The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED AUTO PARTS INC COMMON STOCK 00751Y106   23,367 135 SH   DFND 1 135 0 0
APPLE INC COM COMMON STOCK 037833100   1,438,568 10,522 SH   DFND 1 10,522 0 0
ABBVIE INC COM COMMON STOCK 00287Y109   144,124 941 SH   DFND 1 941 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   16,841 155 SH   DFND 1 155 0 0
ACCENTURE PLC NON US EQUITY G1151C101   95,789 345 SH   DFND 1 345 0 0
ADOBE INC COM COMMON STOCK 00724F101   40,267 110 SH   DFND 1 110 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   24,155 115 SH   DFND 1 115 0 0
AGNICO EAGLE MINES LTD COM NON US EQUITY 008474108   111,288 2,432 SH   DFND 1 2,432 0 0
GALLAGHER ARTHUR J COMMON STOCK 363576109   8,967 55 SH   DFND 1 55 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109   34,803 869 SH   DFND 1 869 0 0
ALLSTATE CORP COM COMMON STOCK 020002101   56,648 447 SH   DFND 1 447 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107   55,569 381 SH   DFND 1 381 0 0
AMGEN INC COMMON STOCK 031162100   137,951 567 SH   DFND 1 567 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106   65,124 274 SH   DFND 1 274 0 0
AMERICAN TOWER CORP NEW COM REAL ESTATE INVESTMENT TRUST 03027X100   7,923 31 SH   DFND 1 31 0 0
AMAZON.COM INC COMMON STOCK 023135106   796,575 7,500 SH   DFND 1 7,500 0 0
APTIV PLC SHS NON US EQUITY G6095L109   76,511 859 SH   DFND 1 859 0 0
ASML HOLDING NV NON US EQUITY N07059210   7,138 15 SH   DFND 1 15 0 0
ATHENE HOLDING LTD PFD NON US PREFERRED STOCK 04686J309   12,497 492 SH   DFND 1 492 0 0
BROADCOM INC COM COMMON STOCK 11135F101   318,206 655 SH   DFND 1 655 0 0
BOEING CO COMMON STOCK 097023105   27,344 200 SH   DFND 1 200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   57,653 1,852 SH   DFND 1 1,852 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   68,154 1,634 SH   DFND 1 1,634 0 0
BOOKING HLDGS INC COM COMMON STOCK 09857L108   428,503 245 SH   DFND 1 245 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103   67,141 471 SH   DFND 1 471 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM COMMON STOCK 084670702   14,233,352 52,133 SH   DFND 1 52,133 0 0
BRITISH AMERICAN TOBACCO PLC SPON ADR ADR / IDR / GDR 110448107   1,537,165 35,823 SH   DFND 1 35,823 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   1,398,261 7,822 SH   DFND 1 7,822 0 0
COMMERCE BANCSHARES INC COMMON STOCK 200525103   143,445 2,185 SH   DFND 1 2,185 0 0
CELANESE CORP DEL COM COMMON STOCK 150870103   39,399 335 SH   DFND 1 335 0 0
CF INDUSTRIES HLDGS COMMON STOCK 125269100   39,864 465 SH   DFND 1 465 0 0
CHARTER COMMUNICATIONS INC CLASS A COMMON STOCK 16119P108   3,280 7 SH   DFND 1 7 0 0
FIRST TR EXCHANGE TRADED FD II NASDAQ EXCHANGE-TRADED FUND 33734X846   51,628 1,283 SH   DFND 1 1,283 0 0
CHINA STL CORP SPON ADR ADR / IDR / GDR 169417102   38 2 SH   DFND 1 2 0 0
COMCAST CORP CL A (NEW) COMMON STOCK 20030N101   76,126 1,940 SH   DFND 1 1,940 0 0
CME GROUP INC COMMON STOCK 12572Q105   12,282 60 SH   DFND 1 60 0 0
