The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842   46,379,650 687,106 SH   SOLE   0 0 687,106
SPDR S&P 500 ETF TR TR UNIT 78462F103   41,668,699 94,001 SH   SOLE   0 0 94,001
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   31,116,839 76,402 SH   SOLE   0 0 76,402
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   20,977,925 288,873 SH   SOLE   0 0 288,873
ISHARES INC CORE MSCI EMKT 46434G103   17,205,032 349,057 SH   SOLE   0 0 349,057
SPDR GOLD TR GOLD SHS 78463V107   7,553,305 42,370 SH   SOLE   0 0 42,370
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   5,265,531 231,962 SH   SOLE   0 0 231,962
ISHARES TR TIPS BD ETF 464287176   4,397,707 40,863 SH   SOLE   0 0 40,863
ISHARES TR CORE S&P MCP ETF 464287507   4,358,645 16,669 SH   SOLE   0 0 16,669
ISHARES TR MSCI EAFE ETF 464287465   4,100,526 56,559 SH   SOLE   0 0 56,559
ISHARES TR RUS 1000 GRW ETF 464287614   2,195,172 7,977 SH   SOLE   0 0 7,977
GOLDMAN SACHS BDC INC SHS 38147U107   410,048 29,585 SH   SOLE   0 0 29,585