The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   41,568 600 SH   DFND 1 600 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   830,120 8,596 SH   DFND 1 8,596 0 0
EXACT SCIENCES CORP COMMON STOCK 30063P105   6,822 100 SH   DFND 1 100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,922,904 16,354 SH   DFND 1 16,354 0 0
FMC CORP COMMON STOCK 302491303   10,046 150 SH   DFND 1 150 0 0
META PLATFORMS INC COMMON STOCK 30303M102   1,612,728 5,372 SH   DFND 1 5,372 0 0
FASTENAL CO COMMON STOCK 311900104   218,615 4,001 SH   DFND 1 4,001 0 0
FEDEX CORP COMMON STOCK 31428X106   6,623 25 SH   DFND 1 25 0 0
FORTINET INC COMMON STOCK 34959E109   255,377 4,352 SH   DFND 1 4,352 0 0
FORTUNE BRANDS INNOVATIONS INC COMMON STOCK 34964C106   99,456 1,600 SH   DFND 1 1,600 0 0
FOUR CORNERS PPTY TR INC COMMON STOCK 35086T109   58,759 2,648 SH   DFND 1 2,648 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101   151,439 6,161 SH   DFND 1 6,161 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   2,517 37 SH   DFND 1 37 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   348,691 1,578 SH   DFND 1 1,578 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   16,472 149 SH   DFND 1 149 0 0
GENERAL MILLS INC COMMON STOCK 370334104   351,945 5,500 SH   DFND 1 5,500 0 0
GENUINE PARTS COMPANY COMMON STOCK 372460105   218,449 1,513 SH   DFND 1 1,513 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   215,005 2,869 SH   DFND 1 2,869 0 0
GSK PLC FOREIGN STOCK 37733W204   26,282 725 SH   DFND 1 725 0 0
HP INC COMMON STOCK 40434L105   148,418 5,775 SH   DFND 1 5,775 0 0
HALLIBURTON CO COMMON STOCK 406216101   15,390 380 SH   DFND 1 380 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109   1,737 100 SH   DFND 1 100 0 0
HOLOGIC INC COMMON STOCK 436440101   6,940 100 SH   DFND 1 100 0 0
HOME DEPOT INC COMMON STOCK 437076102   2,263,783 7,492 SH   DFND 1 7,492 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   110,844 600 SH   DFND 1 600 0 0
INTEL CORP COMMON STOCK 458140100   453,583 12,759 SH   DFND 1 12,759 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   715,811 5,102 SH   DFND 1 5,102 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   168,057 4,738 SH   DFND 1 4,738 0 0
COMMUNICATION SERVICES SELECT EXCHANGE-TRADED FUND 81369Y852   131,205 2,001 SH   DFND 1 2,001 0 0
CONSUMER DISCRET SELECT SECTOR EXCHANGE-TRADED FUND 81369Y407   209,917 1,304 SH   DFND 1 1,304 0 0
CONSUMER STAPLES SELECT SECTOR EXCHANGE-TRADED FUND 81369Y308   95,508 1,388 SH   DFND 1 1,388 0 0
ENERGY SELECT SECTOR SPDRR (MKT) EXCHANGE-TRADED FUND 81369Y506   52,426 580 SH   DFND 1 580 0 0
FINANCIAL SELECT SECTOR SPDR EXCHANGE-TRADED FUND 81369Y605   173,778 5,239 SH   DFND 1 5,239 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY ETF EXCHANGE-TRADED FUND 381430529   247,772 2,475 SH   DFND 1 2,475 0 0
HEALTH CARE SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y209   204,825 1,591 SH   DFND 1 1,591 0 0
INDUSTRIAL SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y704   193,028 1,904 SH   DFND 1 1,904 0 0
INVESCO CURRENCYSHARES EXCHANGE-TRADED FUND 46138R108   1,177,080 12,110 SH   DFND 1 12,110 0 0
INVESCO ETF TR II S&P GBL WATER EXCHANGE-TRADED FUND 46138E263   68,617 1,475 SH   DFND 1 1,475 0 0
INVESCO EXCHNG TRADED FD TR II PFD ETF EXCHANGE-TRADED FUND 46138E511   420,239 38,378 SH   DFND 1 38,378 0 0
INVESCO FINANCIAL PREFERRED ETF EXCHANGE-TRADED FUND 46137V621   20,963 1,491 SH   DFND 1 1,491 0 0
INVESCO QQQ TR UNIT SER ETF EXCHANGE-TRADED FUND 46090E103   121,812 340 SH   DFND 1 340 0 0
