The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   772,108 7,039 SH   SOLE   0 0 7,039
ABBOTT LABS COM 002824100   1,338,380 12,123 SH   SOLE   0 0 12,123
ABBVIE INC COM 00287Y109   1,723,915 11,140 SH   SOLE   0 0 11,140
ADOBE INC COM 00724F101   858,740 1,442 SH   SOLE   0 0 1,442
AFLAC INC COM 001055102   916,677 11,164 SH   SOLE   0 0 11,164
ALPHABET INC CAP STK CL C 02079K107   1,004,501 7,110 SH   SOLE   0 0 7,110
ALPHABET INC CAP STK CL A 02079K305   1,097,020 7,823 SH   SOLE   0 0 7,823
AMAZON COM INC COM 023135106   2,668,966 17,401 SH   SOLE   0 0 17,401
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   344,644 6,696 SH   SOLE   0 0 6,696
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   572,116 9,148 SH   SOLE   0 0 9,148
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,391,124 15,314 SH   SOLE   0 0 15,314
APPLE INC COM 037833100   6,270,057 32,390 SH   SOLE   0 0 32,390
ARCHER DANIELS MIDLAND CO COM 039483102   922,093 12,759 SH   SOLE   0 0 12,759
AT&T INC COM 00206R102   595,378 35,566 SH   SOLE   0 0 35,566
AUTOMATIC DATA PROCESSING IN COM 053015103   529,845 2,279 SH   SOLE   0 0 2,279
BANK AMERICA CORP COM 060505104   1,603,507 47,329 SH   SOLE   0 0 47,329
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   253,875 710 SH   SOLE   0 0 710
BLACKROCK INC COM 09247X101   651,528 800 SH   SOLE   0 0 800
BOEING CO COM 097023105   1,695,729 6,513 SH   SOLE   0 0 6,513
CARDINAL HEALTH INC COM 14149Y108   667,665 6,658 SH   SOLE   0 0 6,658
CHEVRON CORP NEW COM 166764100   1,413,979 9,441 SH   SOLE   0 0 9,441
CINTAS CORP COM 172908105   1,106,006 1,840 SH   SOLE   0 0 1,840
CISCO SYS INC COM 17275R102   1,298,750 25,728 SH   SOLE   0 0 25,728
CONOCOPHILLIPS COM 20825C104   227,641 1,954 SH   SOLE   0 0 1,954
CONSTELLATION ENERGY CORP COM 21037T109   372,176 3,178 SH   SOLE   0 0 3,178
COSTCO WHSL CORP NEW COM 22160K105   4,684,802 7,065 SH   SOLE   0 0 7,065
CVS HEALTH CORP COM 126650100   546,078 6,915 SH   SOLE   0 0 6,915
DISNEY WALT CO COM 254687106   707,742 7,829 SH   SOLE   0 0 7,829
DOVER CORP COM 260003108   1,742,163 11,301 SH   SOLE   0 0 11,301
ELI LILLY & CO COM 532457108   2,495,913 4,297 SH   SOLE   0 0 4,297
EXELON CORP COM 30161N101   1,416,040 39,499 SH   SOLE   0 0 39,499
EXXON MOBIL CORP COM 30231G102   598,135 5,970 SH   SOLE   0 0 5,970
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,148,001 186,714 SH   SOLE   0 0 186,714
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   4,596,235 89,057 SH   SOLE   0 0 89,057
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   5,947,692 239,923 SH   SOLE   0 0 239,923
FLEXSHARES TR HIG YLD VL ETF 33939L662   599,818 14,619 SH   SOLE   0 0 14,619
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,599,391 38,962 SH   SOLE   0 0 38,962
FORD MTR CO DEL COM 345370860   559,556 45,345 SH   SOLE   0 0 45,345
GILEAD SCIENCES INC COM 375558103   1,486,323 18,318 SH   SOLE   0 0 18,318
GOLDMAN SACHS GROUP INC COM 38141G104   710,995 1,840 SH   SOLE   0 0 1,840
HOME DEPOT INC COM 437076102   1,047,638 3,016 SH   SOLE   0 0 3,016
INTEL CORP COM 458140100   2,747,308 54,521 SH   SOLE   0 0 54,521
INTERNATIONAL BUSINESS MACHS COM 459200101   1,085,008 6,626 SH   SOLE   0 0 6,626
INTUIT COM 461202103   271,305 432 SH   SOLE   0 0 432
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   723,741 31,371 SH   SOLE   0 0 31,371
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,881,839 163,354 SH   SOLE   0 0 163,354
ISHARES TR RUS 1000 ETF 464287622   247,380 940 SH   SOLE   0 0 940
ISHARES TR RUS MD CP GR ETF 464287481   861,984 8,200 SH   SOLE   0 0 8,200
ISHARES TR IBOXX INV CP ETF 464287242   1,189,227 10,707 SH   SOLE   0 0 10,707
ISHARES TR PFD AND INCM SEC 464288687   1,355,606 43,296 SH   SOLE   0 0 43,296
ISHARES TR CORE S&P500 ETF 464287200   1,410,655 2,945 SH   SOLE   0 0 2,945
ISHARES TR 0-5YR HI YL CP 46434V407   1,771,011 41,809 SH   SOLE   0 0 41,809
ISHARES TR RUS 1000 GRW ETF 464287614   2,530,363 8,318 SH   SOLE   0 0 8,318
ISHARES TR NATIONAL MUN ETF 464288414   2,567,116 23,662 SH   SOLE   0 0 23,662
ISHARES TR MSCI EAFE ETF 464287465   2,847,841 37,835 SH   SOLE   0 0 37,835
ISHARES TR CORE S&P SCP ETF 464287804   7,589,965 69,157 SH   SOLE   0 0 69,157
