The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TRUST ETF 78462F103   17,045,776 31,322 SH   SOLE   31,321 0 0
NVIDIA CORPORATION COM Stock 67066G104   14,166,826 114,674 SH   SOLE   114,674 0 0
APPLE INC COM Stock 037833100   6,311,815 29,968 SH   SOLE   29,967 0 0
MICROSOFT CORP COM Stock 594918104   6,075,839 13,594 SH   SOLE   13,594 0 0
VANGUARD S&P 500 ETF ETF 922908363   5,808,386 11,614 SH   SOLE   11,613 0 0
AMAZON COM INC COM Stock 023135106   4,615,390 23,883 SH   SOLE   23,883 0 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302   3,810,014 147,276 SH   SOLE   147,275 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   2,961,857 51,076 SH   SOLE   51,075 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   2,893,520 36,201 SH   SOLE   36,200 0 0
SNAP INC CL A Stock 83304A106   2,854,213 171,837 SH   SOLE   171,837 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,177,379 11,871 SH   SOLE   11,871 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   2,176,125 5,970 SH   SOLE   5,970 0 0
META PLATFORMS INC CL A Stock 30303M102   2,053,920 4,074 SH   SOLE   4,073 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   1,896,911 10,414 SH   SOLE   10,414 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,425,914 19,791 SH   SOLE   19,790 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   1,413,415 6,989 SH   SOLE   6,988 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   1,386,790 6,130 SH   SOLE   6,130 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   1,380,233 7,911 SH   SOLE   7,911 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,362,771 27,960 SH   SOLE   27,960 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   1,231,281 9,306 SH   SOLE   9,306 0 0
VISA INC COM CL A Stock 92826C839   1,058,804 4,034 SH   SOLE   4,034 0 0
ELI LILLY & CO COM Stock 532457108   1,027,905 1,136 SH   SOLE   1,135 0 0
NOVO-NORDISK A S ADR ADR 670100205   1,016,024 7,118 SH   SOLE   7,118 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   1,004,081 2,276 SH   SOLE   2,276 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   998,112 20,197 SH   SOLE   20,196 0 0
BROADCOM INC COM Stock 11135F101   985,796 614 SH   SOLE   614 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   967,489 1,139 SH   SOLE   1,138 0 0
NETFLIX INC COM Stock 64110L106   900,205 1,334 SH   SOLE   1,333 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   878,983 1,726 SH   SOLE   1,726 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   832,720 2,047 SH   SOLE   2,047 0 0
WALMART INC COM Stock 931142103   764,785 11,295 SH   SOLE   11,295 0 0
DIMENSIONAL EMERGING MARKETS SUSTAINABILITY CORE 1 ETF ETF 25434V682   725,915 21,695 SH   SOLE   21,695 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   710,798 695 SH   SOLE   695 0 0
JOHNSON & JOHNSON COM Stock 478160104   707,561 4,841 SH   SOLE   4,841 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   701,699 16,036 SH   SOLE   16,035 0 0
APPLIED MATLS INC COM Stock 038222105   691,451 2,930 SH   SOLE   2,930 0 0
FLEXSHARES MORNINGSTAR GLOBAL UPSTREAM NATURAL RESOURCES INDEX FUND ETF 33939L407   687,759 17,134 SH   SOLE   17,134 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   669,537 3,300 SH   SOLE   3,300 0 0
COMCAST CORP NEW CL A Stock 20030N101   653,072 16,677 SH   SOLE   16,677 0 0
iShares S&P 500 Growth ETF ETF 464287309   649,724 7,021 SH   SOLE   7,021 0 0
INTUIT COM Stock 461202103   635,523 967 SH   SOLE   967 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   612,241 1 SH   SOLE   1 0 0
ADOBE INC COM Stock 00724F101   602,631 1,085 SH   SOLE   1,084 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   599,155 3,633 SH   SOLE   3,633 0 0
MERCK & CO INC COM Stock 58933Y105   587,075 4,743 SH   SOLE   4,742 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   579,724 1,210 SH   SOLE   1,210 0 0
iShares S&P 500 Value ETF ETF 464287408   573,514 3,151 SH   SOLE   3,151 0 0
DFA U.S. Small Cap ETF ETF 25434V500   571,301 9,510 SH   SOLE   9,509 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   569,667 1,041 SH   SOLE   1,041 0 0
ORACLE CORP COM Stock 68389X105   561,553 3,977 SH   SOLE   3,977 0 0