ISHARES 0-3 TREASRY BD EXCHANGE-TRADED FUND 46436E718   206,879 2,055 SH   DFND 1 2,055 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF EXCHANGE-TRADED FUND 464287457   509,706 6,295 SH   DFND 1 6,295 0 0
ISHARES COMMODITIES SELECT EXCHANGE-TRADED FUND 46431W853   1,575,441 54,046 SH   DFND 1 54,046 0 0
ISHARES CORE S&P 500 (MKT) EXCHANGE-TRADED FUND 464287200   12,488,682 29,082 SH   DFND 1 29,082 0 0
ISHARES CORE S&P MID-CAP (MKT) EXCHANGE-TRADED FUND 464287507   3,938,986 15,797 SH   DFND 1 15,797 0 0
ISHARES CORE S&P SMALL-CAP (MKT) EXCHANGE-TRADED FUND 464287804   2,185,722 23,171 SH   DFND 1 23,171 0 0
ISHARES CORE US AGGBD BD ETF EXCHANGE-TRADED FUND 464287226   1,251,391 13,307 SH   DFND 1 13,307 0 0
ISHARES GOLD TR ISHARES NEW ETF EXCHANGE-TRADED FUND 464285204   1,098,406 31,392 SH   DFND 1 31,392 0 0
ISHARES IBONDS DEC 2023 TERM EXCHANGE-TRADED FUND 46434VAX8   447,198 17,634 SH   DFND 1 17,634 0 0
ISHARES IBONDS DEC 2024 EXCHANGE-TRADED FUND 46434VBG4   333,954 13,504 SH   DFND 1 13,504 0 0
ISHARES IBONDS DEC 2025 TERM EXCHANGE-TRADED FUND 46434VBD1   218,185 8,953 SH   DFND 1 8,953 0 0
ISHARES IBOXX $ INVST GRADE CRP EXCHANGE-TRADED FUND 464287242   3,707,713 36,343 SH   DFND 1 36,343 0 0
ISHARES INTERNATIONAL SELECT DIV EXCHANGE-TRADED FUND 464288448   47,854 1,884 SH   DFND 1 1,884 0 0
ISHARES MBS (MKT) EXCHANGE-TRADED FUND 464288588   305,206 3,437 SH   DFND 1 3,437 0 0
ISHARES MSCI EAFE (MKT) EXCHANGE-TRADED FUND 464287465   9,604,206 139,353 SH   DFND 1 139,353 0 0
ISHARES MSCI EMERGING MARKETS EXCHANGE-TRADED FUND 464287234   14,763 389 SH   DFND 1 389 0 0
ISHARES MSCI HONG KONG ETF EXCHANGE-TRADED FUND 464286871   6,877 401 SH   DFND 1 401 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   1,957,481 13,498 SH   DFND 1 13,498 0 0
ISHARES NATIONAL MUNI BOND ETF EXCHANGE-TRADED FUND 464288414   2,635,896 25,706 SH   DFND 1 25,706 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,276,844 8,198 SH   DFND 1 8,198 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   526,424 4,356 SH   DFND 1 4,356 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   219,934 13,265 SH   DFND 1 13,265 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   8,343 248 SH   DFND 1 248 0 0
ELI LILLY & CO COMMON STOCK 532457108   1,321,340 2,460 SH   DFND 1 2,460 0 0
LIVENT CORP COMMON STOCK 53814L108   2,577 140 SH   DFND 1 140 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   254,782 623 SH   DFND 1 623 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103   179 126 SH   DFND 1 126 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   370,714 1,886 SH   DFND 1 1,886 0 0
MARTIN MARIETTA MATERIALS INC COMMON STOCK 573284106   20,524 50 SH   DFND 1 50 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   2,185,235 8,295 SH   DFND 1 8,295 0 0
MEDICAL PROPERTIES TRUST INC COMMON STOCK 58463J304   12,024 2,206 SH   DFND 1 2,206 0 0
MERCK & CO INC COMMON STOCK 58933Y105   2,640,977 25,653 SH   DFND 1 25,653 0 0
METLIFE INC COMMON STOCK 59156R108   372,176 5,916 SH   DFND 1 5,916 0 0
MICROSOFT CORP COMMON STOCK 594918104   6,414,155 20,314 SH   DFND 1 20,314 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   254,444 3,260 SH   DFND 1 3,260 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   280,583 4,043 SH   DFND 1 4,043 0 0
MORGAN STANLEY COMMON STOCK 617446448   151,743 1,858 SH   DFND 1 1,858 0 0
NRG ENERGY INC COMMON STOCK 629377508   177,500 4,608 SH   DFND 1 4,608 0 0
NETFLIX INC COMMON STOCK 64110L106   310,010 821 SH   DFND 1 821 0 0
NEWELL BRANDS INC COMMON STOCK 651229106   45,465 5,035 SH   DFND 1 5,035 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   888,168 15,503 SH   DFND 1 15,503 0 0