CUMMINS INC COMMON STOCK 231021106   47,608 246 SH   DFND 1 246 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105   48,344 464 SH   DFND 1 464 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   43,827 488 SH   DFND 1 488 0 0
CENCORA INC COM COMMON STOCK 03073E105   520,929 3,682 SH   DFND 1 3,682 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   491,262 1,025 SH   DFND 1 1,025 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,609,660 37,750 SH   DFND 1 37,750 0 0
CSX CORP COMMON STOCK 126408103   183,659 6,320 SH   DFND 1 6,320 0 0
CINTAS CORP COMMON STOCK 172908105   14,941 40 SH   DFND 1 40 0 0
CORTEVA INC COM COMMON STOCK 22052L104   99,347 1,835 SH   DFND 1 1,835 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100   203,203 2,193 SH   DFND 1 2,193 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100   264,803 1,829 SH   DFND 1 1,829 0 0
CYTODYN INC COM COMMON STOCK 23283M101   6,299 15,000 SH   DFND 1 15,000 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109   92,979 1,165 SH   DFND 1 1,165 0 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   88,872 1,599 SH   DFND 1 1,599 0 0
DANAHER CORPORATION COM COMMON STOCK 235851102   67,943 268 SH   DFND 1 268 0 0
DISNEY WALT CO COM COMMON STOCK 254687106   121,776 1,290 SH   DFND 1 1,290 0 0
DICKS SPORTING GOODS INC COMMON STOCK 253393102   72,732 965 SH   DFND 1 965 0 0
DANIMER SCIENTIFIC INC COM CL A COMMON STOCK 236272100   2,280 500 SH   DFND 1 500 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105   101,921 901 SH   DFND 1 901 0 0
DTE ENERGY CO COM COMMON STOCK 233331107   46,517 367 SH   DFND 1 367 0 0
ECOLAB INC COM COMMON STOCK 278865100   124,546 810 SH   DFND 1 810 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   1,822,211 19,161 SH   DFND 1 19,161 0 0
ELEVANCE HEALTH INC COM COMMON STOCK 036752103   489,819 1,015 SH   DFND 1 1,015 0 0
ENBRIDGE INC COM NON US EQUITY 29250N105   3,136,579 74,221 SH   DFND 1 74,221 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   56,877 515 SH   DFND 1 515 0 0
EPAM SYSTEMS INC COMMON STOCK 29414B104   193,670 657 SH   DFND 1 657 0 0
EQUITY COMMONWEALTH REAL ESTATE INVESTMENT TRUST 294628102   93,327 3,390 SH   DFND 1 3,390 0 0
EVERSOURCE ENERGY COM COMMON STOCK 30040W108   7,602 90 SH   DFND 1 90 0 0
EATON CORP PLC NON US EQUITY G29183103   1,516,920 12,040 SH   DFND 1 12,040 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   15,690 165 SH   DFND 1 165 0 0
ISHARES MSCI HONG KONG ETF EXCHANGE-TRADED FUND 464286871   8,902 401 SH   DFND 1 401 0 0
FISERV INC COM COMMON STOCK 337738108   443,693 4,987 SH   DFND 1 4,987 0 0
FIDELITY NATL INFORMATION SVC COMMON STOCK 31620M106   517,569 5,646 SH   DFND 1 5,646 0 0
THE FIDELITY MSCI FINANCIALS INDEX ETF EXCHANGE-TRADED FUND 316092501   25,975 582 SH   DFND 1 582 0 0
FLOOR & DECOR HLDGS INC CL A COMMON STOCK 339750101   182,521 2,899 SH   DFND 1 2,899 0 0
GRAHAM HOLDINGS CO COMMON STOCK 384637104   25,508 45 SH   DFND 1 45 0 0