EXXON MOBIL CORP COM Stock 30231G102   540,489 4,695 SH   SOLE   4,695 0 0
TESLA INC COM Stock 88160R101   505,980 2,557 SH   SOLE   2,557 0 0
MCDONALDS CORP COM Stock 580135101   505,348 1,983 SH   SOLE   1,983 0 0
QUALCOMM INC COM Stock 747525103   492,174 2,471 SH   SOLE   2,471 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   484,429 8,278 SH   SOLE   8,278 0 0
TEXAS INSTRS INC COM Stock 882508104   470,958 2,421 SH   SOLE   2,421 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   468,466 1,544 SH   SOLE   1,544 0 0
HOME DEPOT INC COM Stock 437076102   446,136 1,296 SH   SOLE   1,296 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   441,891 8,255 SH   SOLE   8,255 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   437,075 3,323 SH   SOLE   3,323 0 0
SAP SE SPON ADR ADR 803054204   434,686 2,155 SH   SOLE   2,155 0 0
SHELL PLC SPON ADS ADR 780259305   427,017 5,916 SH   SOLE   5,916 0 0
ISHARES MSCI EAFE ETF ETF 464287465   422,377 5,393 SH   SOLE   5,392 0 0
WILLIAMS SONOMA INC COM Stock 969904101   409,437 1,450 SH   SOLE   1,450 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   407,585 2,345 SH   SOLE   2,345 0 0
AMERICAN EXPRESS CO COM Stock 025816109   407,528 1,760 SH   SOLE   1,760 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   398,374 3,742 SH   SOLE   3,742 0 0
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   396,139 14,820 SH   SOLE   14,820 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   392,711 2,421 SH   SOLE   2,421 0 0
NEXTERA ENERGY INC COM Stock 65339F101   389,172 5,496 SH   SOLE   5,496 0 0
LAM RESEARCH CORP COM Stock 512807108   383,346 360 SH   SOLE   360 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   380,713 8,939 SH   SOLE   8,939 0 0
WELLS FARGO CO NEW COM Stock 949746101   372,257 6,268 SH   SOLE   6,268 0 0
SALESFORCE INC COM Stock 79466L302   371,510 1,445 SH   SOLE   1,445 0 0
ABBVIE INC COM Stock 00287Y109   369,283 2,153 SH   SOLE   2,153 0 0
DANAHER CORPORATION COM Stock 235851102   357,286 1,430 SH   SOLE   1,430 0 0
PEPSICO INC COM Stock 713448108   356,084 2,159 SH   SOLE   2,159 0 0
ELEVANCE HEALTH INC COM Stock 036752103   346,791 640 SH   SOLE   640 0 0
CHEVRON CORP NEW COM Stock 166764100   341,569 2,184 SH   SOLE   2,183 0 0
ABRDN PHYSICAL PRECIOUS METALS BASKET SHARES ETF ETF 003263100   339,834 3,300 SH   SOLE   3,300 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   332,150 7,000 SH   SOLE   7,000 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   330,229 1,926 SH   SOLE   1,925 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822   323,868 4,746 SH   SOLE   4,746 0 0
BANK AMERICA CORP COM Stock 060505104   323,267 8,129 SH   SOLE   8,128 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   322,580 7,822 SH   SOLE   7,822 0 0
ABBOTT LABS COM Stock 002824100   313,497 3,017 SH   SOLE   3,017 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   308,929 4,633 SH   SOLE   4,633 0 0
LINDE PLC SHS Stock G54950103   308,484 703 SH   SOLE   703 0 0
INTEL CORP COM Stock 458140100   306,733 9,905 SH   SOLE   9,904 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   301,246 666 SH   SOLE   666 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   300,919 642 SH   SOLE   642 0 0
SPOTIFY TECHNOLOGY S A SHS Stock L8681T102   297,160 947 SH   SOLE   947 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   294,480 533 SH   SOLE   532 0 0
JPMORGAN BETABUILDERS EUROPE ETF ETF 46641Q191   293,753 4,989 SH   SOLE   4,989 0 0
SHOPIFY INC CL A Stock 82509L107   292,206 4,424 SH   SOLE   4,424 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   290,488 653 SH   SOLE   653 0 0
THE CIGNA GROUP COM Stock 125523100   281,316 851 SH   SOLE   851 0 0
MORGAN STANLEY COM NEW Stock 617446448   280,491 2,886 SH   SOLE   2,886 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755   280,240 8,000 SH   SOLE   8,000 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   276,294 815 SH   SOLE   815 0 0
MANULIFE FINL CORP COM Stock 56501R106   274,453 10,310 SH   SOLE   10,310 0 0
ALTRIA GROUP INC COM Stock 02209S103   273,574 6,006 SH   SOLE   6,006 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   271,586 1,325 SH   SOLE   1,325 0 0