NOVARTIS AG FOREIGN STOCK 66987V109   177,339 1,741 SH   DFND 1 1,741 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   1,043,542 2,399 SH   DFND 1 2,399 0 0
NUTRIEN LTD FOREIGN STOCK 67077M108   189,293 3,065 SH   DFND 1 3,065 0 0
OGE ENERGY CORP COMMON STOCK 670837103   13,332 400 SH   DFND 1 400 0 0
OMEGA HEALTHCARE INVESTORS INC COMMON STOCK 681936100   100,937 3,044 SH   DFND 1 3,044 0 0
ON SEMICONDUCTOR CORP COMMON STOCK 682189105   452,113 4,864 SH   DFND 1 4,864 0 0
ONEOK INC COMMON STOCK 682680103   173,354 2,733 SH   DFND 1 2,733 0 0
ORACLE CORP COMMON STOCK 68389X105   686,894 6,485 SH   DFND 1 6,485 0 0
ORGANON & CO COMMON STOCK 68622V106   174 10 SH   DFND 1 10 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   24,093 300 SH   DFND 1 300 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   212,883 1,734 SH   DFND 1 1,734 0 0
PPL CORPORATION COMMON STOCK 69351T106   150,265 6,378 SH   DFND 1 6,378 0 0
PACCAR INC COMMON STOCK 693718108   249,281 2,934 SH   DFND 1 2,934 0 0
PALANTIR TECHNOLOGIES INC CL A COMMON STOCK 69608A108   56,000 3,500 SH   DFND 1 3,500 0 0
PAYCHEX INC COMMON STOCK 704326107   1,967,992 17,064 SH   DFND 1 17,064 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   112,536 1,925 SH   DFND 1 1,925 0 0
PEPSICO INC COMMON STOCK 713448108   462,231 2,728 SH   DFND 1 2,728 0 0
PFIZER INC COMMON STOCK 717081103   2,595,283 78,242 SH   DFND 1 78,242 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   956,355 10,330 SH   DFND 1 10,330 0 0
PHILLIPS 66 COMMON STOCK 718546104   329,572 2,743 SH   DFND 1 2,743 0 0
PHINIA INC COMMON STOCK 71880K101   5,090 190 SH   DFND 1 190 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,014,748 6,957 SH   DFND 1 6,957 0 0
PROGRESSIVE CORP COMMON STOCK 743315103   277,206 1,990 SH   DFND 1 1,990 0 0
PULTE GROUP INC COMMON STOCK 745867101   316,415 4,273 SH   DFND 1 4,273 0 0
QUALCOMM INC COMMON STOCK 747525103   459,788 4,140 SH   DFND 1 4,140 0 0
RTX CORPORATION COMMON STOCK 75513E101   218,501 3,036 SH   DFND 1 3,036 0 0
RIO TINTO PLC FOREIGN STOCK 767204100   128,107 2,013 SH   DFND 1 2,013 0 0
ROYAL DUTCH SHELL PLC FOREIGN STOCK 780259305   204,470 3,176 SH   DFND 1 3,176 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   496,957 1,360 SH   DFND 1 1,360 0 0
ISHARES NORTH AMERICAN EXCHANGE-TRADED FUND 464287515   1,479,704 4,336 SH   DFND 1 4,336 0 0
ISHARES NORTH AMERICAN TECH EXCHANGE-TRADED FUND 464287549   370,715 970 SH   DFND 1 970 0 0
ISHARES PFD & INC SECURITIES ETF EXCHANGE-TRADED FUND 464288687   1,512,450 50,164 SH   DFND 1 50,164 0 0
ISHARES RUSSELL 1000 GROWTH EXCHANGE-TRADED FUND 464287614   58,784 221 SH   DFND 1 221 0 0
ISHARES RUSSELL 2000 (MKT) EXCHANGE-TRADED FUND 464287655   497,346 2,814 SH   DFND 1 2,814 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE-TRADED FUND 464287648   95,040 424 SH   DFND 1 424 0 0
SCHWAB CHARLES CORPORATION COMMON STOCK 808513105   748,839 13,640 SH   DFND 1 13,640 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE-TRADED FUND 464287630   37,005 273 SH   DFND 1 273 0 0
ISHARES RUSSELL MIDCAP ETF EXCHANGE-TRADED FUND 464287499   254,909 3,681 SH   DFND 1 3,681 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE-TRADED FUND 464287473   37,771 362 SH   DFND 1 362 0 0
ISHARES S&P 100 ETF EXCHANGE-TRADED FUND 464287101   95,304 475 SH   DFND 1 475 0 0
ISHARES S&P 500 GROWTH (MKT) EXCHANGE-TRADED FUND 464287309   305,084 4,459 SH   DFND 1 4,459 0 0
ISHARES S&P 500 VALUE (MKT) EXCHANGE-TRADED FUND 464287408   294,294 1,913 SH   DFND 1 1,913 0 0
ISHARES S&P MIDCAP 400 GROWTH EXCHANGE-TRADED FUND 464287606   635,857 8,802 SH   DFND 1 8,802 0 0
