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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842   41,423,590 558,119 SH   SOLE   0 0 558,119
SPDR S&P 500 ETF TR TR UNIT 78462F103   33,993,996 64,989 SH   SOLE   0 0 64,989
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   26,435,635 54,994 SH   SOLE   0 0 54,994
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   19,184,538 237,933 SH   SOLE   0 0 237,933
ISHARES INC CORE MSCI EMKT 46434G103   14,828,220 287,369 SH   SOLE   0 0 287,369
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   6,094,335 120,109 SH   SOLE   0 0 120,109
SPDR GOLD TR GOLD SHS 78463V107   5,978,435 29,061 SH   SOLE   0 0 29,061
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   5,406,241 235,361 SH   SOLE   0 0 235,361
ISHARES TR CORE S&P MCP ETF 464287507   3,889,431 64,034 SH   SOLE   0 0 64,034
ISHARES TR TIPS BD ETF 464287176   3,628,181 33,779 SH   SOLE   0 0 33,779
ISHARES TR RUS 1000 GRW ETF 464287614   3,489,625 10,353 SH   SOLE   0 0 10,353
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,523,978 63,850 SH   SOLE   0 0 63,850
ISHARES TR MSCI EAFE ETF 464287465   1,345,475 16,848 SH   SOLE   0 0 16,848
GOLDMAN SACHS BDC INC SHS 38147U107   480,843 32,099 SH   SOLE   0 0 32,099