SPDR GOLD TRUST ETF EXCHANGE-TRADED FUND 78463V107   530,144 3,147 SH   DFND 1 3,147 0 0
BARRICK GOLD CORP NON US EQUITY 067901108   86,327 4,880 SH   DFND 1 4,880 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   56,874 26 SH   DFND 1 26 0 0
ALPHABET INC CL A COMMON STOCK 02079K305   1,555,992 714 SH   DFND 1 714 0 0
GLOBAL PAYMENTS INC COMMON STOCK 37940X102   54,324 491 SH   DFND 1 491 0 0
GUIDEWIRE SOFTWARE INC COMMON STOCK 40171V100   25,911 365 SH   DFND 1 365 0 0
WW GRAINGER INC COMMON STOCK 384802104   27,266 60 SH   DFND 1 60 0 0
HASBRO INC COMMON STOCK 418056107   18,423 225 SH   DFND 1 225 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   15,819 1,315 SH   DFND 1 1,315 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   15,125 90 SH   DFND 1 90 0 0
HOME DEPOT INC COMMON STOCK 437076102   361,488 1,318 SH   DFND 1 1,318 0 0
HP INC COM COMMON STOCK 40434L105   118,664 3,620 SH   DFND 1 3,620 0 0
HOST HOTELS & RESORTS INC REAL ESTATE INVESTMENT TRUST 44107P104   82,837 5,283 SH   DFND 1 5,283 0 0
ISHARES GOLD TR ISHARES NEW ETF EXCHANGE-TRADED FUND 464285204   1,077,060 31,392 SH   DFND 1 31,392 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101   284,498 2,015 SH   DFND 1 2,015 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   35,265 375 SH   DFND 1 375 0 0
iSHARES CORE MSCI EAFE ETF EXCHANGE-TRADED FUND 46432F842   134,943 2,293 SH   DFND 1 2,293 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE-TRADED FUND 46434G103   84,089 1,714 SH   DFND 1 1,714 0 0
ISHARES TR US INFRASTRUC ETF EXCHANGE-TRADED FUND 46435U713   61,238 1,799 SH   DFND 1 1,799 0 0
ISHARES CORE S&P MIDCAP ETF EXCHANGE-TRADED FUND 464287507   401,332 1,774 SH   DFND 1 1,774 0 0
INGREDION INC COMMON STOCK 457187102   71,850 815 SH   DFND 1 815 0 0
INTEL CORP COMMON STOCK 458140100   1,209,690 32,336 SH   DFND 1 32,336 0 0
INTUIT INC COMMON STOCK 461202103   74,004 192 SH   DFND 1 192 0 0
IONIS PHARMACEUTICALS INC COMMON STOCK 462222100   38,723 1,046 SH   DFND 1 1,046 0 0
IQVIA HLDGS INC COM COMMON STOCK 46266C105   801,778 3,695 SH   DFND 1 3,695 0 0
ISHARES TR CORE S&P500 ETF EXCHANGE-TRADED FUND 464287200   6,798,160 17,930 SH   DFND 1 17,930 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE-TRADED FUND 464287655   146,327 864 SH   DFND 1 864 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE-TRADED FUND 464287630   37,169 273 SH   DFND 1 273 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE-TRADED FUND 464287648   352,584 1,709 SH   DFND 1 1,709 0 0
ISHARES RUSSELL MIDCAP ETF EXCHANGE-TRADED FUND 464287499   238,013 3,681 SH   DFND 1 3,681 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE-TRADED FUND 464287473   41,847 412 SH   DFND 1 412 0 0
ISHARES US TECHNOLOGY ETF EXCHANGE-TRADED FUND 464287721   47,171 590 SH   DFND 1 590 0 0
JONES LANG LASALLE INC COMMON STOCK 48020Q107   24,655 141 SH   DFND 1 141 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   111,299 627 SH   DFND 1 627 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   275,669 2,448 SH   DFND 1 2,448 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   51,832 376 SH   DFND 1 376 0 0