ISHARES S&P MID-CAP 400 VALUE EXCHANGE-TRADED FUND 464287705   512,928 5,082 SH   DFND 1 5,082 0 0
ISHARES S&P SMALL-CAP 600 GROWTH EXCHANGE-TRADED FUND 464287887   265,755 2,423 SH   DFND 1 2,423 0 0
ISHARES SELECT DIVIDEND (MKT) EXCHANGE-TRADED FUND 464287168   662,093 6,151 SH   DFND 1 6,151 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   2,032,661 31,407 SH   DFND 1 31,407 0 0
STARBUCKS CORP COMMON STOCK 855244109   319,082 3,496 SH   DFND 1 3,496 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100   217,013 2,024 SH   DFND 1 2,024 0 0
SYSCO CORP COMMON STOCK 871829107   73,315 1,110 SH   DFND 1 1,110 0 0
TARGET CORP COMMON STOCK 87612E106   382,684 3,461 SH   DFND 1 3,461 0 0
TESLA INC COMMON STOCK 88160R101   274,491 1,097 SH   DFND 1 1,097 0 0
TEXTRON INC COMMON STOCK 883203101   110,882 1,419 SH   DFND 1 1,419 0 0
TORONTO DOMINION BANK ONTARIO FOREIGN STOCK 891160509   178,490 2,962 SH   DFND 1 2,962 0 0
TRAVEL PLUS LEISURE CO COMMON STOCK 894164102   96,675 2,632 SH   DFND 1 2,632 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   520,469 3,187 SH   DFND 1 3,187 0 0
TRUIST FINL CORP COMMON STOCK 89832Q109   67,033 2,343 SH   DFND 1 2,343 0 0
US BANCORP COMMON STOCK 902973304   1,325,110 40,082 SH   DFND 1 40,082 0 0
ULTA BEAUTY INC COMMON STOCK 90384S303   39,945 100 SH   DFND 1 100 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   125,029 614 SH   DFND 1 614 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   2,495,169 16,008 SH   DFND 1 16,008 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   1,376,438 2,730 SH   DFND 1 2,730 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100   473,454 3,341 SH   DFND 1 3,341 0 0
ISHARES SHORT TREASURY BOND EXCHANGE-TRADED FUND 464288679   978,766 8,860 SH   DFND 1 8,860 0 0
ISHARES SHORT-TERM EXCHANGE-TRADED FUND 464288646   3,230,135 64,823 SH   DFND 1 64,823 0 0
ISHARES TR IBONDS 23 TRM TS ETF EXCHANGE-TRADED FUND 46436E882   1,092,080 44,000 SH   DFND 1 44,000 0 0
JANUS HENDERSON MORTGAGE EXCHANGE-TRADED FUND 47103U852   258,405 5,954 SH   DFND 1 5,954 0 0
MATERIALS SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y100   44,067 561 SH   DFND 1 561 0 0
MINERS ETF EXCHANGE-TRADED FUND 92189F106   72,657 2,700 SH   DFND 1 2,700 0 0
SPDR BARCLAYS INTERNATIONAL EXCHANGE-TRADED FUND 78464A516   63,613 2,995 SH   DFND 1 2,995 0 0
SPDR BLOOMBERG BARCLAYS EXCHANGE-TRADED FUND 78468R663   333,215 3,629 SH   DFND 1 3,629 0 0
SPDR DOUBLELINE TR TACT ETF EXCHANGE-TRADED FUND 78467V848   535,650 13,859 SH   DFND 1 13,859 0 0
SPDR GOLD SHARES (MKT) EXCHANGE-TRADED FUND 78463V107   728,148 4,247 SH   DFND 1 4,247 0 0
SPDR S&P 500 (MKT) EXCHANGE-TRADED FUND 78462F103   1,074,685 2,514 SH   DFND 1 2,514 0 0
SPDR S&P BIOTECH ETF (MKT) EXCHANGE-TRADED FUND 78464A870   25,192 345 SH   DFND 1 345 0 0
SPDR S&P MIDCAP 400 ETF TRUST EXCHANGE-TRADED FUND 78467Y107   321,932 705 SH   DFND 1 705 0 0
SPDR SER TR BLOOMBERG CONV EXCHANGE-TRADED FUND 78464A359   150,109 2,214 SH   DFND 1 2,214 0 0
SPDR SER TR BLOOMBERG INVT EXCHANGE-TRADED FUND 78468R200   89,580 2,916 SH   DFND 1 2,916 0 0
SPDR SER TR NUVEEN BLMBRG SH EXCHANGE-TRADED FUND 78468R739   61,255 1,325 SH   DFND 1 1,325 0 0
SPDR SERIES TRUST PORTFOLIO SHORT ETF EXCHANGE-TRADED FUND 78464A474   533,829 18,207 SH   DFND 1 18,207 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   1,782,747 55,006 SH   DFND 1 55,006 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H107   884 56 SH   DFND 1 56 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206   19,996 1,550 SH   DFND 1 1,550 0 0
VIATRIS INC COMMON STOCK 92556V106   22,246 2,256 SH   DFND 1 2,256 0 0
