The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   301,950 3,660 SH   SOLE   3,660 0 0
AMAZON COM INC COM 023135106   333,356 2,194 SH   SOLE   2,194 0 0
APPLE INC COM 037833100   580,217 3,014 SH   SOLE   3,013 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   767,176 2,151 SH   SOLE   2,151 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 2 SH   SOLE   2 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   31,571,823 853,754 SH   SOLE   853,754 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   38,989,497 1,047,542 SH   SOLE   1,047,541 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   4,830,278 187,329 SH   SOLE   187,329 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   8,198,152 303,074 SH   SOLE   303,074 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   24,457,261 711,795 SH   SOLE   711,794 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,693,325 108,797 SH   SOLE   108,796 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   9,585,487 384,034 SH   SOLE   384,033 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,273,006 38,125 SH   SOLE   38,124 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   1,353,139 42,787 SH   SOLE   42,787 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,839,530 76,108 SH   SOLE   76,108 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,775,282 95,305 SH   SOLE   95,305 0 0
EXXON MOBIL CORP COM 30231G102   218,956 2,190 SH   SOLE   2,190 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   3,041,587 114,131 SH   SOLE   114,130 0 0
ISHARES INC CORE MSCI EMKT 46434G103   7,167,335 141,703 SH   SOLE   141,702 0 0
ISHARES TR CORE S&P500 ETF 464287200   30,447,092 63,746 SH   SOLE   63,746 0 0
ISHARES TR RUS 1000 ETF 464287622   29,195,041 111,321 SH   SOLE   111,320 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   344,784 4,591 SH   SOLE   4,591 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,254,096 11,231 SH   SOLE   11,230 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   56,001,583 380,601 SH   SOLE   380,600 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   316,570 2,703 SH   SOLE   2,702 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   348,342 2,108 SH   SOLE   2,107 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,635,979 34,983 SH   SOLE   34,983 0 0
ISHARES TR U.S. REAL ES ETF 464287739   447,403 4,894 SH   SOLE   4,894 0 0
ISHARES TR HDG MSCI EAFE 46434V803   24,548,029 779,055 SH   SOLE   779,055 0 0
ISHARES TR SP SMCP600VL ETF 464287879   755,816 7,333 SH   SOLE   7,333 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   26,584,506 275,801 SH   SOLE   275,801 0 0
ISHARES TR MICRO-CAP ETF 464288869   7,148,454 61,609 SH   SOLE   61,608 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,057,783 51,176 SH   SOLE   51,175 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   610,846 2,015 SH   SOLE   2,014 0 0
ISHARES TR INTL DEVPPTY ETF 464288422   223,668 7,803 SH   SOLE   7,803 0 0
ISHARES TR CORE MSCI EAFE 46432F842   502,648 7,145 SH   SOLE   7,144 0 0
ISHARES TR EAFE SML CP ETF 464288273   8,439,877 136,347 SH   SOLE   136,346 0 0
JPMORGAN CHASE & CO COM 46625H100   487,970 2,869 SH   SOLE   2,868 0 0
MICROSOFT CORP COM 594918104   665,584 1,770 SH   SOLE   1,769 0 0
NVIDIA CORPORATION COM 67066G104   371,415 750 SH   SOLE   750 0 0
PALO ALTO NETWORKS INC COM 697435105   203,467 690 SH   SOLE   690 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   282,047 8,084 SH   SOLE   8,083 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   296,039 11,942 SH   SOLE   11,941 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   213,642 3,048 SH   SOLE   3,047 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   975,742 17,300 SH   SOLE   17,300 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,780,187 134,244 SH   SOLE   134,243 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   364,136 9,852 SH   SOLE   9,852 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   2,906,664 106,510 SH   SOLE   106,510 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   363,643 765 SH   SOLE   765 0 0
STRYKER CORPORATION COM 863667101   274,305 916 SH   SOLE   916 0 0
UNION PAC CORP COM 907818108   589,242 2,399 SH   SOLE   2,399 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   874,879 3,761 SH   SOLE   3,760 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   285,142 1,202 SH   SOLE   1,202 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   300,135 1,376 SH   SOLE   1,375 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,648,572 7,728 SH   SOLE   7,727 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,048,683 192,946 SH   SOLE   192,945 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,996,642 27,465 SH   SOLE   27,464 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   264,870 852 SH   SOLE   852 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   645,587 4,318 SH   SOLE   4,318 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,807,111 43,969 SH   SOLE   43,968 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   866,011 7,529 SH   SOLE   7,528 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   285,092 4,806 SH   SOLE   4,806 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,786,690 120,808 SH   SOLE   120,807 0 0
WALMART INC COM 931142103   263,748 1,673 SH   SOLE   1,673 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836   5,341,894 71,320 SH   SOLE   71,320 0 0