KLA CORPORATION COM COMMON STOCK 482480100   154,754 485 SH   DFND 1 485 0 0
CARMAX INC COMMON STOCK 143130102   357,758 3,954 SH   DFND 1 3,954 0 0
COCA COLA CO COM COMMON STOCK 191216100   1,883,337 29,937 SH   DFND 1 29,937 0 0
KOHLS CORP COMMON STOCK 500255104   11,242 315 SH   DFND 1 315 0 0
LOEWS CORP COM COMMON STOCK 540424108   116,150 1,960 SH   DFND 1 1,960 0 0
LITTELFUSE INC COMMON STOCK 537008104   122,447 482 SH   DFND 1 482 0 0
LKQ CORP COMMON STOCK 501889208   107,163 2,183 SH   DFND 1 2,183 0 0
LILLY ELI & CO COM COMMON STOCK 532457108   117,371 362 SH   DFND 1 362 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   17,198 40 SH   DFND 1 40 0 0
ALLIANT ENERGY CORPORATION COMMON STOCK 018802108   1,641,842 28,013 SH   DFND 1 28,013 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   83,492 478 SH   DFND 1 478 0 0
LPL FINANCIAL HOLDINGS INC COMMON STOCK 50212V100   120,834 655 SH   DFND 1 655 0 0
LYONDELLBASELL INDUSTRIES CL A NON US EQUITY N53745100   1,372,860 15,697 SH   DFND 1 15,697 0 0
LYFT INC CL A COM COMMON STOCK 55087P104   61,964 4,666 SH   DFND 1 4,666 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104   1,357,195 4,302 SH   DFND 1 4,302 0 0
MID-AMERICA APARTMENT COMM REAL ESTATE INVESTMENT TRUST 59522J103   13,100 75 SH   DFND 1 75 0 0
MARRIOT INTERNATIONAL CL A COMMON STOCK 571903202   118,329 870 SH   DFND 1 870 0 0
MASCO CORP COMMON STOCK 574599106   10,120 200 SH   DFND 1 200 0 0
MASIMO CORPORATION COMMON STOCK 574795100   138,118 1,057 SH   DFND 1 1,057 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,782,967 7,222 SH   DFND 1 7,222 0 0
ISHARES MSCI CHINA ETF EXCHANGE-TRADED FUND 46429B671   60,610 1,086 SH   DFND 1 1,086 0 0
MCKESSON CORP COMMON STOCK 58155Q103   66,873 205 SH   DFND 1 205 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   119,523 1,925 SH   DFND 1 1,925 0 0
MEDTRONIC PLC NON US EQUITY G5960L103   69,108 770 SH   DFND 1 770 0 0
SPDR S&P MIDCAP 400 ETF TRUS EXCHANGE-TRADED FUND 78467Y107   299,367 724 SH   DFND 1 724 0 0
METLIFE INC COMMON STOCK 59156R108   60,906 970 SH   DFND 1 970 0 0
META PLATFORMS INC CL A COM COMMON STOCK 30303M102   545,186 3,381 SH   DFND 1 3,381 0 0
3M CO COM COMMON STOCK 88579Y101   1,409,275 10,890 SH   DFND 1 10,890 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   26,399 632 SH   DFND 1 632 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102   17,675 215 SH   DFND 1 215 0 0
MERCK & CO INC COMMON STOCK 58933Y105   2,040,932 22,386 SH   DFND 1 22,386 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   1,318,308 5,133 SH   DFND 1 5,133 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101   69,714 900 SH   DFND 1 900 0 0
NETFLIX INC COMMON STOCK 64110L106   108,594 621 SH   DFND 1 621 0 0
NIKE INC CL B COM COMMON STOCK 654106103   34,237 335 SH   DFND 1 335 0 0