VISA INC COMMON STOCK 92826C839   873,116 3,796 SH   DFND 1 3,796 0 0
WABTEC CORP COMMON STOCK 929740108   96,386 907 SH   DFND 1 907 0 0
WALMART INC COMMON STOCK 931142103   858,023 5,365 SH   DFND 1 5,365 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   199,292 8,961 SH   DFND 1 8,961 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   2,607 240 SH   DFND 1 240 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   33,726 1,100 SH   DFND 1 1,100 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF EXCHANGE-TRADED FUND 78464A409   355,206 5,992 SH   DFND 1 5,992 0 0
TECHNOLOGY SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y803   1,371,768 8,368 SH   DFND 1 8,368 0 0
THE FIDELITY MSCI FINANCIALS INDEX ETF EXCHANGE-TRADED FUND 316092501   27,098 582 SH   DFND 1 582 0 0
ZOETIS INC COMMON STOCK 98978V103   304,465 1,750 SH   DFND 1 1,750 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   702,976 2,289 SH   DFND 1 2,289 0 0
EATON CORP PLC FOREIGN STOCK G29183103   2,753,445 12,910 SH   DFND 1 12,910 0 0
ALCON INC ORD FOREIGN STOCK H01301128   4,624 60 SH   DFND 1 60 0 0
NXP SEMICONDUCTORS NV FOREIGN STOCK N6596X109   9,996 50 SH   DFND 1 50 0 0
AT&T INC. COMMON STOCK 00206R102   133,588 8,894 SH   DFND 1 8,894 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   15,012 155 SH   DFND 1 155 0 0
ABBVIE INC COM COMMON STOCK 00287Y109   160,090 1,074 SH   DFND 1 1,074 0 0
ADOBE INC COM COMMON STOCK 00724F101   803,093 1,575 SH   DFND 1 1,575 0 0
AGNICO EAGLE MINES LTD COM NON US EQUITY 008474108   164,620 3,622 SH   DFND 1 3,622 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106   406,679 1,435 SH   DFND 1 1,435 0 0
ALLIANT ENERGY CORPORATION COMMON STOCK 018802108   1,394,391 28,780 SH   DFND 1 28,780 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   106,799 810 SH   DFND 1 810 0 0
ALPHABET INC CL A COMMON STOCK 02079K305   1,514,050 11,570 SH   DFND 1 11,570 0 0
AMAZON.COM INC COMMON STOCK 023135106   1,230,903 9,683 SH   DFND 1 9,683 0 0
AMERICAN TOWER CORP NEW COM REAL ESTATE INVESTMENT TRUST 03027X100   5,098 31 SH   DFND 1 31 0 0
CENCORA INC COM COMMON STOCK 03073E105   750,835 4,172 SH   DFND 1 4,172 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106   121,652 369 SH   DFND 1 369 0 0
ELEVANCE HEALTH INC COM COMMON STOCK 036752103   613,942 1,410 SH   DFND 1 1,410 0 0
APPLE INC COM COMMON STOCK 037833100   2,044,761 11,943 SH   DFND 1 11,943 0 0
AUTODESK INCORPORATED COMMON STOCK 052769106   152,079 735 SH   DFND 1 735 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   143,626 597 SH   DFND 1 597 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   167,757 6,127 SH   DFND 1 6,127 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   69,690 1,634 SH   DFND 1 1,634 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM COMMON STOCK 084670702   25,947,071 74,071 SH   DFND 1 74,071 0 0
BOEING CO COMMON STOCK 097023105   38,336 200 SH   DFND 1 200 0 0
BOOKING HLDGS INC COM COMMON STOCK 09857L108   928,269 301 SH   DFND 1 301 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   40,222 693 SH   DFND 1 693 0 0
BRITISH AMERICAN TOBACCO PLC SPON ADR ADR / IDR / GDR 110448107   65,207 2,076 SH   DFND 1 2,076 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103   83,437 466 SH   DFND 1 466 0 0
BROADCOM INC COM COMMON STOCK 11135F101   386,220 465 SH   DFND 1 465 0 0
BROOKFIELD CORP CL A LTD VT SH COM NON US EQUITY 11271J107   70,045 2,240 SH   DFND 1 2,240 0 0
CF INDUSTRIES HLDGS COMMON STOCK 125269100   80,167 935 SH   DFND 1 935 0 0