ARES CAPITAL CORP COM CEF 04010L103   270,920 13,000 SH   SOLE   13,000 0 0
TARGET CORP COM Stock 87612E106   270,914 1,830 SH   SOLE   1,830 0 0
SERVICENOW INC COM Stock 81762P102   268,894 342 SH   SOLE   341 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   266,804 3,421 SH   SOLE   3,421 0 0
AMGEN INC COM Stock 031162100   266,208 852 SH   SOLE   852 0 0
DISNEY WALT CO COM Stock 254687106   264,125 2,661 SH   SOLE   2,660 0 0
GENERAL MTRS CO COM Stock 37045V100   261,942 5,638 SH   SOLE   5,638 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   261,324 1,909 SH   SOLE   1,909 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   260,725 4,013 SH   SOLE   4,013 0 0
CISCO SYS INC COM Stock 17275R102   259,168 5,455 SH   SOLE   5,455 0 0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282   256,620 7,000 SH   SOLE   7,000 0 0
COCA COLA CO COM Stock 191216100   256,574 4,031 SH   SOLE   4,031 0 0
CITIGROUP INC COM NEW Stock 172967424   254,412 4,009 SH   SOLE   4,009 0 0
AVANGRID INC COM Stock 05351W103   253,756 7,142 SH   SOLE   7,142 0 0
NU HLDGS LTD ORD SHS CL A Stock G6683N103   248,777 19,300 SH   SOLE   19,300 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   246,411 4,481 SH   SOLE   4,481 0 0
STRYKER CORPORATION COM Stock 863667101   245,661 722 SH   SOLE   722 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   244,510 2,413 SH   SOLE   2,413 0 0
NIKE INC CL B Stock 654106103   244,199 3,240 SH   SOLE   3,240 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   237,144 8,183 SH   SOLE   8,183 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   226,378 10,030 SH   SOLE   10,030 0 0
ISHARES MSCI INDIA ETF ETF 46429B598   224,236 4,020 SH   SOLE   4,020 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795   223,930 4,210 SH   SOLE   4,210 0 0
ARISTA NETWORKS INC COM Stock 040413106   222,205 634 SH   SOLE   634 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105   218,751 1,580 SH   SOLE   1,580 0 0
LAUDER ESTEE COS INC CL A Stock 518439104   218,227 2,051 SH   SOLE   2,051 0 0
GSK PLC SPONSORED ADR ADR 37733W204   217,910 5,660 SH   SOLE   5,660 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   216,349 703 SH   SOLE   703 0 0
AT&T INC COM Stock 00206R102   213,861 11,191 SH   SOLE   11,191 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109   211,691 769 SH   SOLE   769 0 0
UBS GROUP AG SHS Stock H42097107   210,887 7,139 SH   SOLE   7,139 0 0
JPMORGAN BETABUILDERS DEVELOPED ASIA PACIFIC EX-JAPAN ETF ETF 46641Q233   210,357 4,348 SH   SOLE   4,348 0 0
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF ETF 46137V332   210,210 7,000 SH   SOLE   7,000 0 0
ISHARES NEW YORK MUNI BOND ETF ETF 464288323   209,129 3,917 SH   SOLE   3,917 0 0
STELLANTIS N.V SHS Stock N82405106   209,021 10,530 SH   SOLE   10,530 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   206,592 2,206 SH   SOLE   2,206 0 0
HSBC HLDGS PLC SPON ADR NEW ADR 404280406   206,277 4,742 SH   SOLE   4,742 0 0
ZOETIS INC CL A Stock 98978V103   204,565 1,180 SH   SOLE   1,180 0 0
TOAST INC CL A Stock 888787108   203,893 7,912 SH   SOLE   7,912 0 0
FLEXSHARES GLOBAL QUALITY REAL ESTATE INDEX FUND ETF 33939L787   203,053 3,720 SH   SOLE   3,720 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   201,868 1,106 SH   SOLE   1,106 0 0
AUTODESK INC COM Stock 052769106   200,930 812 SH   SOLE   812 0 0
T-MOBILE US INC COM Stock 872590104   200,846 1,140 SH   SOLE   1,140 0 0
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101   191,975 19,140 SH   SOLE   19,140 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   168,185 36,325 SH   SOLE   36,325 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS ADR 606822104   150,779 13,961 SH   SOLE   13,961 0 0
SUMITOMO MITSUI FINL GROUP INC SPONSORED ADR ADR 86562M209   140,738 10,495 SH   SOLE   10,495 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308   126,771 14,292 SH   SOLE   14,292 0 0
HALEON PLC SPON ADS ADR 405552100   124,371 15,057 SH   SOLE   15,057 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR ADR 60687Y109   80,070 18,929 SH   SOLE   18,929 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   52,141 19,099 SH   SOLE   19,099 0 0