NNN REIT INC COM REAL ESTATE INVESTMENT TRUST 637417106   8,170 190 SH   DFND 1 190 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   9,571 20 SH   DFND 1 20 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   26,820 118 SH   DFND 1 118 0 0
NVIDIA CORP COMMON STOCK 67066G104   30,318 200 SH   DFND 1 200 0 0
NOVARTIS AG SPON ADR ADR / IDR / GDR 66987V109   16,483 195 SH   DFND 1 195 0 0
OLD DOMINION FREIGHT LINE COMMON STOCK 679580100   137,110 535 SH   DFND 1 535 0 0
ISHARES S&P 100 ETF EXCHANGE-TRADED FUND 464287101   81,923 475 SH   DFND 1 475 0 0
OMEGA HEALTHCARE INVESTORS REAL ESTATE INVESTMENT TRUST 681936100   18,042 640 SH   DFND 1 640 0 0
ON SEMICONDUCTOR CORP COM COMMON STOCK 682189105   261,360 5,195 SH   DFND 1 5,195 0 0
ORACLE CORP COMMON STOCK 68389X105   5,520 79 SH   DFND 1 79 0 0
PAYCOM SOFTWARE INC COMMON STOCK 70432V102   223,816 799 SH   DFND 1 799 0 0
PAYCHEX INC COMMON STOCK 704326107   1,751,321 15,380 SH   DFND 1 15,380 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106   60,496 956 SH   DFND 1 956 0 0
PFIZER INC COM COMMON STOCK 717081103   2,212,546 42,200 SH   DFND 1 42,200 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   25,163 175 SH   DFND 1 175 0 0
INVESCO EXCHNG TRADED FD TR II PFD ETF EXCHANGE-TRADED FUND 46138E511   470,339 38,115 SH   DFND 1 38,115 0 0
PROLOGIS INC REAL ESTATE INVESTMENT TRUST 74340W103   11,883 101 SH   DFND 1 101 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   226,411 2,293 SH   DFND 1 2,293 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105   15,777 100 SH   DFND 1 100 0 0
PRIMERICA INC COMMON STOCK 74164M108   97,428 814 SH   DFND 1 814 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   1,543,318 16,130 SH   DFND 1 16,130 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   47,504 379 SH   DFND 1 379 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103   49,936 715 SH   DFND 1 715 0 0
ROBLOX CORP CL A COM COMMON STOCK 771049103   274,052 8,340 SH   DFND 1 8,340 0 0
REGENERON PHARMACEUTICALS COMMON STOCK 75886F107   53,202 90 SH   DFND 1 90 0 0
RH COMMON STOCK 74967X103   44,575 210 SH   DFND 1 210 0 0
ROBERT HALF INC COM COMMON STOCK 770323103   97,731 1,305 SH   DFND 1 1,305 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106   47,753 121 SH   DFND 1 121 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100   52,871 404 SH   DFND 1 404 0 0
RTX CORPORATION COM COMMON STOCK 75513E101   17,300 180 SH   DFND 1 180 0 0
STARBUCKS CORP COMMON STOCK 855244109   139,946 1,832 SH   DFND 1 1,832 0 0
SHELL PLC SPON ADS ADR ADR / IDR / GDR 780259305   157,184 3,006 SH   DFND 1 3,006 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   236,449 1,056 SH   DFND 1 1,056 0 0
SITEONE LANDSCAPE SUPPLY INC COMMON STOCK 82982L103   37,444 315 SH   DFND 1 315 0 0
SYNOPSYS INC COMMON STOCK 871607107   66,510 219 SH   DFND 1 219 0 0
SOUTHERN CO COM COMMON STOCK 842587107   1,683,273 23,605 SH   DFND 1 23,605 0 0
S&P GLOBAL INC COM COMMON STOCK 78409V104   169,204 502 SH   DFND 1 502 0 0