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   239,055 4,783 SH   SOLE   0 0 4,783
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   281,841 5,612 SH   SOLE   0 0 5,612
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   458,039 8,331 SH   SOLE   0 0 8,331
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,617,811 33,796 SH   SOLE   0 0 33,796
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   2,143,858 20,809 SH   SOLE   0 0 20,809
JOHNSON & JOHNSON COM 478160104   1,736,951 11,093 SH   SOLE   0 0 11,093
JPMORGAN CHASE & CO COM 46625H100   2,602,743 15,283 SH   SOLE   0 0 15,283
LOWES COS INC COM 548661107   291,108 1,306 SH   SOLE   0 0 1,306
MCDONALDS CORP COM 580135101   2,388,613 8,074 SH   SOLE   0 0 8,074
MCKESSON CORP COM 58155Q103   404,888 885 SH   SOLE   0 0 885
MEDTRONIC PLC SHS G5960L103   913,753 11,045 SH   SOLE   0 0 11,045
META PLATFORMS INC CL A 30303M102   1,014,404 2,831 SH   SOLE   0 0 2,831
MICROSOFT CORP COM 594918104   3,879,137 10,337 SH   SOLE   0 0 10,337
NETFLIX INC COM 64110L106   652,869 1,331 SH   SOLE   0 0 1,331
NEXTERA ENERGY INC COM 65339F101   216,927 3,555 SH   SOLE   0 0 3,555
NIKE INC CL B 654106103   1,573,199 14,457 SH   SOLE   0 0 14,457
NVIDIA CORPORATION COM 67066G104   1,369,779 2,766 SH   SOLE   0 0 2,766
OLD REP INTL CORP COM 680223104   1,457,869 49,520 SH   SOLE   0 0 49,520
ORACLE CORP COM 68389X105   1,062,637 10,001 SH   SOLE   0 0 10,001
OREILLY AUTOMOTIVE INC COM 67103H107   205,184 218 SH   SOLE   0 0 218
PEPSICO INC COM 713448108   1,638,171 9,671 SH   SOLE   0 0 9,671
PNC FINL SVCS GROUP INC COM 693475105   638,083 4,100 SH   SOLE   0 0 4,100
PRICE T ROWE GROUP INC COM 74144T108   276,232 2,534 SH   SOLE   0 0 2,534
PROCTER AND GAMBLE CO COM 742718109   719,907 4,940 SH   SOLE   0 0 4,940
PRUDENTIAL FINL INC COM 744320102   830,303 7,966 SH   SOLE   0 0 7,966
PUBLIC STORAGE COM 74460D109   307,800 1,000 SH   SOLE   0 0 1,000
QUALCOMM INC COM 747525103   1,332,140 9,133 SH   SOLE   0 0 9,133
SALESFORCE INC COM 79466L302   1,290,188 4,858 SH   SOLE   0 0 4,858
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   220,871 2,894 SH   SOLE   0 0 2,894
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,107,657 125,816 SH   SOLE   0 0 125,816
SEMPRA COM 816851109   391,346 5,241 SH   SOLE   0 0 5,241
SK TELECOM LTD SPONSORED ADR 78440P306   559,906 26,115 SH   SOLE   0 0 26,115
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,309,850 11,139 SH   SOLE   0 0 11,139
TEXAS INSTRS INC COM 882508104   242,641 1,413 SH   SOLE   0 0 1,413
THERMO FISHER SCIENTIFIC INC COM 883556102   467,922 878 SH   SOLE   0 0 878
TOYOTA MOTOR CORP ADS 892331307   1,079,778 5,962 SH   SOLE   0 0 5,962
UNITEDHEALTH GROUP INC COM 91324P102   514,402 980 SH   SOLE   0 0 980
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   296,174 9,343 SH   SOLE   0 0 9,343
VANECK ETF TRUST PREFERRED SECURT 92189F429   581,670 33,720 SH   SOLE   0 0 33,720
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   895,857 31,063 SH   SOLE   0 0 31,063
VANECK ETF TRUST EMERGING MRKT HI 92189F353   2,925,075 157,771 SH   SOLE   0 0 157,771
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   4,686,350 54,940 SH   SOLE   0 0 54,940
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   659,489 1,506 SH   SOLE   0 0 1,506
VANGUARD INDEX FDS MID CAP ETF 922908629   808,298 3,455 SH   SOLE   0 0 3,455
VANGUARD INDEX FDS SMALL CP ETF 922908751   845,407 3,919 SH   SOLE   0 0 3,919
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,933,683 21,625 SH   SOLE   0 0 21,625
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   577,181 14,081 SH   SOLE   0 0 14,081
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,971,882 166,393 SH   SOLE   0 0 166,393
VISA INC COM CL A 92826C839   1,563,442 6,004 SH   SOLE   0 0 6,004
WALMART INC COM 931142103   1,878,235 11,920 SH   SOLE   0 0 11,920
WASTE MGMT INC DEL COM 94106L109   410,613 2,305 SH   SOLE   0 0 2,305
WEYERHAEUSER CO MTN BE COM NEW 962166104   253,142 7,212 SH   SOLE   0 0 7,212
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   5,114,129 101,794 SH   SOLE   0 0 101,794
ZIFF DAVIS INC COM 48123V102   394,459 5,756 SH   SOLE   0 0 5,756