLE 0 11,914 0 0