S&P 500 DR (SPDRS) EXCHANGE-TRADED FUND 78462F103   350,465 929 SH   DFND 1 929 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF EXCHANGE-TRADED FUND 78464A409   313,262 5,992 SH   DFND 1 5,992 0 0
SEMPRA COM COMMON STOCK 816851109   16,530 110 SH   DFND 1 110 0 0
STATE STREET CORP COMMON STOCK 857477103   13,563 220 SH   DFND 1 220 0 0
CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108   88,097 378 SH   DFND 1 378 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   36,491 348 SH   DFND 1 348 0 0
STRYKER CORPORATION COM COMMON STOCK 863667101   84,744 426 SH   DFND 1 426 0 0
AT&T INC. COMMON STOCK 00206R102   186,418 8,894 SH   DFND 1 8,894 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109   171,222 3,610 SH   DFND 1 3,610 0 0
TARGET CORP COMMON STOCK 87612E106   144,196 1,021 SH   DFND 1 1,021 0 0
TJX COS INC NEW COM COMMON STOCK 872540109   26,529 475 SH   DFND 1 475 0 0
THERMO FISHER SCIENTIFIC INC COM COMMON STOCK 883556102   69,540 128 SH   DFND 1 128 0 0
TRANSUNION COMMON STOCK 89400J107   6,399 80 SH   DFND 1 80 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109   150,526 890 SH   DFND 1 890 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106   20,354 105 SH   DFND 1 105 0 0
TAIWAN SEMICONDUCTOR SPONS ADR ADR / IDR / GDR 874039100   434,992 5,321 SH   DFND 1 5,321 0 0
TYSON FOODS INC CL A COMMON STOCK 902494103   61,705 717 SH   DFND 1 717 0 0
THE TRADE DESK INC-CLASS A COMMON STOCK 88339J105   203,376 4,855 SH   DFND 1 4,855 0 0
TTEC HLDGS INC COM COMMON STOCK 89854H102   82,147 1,210 SH   DFND 1 1,210 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   14,443 94 SH   DFND 1 94 0 0
UBER TECHNOLOGIES INC COM COMMON STOCK 90353T100   114,290 5,586 SH   DFND 1 5,586 0 0
UGI CORP NEW (HOLDING CO) COMMON STOCK 902681105   19,884 515 SH   DFND 1 515 0 0
UNILEVER PLC SPON ADR NEW ADR / IDR / GDR 904767704   122,137 2,665 SH   DFND 1 2,665 0 0
ULTA BEAUTY INC COMMON STOCK 90384S303   75,169 195 SH   DFND 1 195 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102   757,604 1,475 SH   DFND 1 1,475 0 0
UNION PACIFIC CORP COM COMMON STOCK 907818108   41,590 195 SH   DFND 1 195 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   1,853,329 10,153 SH   DFND 1 10,153 0 0
U S BANCORP NEW COMMON STOCK 902973304   152,004 3,303 SH   DFND 1 3,303 0 0
VISA INC COM CL A COMMON STOCK 92826C839   479,230 2,434 SH   DFND 1 2,434 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE-TRADED FUND 922908751   408,223 2,318 SH   DFND 1 2,318 0 0
VANGUARD FINANCIALS ETF EXCHANGE-TRADED FUND 92204A405   27,402 355 SH   DFND 1 355 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX EXCHANGE-TRADED FUND 92204A702   39,513 121 SH   DFND 1 121 0 0
VANGUARD HEALTH CARE EXCHANGE-TRADED FUND 92204A504   15,543 66 SH   DFND 1 66 0 0
VANGUARD DIVIDEND APPRECIATION ETF EXCHANGE-TRADED FUND 921908844   14,777 103 SH   DFND 1 103 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100   49,101 462 SH   DFND 1 462 0 0