CME GROUP INC COMMON STOCK 12572Q105   12,013 60 SH   DFND 1 60 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100   216,651 3,103 SH   DFND 1 3,103 0 0
CARMAX INC COMMON STOCK 143130102   401,676 5,679 SH   DFND 1 5,679 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   2,108,925 7,725 SH   DFND 1 7,725 0 0
CELANESE CORP DEL COM COMMON STOCK 150870103   74,684 595 SH   DFND 1 595 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100   424,754 2,519 SH   DFND 1 2,519 0 0
CHINA STL CORP SPON ADR ADR / IDR / GDR 169417102   16 1 SH   DFND 1 1 0 0
CHINA MED TECH INC ADR ADR / IDR / GDR 169483104   128 50 SH   DFND 1 50 0 0
CHIPOTLE MEXICAN GRILL INC CL A COMMON STOCK 169656105   5,495 3 SH   DFND 1 3 0 0
CHURCHILL DOWNS INCORPORATED COMMON STOCK 171484108   177,541 1,530 SH   DFND 1 1,530 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   2,122,606 39,483 SH   DFND 1 39,483 0 0
CINTAS CORP COMMON STOCK 172908105   19,240 40 SH   DFND 1 40 0 0
COCA COLA CO COM COMMON STOCK 191216100   1,731,909 30,938 SH   DFND 1 30,938 0 0
COMCAST CORP CL A (NEW) COMMON STOCK 20030N101   110,407 2,490 SH   DFND 1 2,490 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   113,331 946 SH   DFND 1 946 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   1,612,925 18,858 SH   DFND 1 18,858 0 0
CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108   126,419 503 SH   DFND 1 503 0 0
CORTEVA INC COM COMMON STOCK 22052L104   93,879 1,835 SH   DFND 1 1,835 0 0
CROWN CASTLE INC COM REAL ESTATE INVESTMENT TRUST 22822V101   44,174 480 SH   DFND 1 480 0 0
CUMMINS INC COMMON STOCK 231021106   92,755 406 SH   DFND 1 406 0 0
D R HORTON INC COM COMMON STOCK 23331A109   117,680 1,095 SH   DFND 1 1,095 0 0
DTE ENERGY CO COM COMMON STOCK 233331107   64,731 652 SH   DFND 1 652 0 0
DANAHER CORPORATION COM COMMON STOCK 235851102   108,668 438 SH   DFND 1 438 0 0
DANIMER SCIENTIFIC INC COM CL A COMMON STOCK 236272100   1,035 500 SH   DFND 1 500 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105   126,893 886 SH   DFND 1 886 0 0
DICKS SPORTING GOODS INC COMMON STOCK 253393102   102,608 945 SH   DFND 1 945 0 0
DISNEY WALT CO COM COMMON STOCK 254687106   443,344 5,470 SH   DFND 1 5,470 0 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   137,171 1,839 SH   DFND 1 1,839 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   76,056 600 SH   DFND 1 600 0 0
ECOLAB INC COM COMMON STOCK 278865100   186,509 1,101 SH   DFND 1 1,101 0 0
ENBRIDGE INC COM NON US EQUITY 29250N105   1,833,449 55,241 SH   DFND 1 55,241 0 0
EQUITY COMMONWEALTH REAL ESTATE INVESTMENT TRUST 294628102   81,747 4,450 SH   DFND 1 4,450 0 0
UTILITIES SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y886   18,917 321 SH   DFND 1 321 0 0
FIDELITY NATL INFORMATION SVC COMMON STOCK 31620M106   367,048 6,641 SH   DFND 1 6,641 0 0
FISERV INC COM COMMON STOCK 337738108   605,014 5,356 SH   DFND 1 5,356 0 0
FLOOR & DECOR HLDGS INC CL A COMMON STOCK 339750101   260,731 2,881 SH   DFND 1 2,881 0 0
FRANCO-NEVADA CORP NON US EQUITY 351858105   78,759 590 SH   DFND 1 590 0 0
GALLAGHER ARTHUR J COMMON STOCK 363576109   12,536 55 SH   DFND 1 55 0 0
VANECK VECTORS BIOTECH ETF EXCHANGE-TRADED FUND 92189F726   248,857 1,598 SH   DFND 1 1,598 0 0
WW GRAINGER INC COMMON STOCK 384802104   72,643 105 SH   DFND 1 105 0 0
GRAPHIC PACKAGING HOLDING COMPANY COMMON STOCK 388689101   94,801 4,255 SH   DFND 1 4,255 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   22,138 90 SH   DFND 1 90 0 0
HASBRO INC COMMON STOCK 418056107   17,527 265 SH   DFND 1 265 0 0
HOST HOTELS & RESORTS INC REAL ESTATE INVESTMENT TRUST 44107P104   124,751 7,763 SH   DFND 1 7,763 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   16,172 1,555 SH   DFND 1 1,555 0 0
