The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   286,790 1,574 SH   SOLE   0 0 1,574
ALPHABET INC CAP STK CL A 02079K305   236,356 1,566 SH   SOLE   0 0 1,566
APPLE INC COM 037833100   4,231,955 24,679 SH   SOLE   0 0 24,679
BROADCOM INC COM 11135F101   6,229,427 4,700 SH   SOLE   0 0 4,700
CHEVRON CORP NEW COM 166764100   3,225,310 20,447 SH   SOLE   0 0 20,447
CHUBB LIMITED COM H1467J104   3,994,230 15,414 SH   SOLE   0 0 15,414
CISCO SYS INC COM 17275R102   3,469,943 69,524 SH   SOLE   0 0 69,524
CONSOLIDATED EDISON INC COM 209115104   600,662 6,614 SH   SOLE   0 0 6,614
COSTCO WHSL CORP NEW COM 22160K105   263,747 360 SH   SOLE   0 0 360
HERSHEY CO COM 427866108   3,507,030 18,031 SH   SOLE   0 0 18,031
HOME DEPOT INC COM 437076102   4,297,471 11,203 SH   SOLE   0 0 11,203
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,369,860 112,050 SH   SOLE   0 0 112,050
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,390,755 23,739 SH   SOLE   0 0 23,739
ISHARES TR 0-5YR HI YL CP 46434V407   16,864,182 396,338 SH   SOLE   0 0 396,338
ISHARES TR INTL SEL DIV ETF 464288448   696,009 24,822 SH   SOLE   0 0 24,822
ISHARES TR PFD AND INCM SEC 464288687   6,739,293 209,100 SH   SOLE   0 0 209,100
ISHARES TR U.S. MED DVC ETF 464288810   369,117 6,300 SH   SOLE   0 0 6,300
JOHNSON & JOHNSON COM 478160104   3,197,020 20,210 SH   SOLE   0 0 20,210
JPMORGAN CHASE & CO COM 46625H100   4,316,064 21,548 SH   SOLE   0 0 21,548
LOCKHEED MARTIN CORP COM 539830109   3,343,749 7,351 SH   SOLE   0 0 7,351
LOWES COS INC COM 548661107   4,026,262 15,806 SH   SOLE   0 0 15,806
MASTERCARD INCORPORATED CL A 57636Q104   264,864 550 SH   SOLE   0 0 550
MCDONALDS CORP COM 580135101   3,570,615 12,664 SH   SOLE   0 0 12,664
MEDTRONIC PLC SHS G5960L103   3,499,683 40,157 SH   SOLE   0 0 40,157
MICROSOFT CORP COM 594918104   5,817,295 13,827 SH   SOLE   0 0 13,827
MORGAN STANLEY COM NEW 617446448   3,693,049 39,221 SH   SOLE   0 0 39,221
NEXTERA ENERGY INC COM 65339F101   4,252,796 66,543 SH   SOLE   0 0 66,543
NIKE INC CL B 654106103   2,909,621 30,960 SH   SOLE   0 0 30,960
NVIDIA CORPORATION COM 67066G104   290,043 321 SH   SOLE   0 0 321
NXP SEMICONDUCTORS N V COM N6596X109   4,183,844 16,886 SH   SOLE   0 0 16,886
OMNICOM GROUP INC COM 681919106   1,662,143 17,178 SH   SOLE   0 0 17,178
ORACLE CORP COM 68389X105   3,764,783 29,972 SH   SOLE   0 0 29,972
PARKER-HANNIFIN CORP COM 701094104   4,234,564 7,619 SH   SOLE   0 0 7,619
PAYCHEX INC COM 704326107   3,616,092 29,447 SH   SOLE   0 0 29,447
PEPSICO INC COM 713448108   3,353,515 19,161 SH   SOLE   0 0 19,161
PROCTER AND GAMBLE CO COM 742718109   3,745,462 23,084 SH   SOLE   0 0 23,084
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   723,795 10,838 SH   SOLE   0 0 10,838
REPUBLIC SVCS INC COM 760759100   4,856,641 25,369 SH   SOLE   0 0 25,369
SEMPRA COM 816851109   3,724,844 51,856 SH   SOLE   0 0 51,856
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   407,644 11,374 SH   SOLE   0 0 11,374
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   234,637 7,002 SH   SOLE   0 0 7,002
SPDR SER TR PORTFOLIO AGRGTE 78464A649   200,622 7,936 SH   SOLE   0 0 7,936
SPDR SER TR PORTFOLIO S&P500 78464A854   1,809,843 29,414 SH   SOLE   0 0 29,414
SPDR SER TR S&P BIOTECH 78464A870   296,531 3,125 SH   SOLE   0 0 3,125
STARBUCKS CORP COM 855244109   3,034,514 33,204 SH   SOLE   0 0 33,204
STRYKER CORPORATION COM 863667101   3,960,547 11,067 SH   SOLE   0 0 11,067
UNION PAC CORP COM 907818108   3,823,228 15,546 SH   SOLE   0 0 15,546
UNITEDHEALTH GROUP INC COM 91324P102   3,247,706 6,565 SH   SOLE   0 0 6,565
VANGUARD INDEX FDS GROWTH ETF 922908736   25,192,342 73,191 SH   SOLE   0 0 73,191
VANGUARD INDEX FDS MID CAP ETF 922908629   3,226,442 12,913 SH   SOLE   0 0 12,913
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   346,585 721 SH   SOLE   0 0 721
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,261,065 14,266 SH   SOLE   0 0 14,266
VANGUARD INDEX FDS VALUE ETF 922908744   10,723,028 65,842 SH   SOLE   0 0 65,842
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,397,623 40,950 SH   SOLE   0 0 40,950
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   27,396,023 340,281 SH   SOLE   0 0 340,281
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   5,353,592 68,434 SH   SOLE   0 0 68,434
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,586,770 30,594 SH   SOLE   0 0 30,594
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,109,746 20,132 SH   SOLE   0 0 20,132
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,577,132 5,830 SH   SOLE   0 0 5,830
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,103,917 16,809 SH   SOLE   0 0 16,809
VANGUARD WORLD FD INF TECH ETF 92204A702   4,675,015 8,916 SH   SOLE   0 0 8,916
VISA INC COM CL A 92826C839   3,791,023 13,584 SH   SOLE   0 0 13,584
WALMART INC COM 931142103   3,844,321 63,891 SH   SOLE   0 0 63,891
WEC ENERGY GROUP INC COM 92939U106   504,545 6,144 SH   SOLE   0 0 6,144
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,445,201 29,633 SH   SOLE   0 0 29,633
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,417,789 43,384 SH   SOLE   0 0 43,384