The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   760,370 7,234 SH   SOLE   7,234 0 0
ABBOTT LABS COM 002824100   1,282,102 12,661 SH   SOLE   12,661 0 0
ABBVIE INC COM 00287Y109   1,829,600 11,480 SH   SOLE   11,480 0 0
ACTIVISION BLIZZARD INC COM 00507V109   814,153 9,512 SH   SOLE   9,512 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   569,577 1,478 SH   SOLE   1,478 0 0
AFLAC INC COM 001055102   825,276 12,791 SH   SOLE   12,791 0 0
ALPHABET INC CAP STK CL C 02079K107   778,440 7,485 SH   SOLE   7,485 0 0
ALPHABET INC CAP STK CL A 02079K305   806,605 7,776 SH   SOLE   7,776 0 0
AMAZON COM INC COM 023135106   1,776,795 17,202 SH   SOLE   17,202 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   370,062 6,328 SH   SOLE   6,328 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,054,541 14,239 SH   SOLE   14,239 0 0
APPLE INC COM 037833100   5,354,490 32,471 SH   SOLE   32,471 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   1,091,745 13,705 SH   SOLE   13,705 0 0
AT&T INC COM 00206R102   567,667 29,489 SH   SOLE   29,489 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   499,360 2,243 SH   SOLE   2,243 0 0
BANK AMERICA CORP COM 060505104   1,326,825 46,392 SH   SOLE   46,392 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   219,227 710 SH   SOLE   710 0 0
BLACKROCK INC COM 09247X101   576,859 862 SH   SOLE   862 0 0
BOEING CO COM 097023105   1,327,957 6,251 SH   SOLE   6,251 0 0
CARDINAL HEALTH INC COM 14149Y108   614,016 8,133 SH   SOLE   8,133 0 0
CHEVRON CORP NEW COM 166764100   1,614,353 9,894 SH   SOLE   9,894 0 0
CINTAS CORP COM 172908105   861,511 1,862 SH   SOLE   1,862 0 0
CISCO SYS INC COM 17275R102   1,339,639 25,627 SH   SOLE   25,627 0 0
COCA COLA CO COM 191216100   202,032 3,257 SH   SOLE   3,257 0 0
CONSTELLATION ENERGY CORP COM 21037T109   324,213 4,130 SH   SOLE   4,130 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,597,836 7,241 SH   SOLE   7,241 0 0
CVS HEALTH CORP COM 126650100   525,372 7,070 SH   SOLE   7,070 0 0
DISNEY WALT CO COM 254687106   976,869 9,756 SH   SOLE   9,756 0 0
DOVER CORP COM 260003108   1,698,738 11,180 SH   SOLE   11,180 0 0
EXELON CORP COM 30161N101   1,714,941 40,939 SH   SOLE   40,939 0 0
EXXON MOBIL CORP COM 30231G102   639,867 5,835 SH   SOLE   5,835 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   2,987,206 187,168 SH   SOLE   187,168 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   4,451,781 87,400 SH   SOLE   87,400 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   4,088,343 168,870 SH   SOLE   168,870 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   336,512 8,262 SH   SOLE   8,262 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,024,391 24,223 SH   SOLE   24,223 0 0
FORD MTR CO DEL COM 345370860   578,580 45,919 SH   SOLE   45,919 0 0
GILEAD SCIENCES INC COM 375558103   1,587,880 19,138 SH   SOLE   19,138 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   597,058 1,825 SH   SOLE   1,825 0 0
HOME DEPOT INC COM 437076102   959,809 3,252 SH   SOLE   3,252 0 0
INTEL CORP COM 458140100   1,842,048 56,383 SH   SOLE   56,383 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   888,281 6,776 SH   SOLE   6,776 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   682,907 30,831 SH   SOLE   30,831 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,064,076 179,798 SH   SOLE   179,798 0 0
ISHARES TR RUS 1000 ETF 464287622   211,717 940 SH   SOLE   940 0 0
ISHARES TR CORE US AGGBD ET 464287226   507,766 5,096 SH   SOLE   5,096 0 0
ISHARES TR RUS MD CP GR ETF 464287481   746,610 8,200 SH   SOLE   8,200 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,213,274 11,069 SH   SOLE   11,069 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,257,083 3,058 SH   SOLE   3,058 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,436,573 46,014 SH   SOLE   46,014 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,692,584 40,609 SH   SOLE   40,609 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,004,393 8,204 SH   SOLE   8,204 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,631,762 24,427 SH   SOLE   24,427 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,782,272 38,902 SH   SOLE   38,902 0 0