VANGUARD INDEX FDS REAL ESTATE ETF EXCHANGE-TRADED FUND 922908553   12,755 140 SH   DFND 1 140 0 0
VERISIGN INC COMMON STOCK 92343E102   15,562 93 SH   DFND 1 93 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE-TRADED FUND 922908769   331,971 1,760 SH   DFND 1 1,760 0 0
VIATRIS INC COM COMMON STOCK 92556V106   1,518 145 SH   DFND 1 145 0 0
VANGUARD VALUE ETF EXCHANGE-TRADED FUND 922908744   491,253 3,725 SH   DFND 1 3,725 0 0
VANGUARD GROWTH ETF EXCHANGE-TRADED FUND 922908736   228,016 1,023 SH   DFND 1 1,023 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE ETF EXCHANGE-TRADED FUND 922042858   20,409 490 SH   DFND 1 490 0 0
VANGUARD TOTAL INTL STOCK ET EXCHANGE-TRADED FUND 921909768   368,547 7,141 SH   DFND 1 7,141 0 0
VANGUARD HIGH DIVIDEND YIELD ETF EXCHANGE-TRADED FUND 921946406   397,342 3,907 SH   DFND 1 3,907 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   1,491,340 29,386 SH   DFND 1 29,386 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   70,911 1,871 SH   DFND 1 1,871 0 0
WORKDAY INC COM CL A COMMON STOCK 98138H101   13,958 100 SH   DFND 1 100 0 0
WHIRLPOOL CORP COM COMMON STOCK 963320106   16,261 105 SH   DFND 1 105 0 0
WASTE MGMT INC DEL COM COMMON STOCK 94106L109   1,807,306 11,814 SH   DFND 1 11,814 0 0
WESTBURY METALS GRP COM COMMON STOCK 957289101   0 1,000 SH   DFND 1 1,000 0 0
WALMART INC COMMON STOCK 931142103   51,550 424 SH   DFND 1 424 0 0
ZEBRA TECH CORP CL A COMMON STOCK 989207105   72,018 245 SH   DFND 1 245 0 0
ZOETIS INC CL A COM COMMON STOCK 98978V103   284,478 1,655 SH   DFND 1 1,655 0 0
ALLEGHANY CORP COMMON STOCK 017175100   83,310 100 SH   DFND 1 100 0 0
CHINA MED TECH INC ADR COMMON STOCK 169483104   256 100 SH   DFND 1 100 0 0
VANGUARD INTERMEDIATE TERM BD ETF EXCHANGE-TRADED FUND 921937819   183,099 2,358 SH   DFND 1 2,358 0 0
INVESCO ETF TR II S&P GBL WATER EXCHANGE-TRADED FUND 46138E263   65,107 1,475 SH   DFND 1 1,475 0 0
SPDR SER TR BLOOMBERG CONV EXCHANGE-TRADED FUND 78464A359   153,588 2,379 SH   DFND 1 2,379 0 0
SPDR SER TR BLOOMBERG INVT EXCHANGE-TRADED FUND 78468R200   91,083 3,025 SH   DFND 1 3,025 0 0
ISHARES TR IBOXX HI YD ETF EXCHANGE-TRADED FUND 464288513   17,666 240 SH   DFND 1 240 0 0
ISHARES TR IBONDS 23 TRM TS ETF EXCHANGE-TRADED FUND 46436E882   1,097,419 44,020 SH   DFND 1 44,020 0 0
ISHARES TR NATIONAL MUN ETF EXCHANGE-TRADED FUND 464288414   154,222 1,450 SH   DFND 1 1,450 0 0
SPDR SER TR NUVEEN BLMBRG SH EXCHANGE-TRADED FUND 78468R739   56,712 1,200 SH   DFND 1 1,200 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF EXCHANGE-TRADED FUND 464287457   521,991 6,305 SH   DFND 1 6,305 0 0
SPDR SERIES TRUST PORTFOLIO SHORT ETF EXCHANGE-TRADED FUND 78464A474   570,935 19,204 SH   DFND 1 19,204 0 0
ISHARES 0 5 YEAR TIPS BOND ETF EXCHANGE-TRADED FUND 46429B747   16,533 163 SH   DFND 1 163 0 0
SPDR DOUBLELINE TR TACT ETF EXCHANGE-TRADED FUND 78467V848   595,075 14,108 SH   DFND 1 14,108 0 0
ISHARES TR IBONDS 22 TRM TS ETF EXCHANGE-TRADED FUND 46436E809   901,344 35,570 SH   DFND 1 35,570 0 0