The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   314,248 3,660 SH   SOLE   3,660 0 0
AMAZON COM INC COM 023135106   295,823 1,640 SH   SOLE   1,640 0 0
APPLE INC COM 037833100   389,774 2,273 SH   SOLE   2,273 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   907,062 2,157 SH   SOLE   2,157 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,268,880 2 SH   SOLE   2 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   33,738,952 824,305 SH   SOLE   824,305 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,150,998 104,687 SH   SOLE   104,687 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,851,637 107,508 SH   SOLE   107,507 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   26,471,844 720,324 SH   SOLE   720,323 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   5,365,169 197,320 SH   SOLE   197,320 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   10,575,075 352,625 SH   SOLE   352,625 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   41,723,925 1,020,146 SH   SOLE   1,020,145 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   10,917,148 428,294 SH   SOLE   428,293 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,302,101 91,862 SH   SOLE   91,862 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,437,124 39,094 SH   SOLE   39,094 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   1,377,741 42,787 SH   SOLE   42,787 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   3,010,443 115,387 SH   SOLE   115,386 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   217,122 1,137 SH   SOLE   1,137 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,835,117 132,464 SH   SOLE   132,463 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   406,325 4,812 SH   SOLE   4,812 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   62,125,675 378,010 SH   SOLE   378,009 0 0
ISHARES TR CORE S&P500 ETF 464287200   33,562,568 63,840 SH   SOLE   63,839 0 0
ISHARES TR EAFE SML CP ETF 464288273   8,358,980 131,988 SH   SOLE   131,988 0 0
ISHARES TR HDG MSCI EAFE 46434V803   26,985,582 773,666 SH   SOLE   773,665 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,353,054 11,189 SH   SOLE   11,189 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   27,423,345 289,702 SH   SOLE   289,701 0 0
ISHARES TR EAFE VALUE ETF 464288877   203,453 3,740 SH   SOLE   3,739 0 0
ISHARES TR SP SMCP600VL ETF 464287879   753,543 7,333 SH   SOLE   7,333 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   679,109 2,015 SH   SOLE   2,014 0 0
ISHARES TR INTL DEVPPTY ETF 464288422   221,573 7,803 SH   SOLE   7,803 0 0
ISHARES TR U.S. REAL ES ETF 464287739   440,014 4,894 SH   SOLE   4,894 0 0
ISHARES TR CORE MSCI EAFE 46432F842   574,534 7,741 SH   SOLE   7,740 0 0
ISHARES TR MICRO-CAP ETF 464288869   7,392,370 60,998 SH   SOLE   60,998 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,829,390 35,429 SH   SOLE   35,429 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,093,391 50,959 SH   SOLE   50,958 0 0
ISHARES TR RUS 1000 ETF 464287622   32,139,983 111,585 SH   SOLE   111,585 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   445,720 3,849 SH   SOLE   3,848 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   377,558 2,108 SH   SOLE   2,107 0 0
JPMORGAN CHASE & CO COM 46625H100   547,420 2,733 SH   SOLE   2,733 0 0
MICROSOFT CORP COM 594918104   695,871 1,654 SH   SOLE   1,654 0 0
NVIDIA CORPORATION COM 67066G104   677,670 750 SH   SOLE   750 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   377,095 9,664 SH   SOLE   9,664 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,690,235 132,524 SH   SOLE   132,523 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   287,793 8,039 SH   SOLE   8,038 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   292,444 11,582 SH   SOLE   11,581 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   231,562 3,048 SH   SOLE   3,047 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,052,551 16,960 SH   SOLE   16,960 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   2,772,887 106,282 SH   SOLE   106,281 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   399,136 763 SH   SOLE   763 0 0
STANDARD BIOTOOLS INC COM 34385P108   201,147 74,224 SH   SOLE   74,224 0 0
STRYKER CORPORATION COM 863667101   327,809 916 SH   SOLE   916 0 0
UNION PAC CORP COM 907818108   1,748,808 7,111 SH   SOLE   7,111 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   993,607 3,977 SH   SOLE   3,976 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,746,459 26,516 SH   SOLE   26,516 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   525,436 3,226 SH   SOLE   3,226 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   329,867 1,376 SH   SOLE   1,375 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   16,809,011 194,372 SH   SOLE   194,372 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   312,404 1,202 SH   SOLE   1,202 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,705,638 7,462 SH   SOLE   7,461 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   879,638 7,529 SH   SOLE   7,528 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,723,359 41,258 SH   SOLE   41,258 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   296,322 5,061 SH   SOLE   5,061 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,667,613 112,968 SH   SOLE   112,968 0 0
WALMART INC COM 931142103   283,040 4,704 SH   SOLE   4,704 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836   5,240,258 67,791 SH   SOLE   67,791 0 0