INTERNATIONAL FLAVORS & FRAGRANCES INC COMMON STOCK 459506101   52,832 775 SH   DFND 1 775 0 0
VANGUARD CONSUMER STAPLES ETF EXCHANGE-TRADED FUND 92204A207   129,696 710 SH   DFND 1 710 0 0
INTUIT INC COMMON STOCK 461202103   102,188 200 SH   DFND 1 200 0 0
VANGUARD DIVIDEND APPRECIATION ETF EXCHANGE-TRADED FUND 921908844   16,004 103 SH   DFND 1 103 0 0
VANGUARD EMERGING MARKETS STOCK EXCHANGE-TRADED FUND 922042858   2,466,619 62,908 SH   DFND 1 62,908 0 0
IQVIA HLDGS INC COM COMMON STOCK 46266C105   814,545 4,140 SH   DFND 1 4,140 0 0
VANGUARD EXTENDED MARKET INDEX EXCHANGE-TRADED FUND 922908652   4,031,157 28,125 SH   DFND 1 28,125 0 0
VANGUARD FTSE DEVELOPED MARKETS EXCHANGE-TRADED FUND 921943858   177,678 4,064 SH   DFND 1 4,064 0 0
VANGUARD GROWTH ETF EXCHANGE-TRADED FUND 922908736   226,562 832 SH   DFND 1 832 0 0
VANGUARD HEALTH CARE EXCHANGE-TRADED FUND 92204A504   15,517 66 SH   DFND 1 66 0 0
VANGUARD HIGH DIVIDEND YIELD ETF EXCHANGE-TRADED FUND 921946406   349,325 3,381 SH   DFND 1 3,381 0 0
VANGUARD INFORMATION TECHNOLOGY EXCHANGE-TRADED FUND 92204A702   255,164 615 SH   DFND 1 615 0 0
VANGUARD INTERMEDIATE TERM BD ETF EXCHANGE-TRADED FUND 921937819   201,600 2,788 SH   DFND 1 2,788 0 0
VANGUARD INTERM-TM CORP BD IDX EXCHANGE-TRADED FUND 92206C870   71,346 939 SH   DFND 1 939 0 0
VANGUARD INTERM-TM GOVT BD IDX EXCHANGE-TRADED FUND 92206C706   326,900 5,720 SH   DFND 1 5,720 0 0
KLA CORPORATION COM COMMON STOCK 482480100   169,704 370 SH   DFND 1 370 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   49,749 376 SH   DFND 1 376 0 0
LKQ CORP COMMON STOCK 501889208   112,289 2,268 SH   DFND 1 2,268 0 0
LPL FINANCIAL HOLDINGS INC COMMON STOCK 50212V100   153,284 645 SH   DFND 1 645 0 0
LANTHEUS HLDGS INC COM COMMON STOCK 516544103   98,662 1,420 SH   DFND 1 1,420 0 0
LITTELFUSE INC COMMON STOCK 537008104   117,972 477 SH   DFND 1 477 0 0
LOEWS CORP COM COMMON STOCK 540424108   144,980 2,290 SH   DFND 1 2,290 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   117,014 563 SH   DFND 1 563 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102   21,944 145 SH   DFND 1 145 0 0
MASCO CORP COMMON STOCK 574599106   10,957 205 SH   DFND 1 205 0 0
MASIMO CORPORATION COMMON STOCK 574795100   92,239 1,052 SH   DFND 1 1,052 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104   1,298,189 3,279 SH   DFND 1 3,279 0 0
MCKESSON CORP COMMON STOCK 58155Q103   96,102 221 SH   DFND 1 221 0 0
NIKE INC CL B COM COMMON STOCK 654106103   51,157 535 SH   DFND 1 535 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   24,222 123 SH   DFND 1 123 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   8,804 20 SH   DFND 1 20 0 0
OLD DOMINION FREIGHT LINE COMMON STOCK 679580100   216,844 530 SH   DFND 1 530 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109   1,689,818 11,005 SH   DFND 1 11,005 0 0
PAYCOM SOFTWARE INC COMMON STOCK 70432V102   203,008 783 SH   DFND 1 783 0 0
PRIMERICA INC COMMON STOCK 74164M108   155,984 804 SH   DFND 1 804 0 0
PROLOGIS INC REAL ESTATE INVESTMENT TRUST 74340W103   11,333 101 SH   DFND 1 101 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   1,587,984 16,735 SH   DFND 1 16,735 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106   80,300 1,411 SH   DFND 1 1,411 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   92,413 494 SH   DFND 1 494 0 0
RH COMMON STOCK 74967X103   56,837 215 SH   DFND 1 215 0 0
REGENERON PHARMACEUTICALS COMMON STOCK 75886F107   106,985 130 SH   DFND 1 130 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106   177,246 366 SH   DFND 1 366 0 0
