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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842   46,395,826 752,690 SH   SOLE   0 0 752,690
SPDR S&P 500 ETF TR TR UNIT 78462F103   36,390,191 95,155 SH   SOLE   0 0 95,155
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   29,483,540 83,917 SH   SOLE   0 0 83,917
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   21,509,919 284,749 SH   SOLE   0 0 284,749
ISHARES INC CORE MSCI EMKT 46434G103   16,301,428 349,067 SH   SOLE   0 0 349,067
ISHARES TR TIPS BD ETF 464287176   12,939,431 121,565 SH   SOLE   0 0 121,565
ISHARES TR MSCI EAFE ETF 464287465   9,989,305 152,183 SH   SOLE   0 0 152,183
SPDR GOLD TR GOLD SHS 78463V107   7,841,105 46,222 SH   SOLE   0 0 46,222
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   5,272,194 213,882 SH   SOLE   0 0 213,882
ISHARES TR MSCI EMG MKT ETF 464287234   4,786,433 126,291 SH   SOLE   0 0 126,291
ISHARES TR CORE S&P MCP ETF 464287507   4,230,996 17,491 SH   SOLE   0 0 17,491
ISHARES TR RUS 1000 GRW ETF 464287614   3,328,404 15,536 SH   SOLE   0 0 15,536
GOLDMAN SACHS BDC INC SHS 38147U107   405,906 29,585 SH   SOLE   0 0 29,585
ISHARES TR 0-5 YR TIPS ETF 46429B747   361,564 3,729 SH   SOLE   0 0 3,729