The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   263,300 3,660 SH   SOLE   3,660 0 0
AMCOR PLC ORD G0250X107   125,984 10,578 SH   SOLE   10,578 0 0
APPLE INC COM 037833100   402,523 3,098 SH   SOLE   3,098 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   664,444 2,151 SH   SOLE   2,151 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   937,422 2 SH   SOLE   2 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   27,996,475 868,646 SH   SOLE   868,646 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,036,275 114,591 SH   SOLE   114,591 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,409,131 27,549 SH   SOLE   27,548 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   37,280,445 1,113,514 SH   SOLE   1,113,513 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   212,653 7,547 SH   SOLE   7,547 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   258,644 10,544 SH   SOLE   10,544 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   22,099,307 726,951 SH   SOLE   726,950 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,178,606 143,116 SH   SOLE   143,116 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,534,928 157,388 SH   SOLE   157,387 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   254,239 10,264 SH   SOLE   10,264 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,561,432 72,591 SH   SOLE   72,591 0 0
EXXON MOBIL CORP COM 30231G102   670,624 6,080 SH   SOLE   6,080 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   2,690,593 108,448 SH   SOLE   108,447 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,858,375 146,858 SH   SOLE   146,857 0 0
ISHARES TR CORE S&P500 ETF 464287200   25,942,611 67,522 SH   SOLE   67,521 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   24,089,028 251,502 SH   SOLE   251,501 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   271,440 4,640 SH   SOLE   4,640 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,572,270 20,488 SH   SOLE   20,487 0 0
ISHARES TR SP SMCP600VL ETF 464287879   669,580 7,333 SH   SOLE   7,333 0 0
ISHARES TR U.S. REAL ES ETF 464287739   468,361 5,563 SH   SOLE   5,563 0 0
ISHARES TR EAFE SML CP ETF 464288273   6,917,560 122,478 SH   SOLE   122,478 0 0
ISHARES TR HDG MSCI EAFE 46434V803   19,287,738 714,361 SH   SOLE   714,360 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   508,362 2,373 SH   SOLE   2,372 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   45,236,732 396,953 SH   SOLE   396,952 0 0
ISHARES TR MICRO-CAP ETF 464288869   6,692,970 62,070 SH   SOLE   62,069 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   338,326 2,231 SH   SOLE   2,230 0 0
ISHARES TR INTL DEVPPTY ETF 464288422   294,319 10,753 SH   SOLE   10,753 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,360,050 35,954 SH   SOLE   35,954 0 0
ISHARES TR RUS 1000 ETF 464287622   22,889,254 108,727 SH   SOLE   108,727 0 0
ISHARES TR CORE MSCI EAFE 46432F842   317,332 5,148 SH   SOLE   5,148 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,972,729 52,051 SH   SOLE   52,050 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   520,190 4,528 SH   SOLE   4,527 0 0
JPMORGAN CHASE & CO COM 46625H100   335,116 2,499 SH   SOLE   2,499 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   299,260 12,643 SH   SOLE   12,642 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   829,017 18,361 SH   SOLE   18,361 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   331,180 10,282 SH   SOLE   10,281 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,813,025 145,828 SH   SOLE   145,828 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   264,699 8,411 SH   SOLE   8,411 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   213,463 3,233 SH   SOLE   3,233 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   3,170,704 118,442 SH   SOLE   118,442 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   299,085 782 SH   SOLE   782 0 0
STRYKER CORPORATION COM 863667101   223,953 916 SH   SOLE   916 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   575,082 2,822 SH   SOLE   2,821 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   415,063 2,957 SH   SOLE   2,956 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,448,266 7,891 SH   SOLE   7,890 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,977,991 157,345 SH   SOLE   157,345 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,163,799 26,082 SH   SOLE   26,082 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   304,993 1,751 SH   SOLE   1,750 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   229,814 1,202 SH   SOLE   1,202 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,749,353 44,878 SH   SOLE   44,878 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   890,290 8,660 SH   SOLE   8,659 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   280,295 4,793 SH   SOLE   4,793 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,108,109 121,709 SH   SOLE   121,708 0 0
WALMART INC COM 931142103   207,439 1,463 SH   SOLE   1,463 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836   4,987,337 78,964 SH   SOLE   78,963 0 0