ISHARES TR CORE S&P SCP ETF 464287804   6,305,964 65,212 SH   SOLE   65,212 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,104,015 21,940 SH   SOLE   21,940 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,563,719 33,018 SH   SOLE   33,018 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,932,989 20,217 SH   SOLE   20,217 0 0
JOHNSON & JOHNSON COM 478160104   1,746,894 11,270 SH   SOLE   11,270 0 0
JPMORGAN CHASE & CO COM 46625H100   2,006,770 15,400 SH   SOLE   15,400 0 0
LILLY ELI & CO COM 532457108   1,751,820 5,101 SH   SOLE   5,101 0 0
LOWES COS INC COM 548661107   267,960 1,340 SH   SOLE   1,340 0 0
MCDONALDS CORP COM 580135101   2,235,482 7,995 SH   SOLE   7,995 0 0
MCKESSON CORP COM 58155Q103   470,343 1,321 SH   SOLE   1,321 0 0
MEDTRONIC PLC SHS G5960L103   948,092 11,760 SH   SOLE   11,760 0 0
META PLATFORMS INC CL A 30303M102   610,388 2,880 SH   SOLE   2,880 0 0
MICROSOFT CORP COM 594918104   3,034,767 10,526 SH   SOLE   10,526 0 0
NETFLIX INC COM 64110L106   468,126 1,355 SH   SOLE   1,355 0 0
NEXTERA ENERGY INC COM 65339F101   227,232 2,948 SH   SOLE   2,948 0 0
NIKE INC CL B 654106103   1,802,453 14,697 SH   SOLE   14,697 0 0
NVIDIA CORPORATION COM 67066G104   903,588 3,253 SH   SOLE   3,253 0 0
OLD REP INTL CORP COM 680223104   1,299,057 52,025 SH   SOLE   52,025 0 0
ORACLE CORP COM 68389X105   939,592 10,112 SH   SOLE   10,112 0 0
PEPSICO INC COM 713448108   1,972,555 10,820 SH   SOLE   10,820 0 0
PNC FINL SVCS GROUP INC COM 693475105   569,281 4,479 SH   SOLE   4,479 0 0
PRICE T ROWE GROUP INC COM 74144T108   282,363 2,501 SH   SOLE   2,501 0 0
PROCTER AND GAMBLE CO COM 742718109   854,225 5,745 SH   SOLE   5,745 0 0
PRUDENTIAL FINL INC COM 744320102   704,271 8,512 SH   SOLE   8,512 0 0
PUBLIC STORAGE COM 74460D109   302,140 1,000 SH   SOLE   1,000 0 0
QUALCOMM INC COM 747525103   1,056,802 8,283 SH   SOLE   8,283 0 0
SALESFORCE INC COM 79466L302   995,904 4,985 SH   SOLE   4,985 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   281,740 3,851 SH   SOLE   3,851 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,988,144 121,866 SH   SOLE   121,866 0 0
SEMPRA COM 816851109   403,749 2,671 SH   SOLE   2,671 0 0
SK TELECOM LTD SPONSORED ADR 78440P306   409,585 19,970 SH   SOLE   19,970 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,781,676 11,680 SH   SOLE   11,680 0 0
TEXAS INSTRS INC COM 882508104   276,783 1,488 SH   SOLE   1,488 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   533,143 925 SH   SOLE   925 0 0
TOYOTA MOTOR CORP ADS 892331307   843,056 5,950 SH   SOLE   5,950 0 0
UNITEDHEALTH GROUP INC COM 91324P102   453,214 959 SH   SOLE   959 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   874,561 31,212 SH   SOLE   31,212 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   2,287,120 124,165 SH   SOLE   124,165 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,735,852 37,056 SH   SOLE   37,056 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   594,567 1,581 SH   SOLE   1,581 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   728,729 3,455 SH   SOLE   3,455 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   734,356 3,874 SH   SOLE   3,874 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,818,266 21,896 SH   SOLE   21,896 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   633,513 15,681 SH   SOLE   15,681 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,126,223 157,764 SH   SOLE   157,764 0 0
VISA INC COM CL A 92826C839   1,410,282 6,255 SH   SOLE   6,255 0 0
WALMART INC COM 931142103   1,886,500 12,794 SH   SOLE   12,794 0 0
WASTE MGMT INC DEL COM 94106L109   382,634 2,345 SH   SOLE   2,345 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104   217,298 7,212 SH   SOLE   7,212 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   8,285,802 164,826 SH   SOLE   164,826 0 0
ZIFF DAVIS INC COM 48123V102   671,230 8,600 SH   SOLE   8,600 0 0