The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,876,996 35,223 SH   SOLE   0 0 35,223
ABBVIE INC COM 00287Y109   244,063 1,574 SH   SOLE   0 0 1,574
ALPHABET INC CAP STK CL A 02079K305   207,579 1,486 SH   SOLE   0 0 1,486
AMERICAN TOWER CORP NEW COM 03027X100   4,554,636 21,098 SH   SOLE   0 0 21,098
APPLE INC COM 037833100   5,569,315 28,927 SH   SOLE   0 0 28,927
BANK AMERICA CORP COM 060505104   4,456,326 132,353 SH   SOLE   0 0 132,353
BROADCOM INC COM 11135F101   6,017,704 5,391 SH   SOLE   0 0 5,391
CHEVRON CORP NEW COM 166764100   3,497,504 23,448 SH   SOLE   0 0 23,448
CHUBB LIMITED COM H1467J104   4,038,394 17,869 SH   SOLE   0 0 17,869
CISCO SYS INC COM 17275R102   3,989,514 78,969 SH   SOLE   0 0 78,969
CONSOLIDATED EDISON INC COM 209115104   630,922 6,935 SH   SOLE   0 0 6,935
COSTCO WHSL CORP NEW COM 22160K105   237,629 360 SH   SOLE   0 0 360
HOME DEPOT INC COM 437076102   4,436,187 12,801 SH   SOLE   0 0 12,801
HONEYWELL INTL INC COM 438516106   3,792,186 18,083 SH   SOLE   0 0 18,083
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,310,953 109,110 SH   SOLE   0 0 109,110
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,401,266 23,948 SH   SOLE   0 0 23,948
ISHARES TR 0-5YR HI YL CP 46434V407   15,896,843 376,524 SH   SOLE   0 0 376,524
ISHARES TR INTL SEL DIV ETF 464288448   868,978 31,046 SH   SOLE   0 0 31,046
ISHARES TR PFD AND INCM SEC 464288687   6,656,196 213,408 SH   SOLE   0 0 213,408
ISHARES TR U.S. MED DVC ETF 464288810   340,011 6,300 SH   SOLE   0 0 6,300
JOHNSON & JOHNSON COM 478160104   3,616,305 23,072 SH   SOLE   0 0 23,072
JPMORGAN CHASE & CO COM 46625H100   4,272,232 25,116 SH   SOLE   0 0 25,116
KIMBERLY-CLARK CORP COM 494368103   3,256,346 26,799 SH   SOLE   0 0 26,799
LOCKHEED MARTIN CORP COM 539830109   3,838,943 8,470 SH   SOLE   0 0 8,470
LOWES COS INC COM 548661107   4,025,039 18,086 SH   SOLE   0 0 18,086
MASTERCARD INCORPORATED CL A 57636Q104   234,581 550 SH   SOLE   0 0 550
MCDONALDS CORP COM 580135101   4,294,651 14,484 SH   SOLE   0 0 14,484
MEDTRONIC PLC SHS G5960L103   3,799,201 46,118 SH   SOLE   0 0 46,118
MICROSOFT CORP COM 594918104   5,883,146 15,645 SH   SOLE   0 0 15,645
NEXTERA ENERGY INC COM 65339F101   4,559,298 75,062 SH   SOLE   0 0 75,062
NIKE INC CL B 654106103   3,945,542 36,341 SH   SOLE   0 0 36,341
PAYCHEX INC COM 704326107   4,004,597 33,621 SH   SOLE   0 0 33,621
PEPSICO INC COM 713448108   3,689,918 21,725 SH   SOLE   0 0 21,725
PROCTER AND GAMBLE CO COM 742718109   3,832,535 26,153 SH   SOLE   0 0 26,153
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   703,562 11,505 SH   SOLE   0 0 11,505
REPUBLIC SVCS INC COM 760759100   4,807,951 29,155 SH   SOLE   0 0 29,155
SEMPRA COM 816851109   4,380,328 58,615 SH   SOLE   0 0 58,615
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   363,193 10,679 SH   SOLE   0 0 10,679
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   631,246 19,411 SH   SOLE   0 0 19,411
SPDR SER TR PORTFOLIO S&P500 78464A854   1,607,405 28,755 SH   SOLE   0 0 28,755
SPDR SER TR S&P BIOTECH 78464A870   279,031 3,125 SH   SOLE   0 0 3,125
STARBUCKS CORP COM 855244109   3,744,294 38,999 SH   SOLE   0 0 38,999
TELUS CORPORATION COM 87971M103   3,969,483 223,130 SH   SOLE   0 0 223,130
TEXAS INSTRS INC COM 882508104   3,869,101 22,698 SH   SOLE   0 0 22,698
UNION PAC CORP COM 907818108   4,562,883 18,577 SH   SOLE   0 0 18,577
UNITEDHEALTH GROUP INC COM 91324P102   3,962,740 7,527 SH   SOLE   0 0 7,527
VANGUARD INDEX FDS GROWTH ETF 922908736   27,645,004 88,925 SH   SOLE   0 0 88,925
VANGUARD INDEX FDS MID CAP ETF 922908629   3,504,489 15,064 SH   SOLE   0 0 15,064
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   314,933 721 SH   SOLE   0 0 721
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,558,131 16,679 SH   SOLE   0 0 16,679
VANGUARD INDEX FDS VALUE ETF 922908744   11,157,634 74,633 SH   SOLE   0 0 74,633
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,347,411 39,572 SH   SOLE   0 0 39,572
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   26,309,198 323,686 SH   SOLE   0 0 323,686
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   5,305,930 66,200 SH   SOLE   0 0 66,200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,774,856 33,890 SH   SOLE   0 0 33,890
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   4,388,452 22,981 SH   SOLE   0 0 22,981
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,461,581 5,830 SH   SOLE   0 0 5,830
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   4,414,111 20,025 SH   SOLE   0 0 20,025
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,270,276 10,889 SH   SOLE   0 0 10,889
VISA INC COM CL A 92826C839   4,157,529 15,969 SH   SOLE   0 0 15,969
WALMART INC COM 931142103   3,909,720 24,800 SH   SOLE   0 0 24,800
WEC ENERGY GROUP INC COM 92939U106   550,388 6,539 SH   SOLE   0 0 6,539
WISDOMTREE TR US MIDCAP DIVID 97717W505   2,407,086 52,683 SH   SOLE   0 0 52,683
WISDOMTREE TR US SMALLCAP DIVD 97717W604   2,433,886 75,657 SH   SOLE   0 0 75,657