VANGUARD LG-TERM TREASURY EXCHANGE-TRADED FUND 92206C847   184,238 3,319 SH   DFND 1 3,319 0 0
VANGUARD LONG-TERM CORP BOND IDX EXCHANGE-TRADED FUND 92206C813   68,969 963 SH   DFND 1 963 0 0
VANGUARD REAL ESTATE ETF EXCHANGE-TRADED FUND 922908553   1,735,411 22,937 SH   DFND 1 22,937 0 0
VANGUARD SHORT-TERM CORP BD IDX EXCHANGE-TRADED FUND 92206C409   131,362 1,748 SH   DFND 1 1,748 0 0
VANGUARD SHORT-TERM GOVERNMENT EXCHANGE-TRADED FUND 92206C102   131,903 2,290 SH   DFND 1 2,290 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE-TRADED FUND 921937835   20,585 295 SH   DFND 1 295 0 0
SALESFORCE INC COM COMMON STOCK 79466L302   172,363 850 SH   DFND 1 850 0 0
SEMPRA COM COMMON STOCK 816851109   15,647 230 SH   DFND 1 230 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   265,507 1,041 SH   DFND 1 1,041 0 0
STATE STREET CORP COMMON STOCK 857477103   15,066 225 SH   DFND 1 225 0 0
STRYKER CORPORATION COM COMMON STOCK 863667101   169,701 621 SH   DFND 1 621 0 0
TAIWAN SEMICONDUCTOR SPONS ADR ADR / IDR / GDR 874039100   524,094 6,031 SH   DFND 1 6,031 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   86,501 544 SH   DFND 1 544 0 0
TEXAS ROADHOUSE INC CL A COMMON STOCK 882681109   54,777 570 SH   DFND 1 570 0 0
THE TRADE DESK INC-CLASS A COMMON STOCK 88339J105   277,433 3,550 SH   DFND 1 3,550 0 0
THERMO FISHER SCIENTIFIC INC COM COMMON STOCK 883556102   87,567 173 SH   DFND 1 173 0 0
3M CO COM COMMON STOCK 88579Y101   1,189,723 12,708 SH   DFND 1 12,708 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106   38,580 190 SH   DFND 1 190 0 0
TRANSUNION COMMON STOCK 89400J107   5,743 80 SH   DFND 1 80 0 0
TYSON FOODS INC CL A COMMON STOCK 902494103   100,021 1,981 SH   DFND 1 1,981 0 0
UGI CORP NEW (HOLDING CO) COMMON STOCK 902681105   14,950 650 SH   DFND 1 650 0 0
UNILEVER PLC SPON ADR NEW ADR / IDR / GDR 904767704   146,224 2,960 SH   DFND 1 2,960 0 0
UNITED RENTALS INC COMMON STOCK 911363109   97,805 220 SH   DFND 1 220 0 0
VANGUARD TOTAL INTL STOCK ET EXCHANGE-TRADED FUND 921909768   367,522 6,867 SH   DFND 1 6,867 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE-TRADED FUND 922908769   1,494,943 7,038 SH   DFND 1 7,038 0 0
VANGUARD UTILITIES ETF (MKT) EXCHANGE-TRADED FUND 92204A876   24,233 190 SH   DFND 1 190 0 0
WISDOMTREE EMERGING MARKETS EXCHANGE-TRADED FUND 97717W315   42,990 1,147 SH   DFND 1 1,147 0 0
WISDOMTREE SMALLCAP DIVIDEND EXCHANGE-TRADED FUND 97717W604   64,324 2,281 SH   DFND 1 2,281 0 0
VEEVA SYSTEMS INC CLASS A COMMON STOCK 922475108   244,140 1,200 SH   DFND 1 1,200 0 0
WISDOMTREE US MIDCAP EXCHANGE-TRADED FUND 97717W505   57,345 1,400 SH   DFND 1 1,400 0 0
VERISIGN INC COMMON STOCK 92343E102   18,835 93 SH   DFND 1 93 0 0
WASTE MGMT INC DEL COM COMMON STOCK 94106L109   1,771,505 11,621 SH   DFND 1 11,621 0 0
WELLS FARGO CO NEW COM COMMON STOCK 949746101   168,956 4,135 SH   DFND 1 4,135 0 0
WESTBURY METALS GRP COM COMMON STOCK 957289101   0 1,000 SH   DFND 1 1,000 0 0
WHIRLPOOL CORP COM COMMON STOCK 963320106   14,707 110 SH   DFND 1 110 0 0
WORKDAY INC COM CL A COMMON STOCK 98138H101   21,485 100 SH   DFND 1 100 0 0
YUM BRANDS INC COMMON STOCK 988498101   26,612 213 SH   DFND 1 213 0 0
ZEBRA TECH CORP CL A COMMON STOCK 989207105   57,950 245 SH   DFND 1 245 0 0
MEDTRONIC PLC NON US EQUITY G5960L103   219,800 2,805 SH   DFND 1 2,805 0 0
APTIV PLC SHS NON US EQUITY G6095L109   118,702 1,204 SH   DFND 1 1,204 0 0
CHUBB LIMITED NON US EQUITY H1467J104   24,982 120 SH   DFND 1 120 0 0
ASML HOLDING NV NON US EQUITY N07059210   8,830 15 SH   DFND 1 15 0 0
LYONDELLBASELL INDUSTRIES CL A NON US EQUITY N53745100   1,567,569 16,553 SH   DFND 1 16,553 0 0