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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
IShares EM MKT SM-CP ETF 464286475   15,493,080 268,000 SH   SOLE   268,000 0 0
IShares MSCI INTL QUALTY 46434V456   23,925,720 637,000 SH   SOLE   637,000 0 0
Wisdomtree ITL HDG QTLY DIV 97717X594   15,704,260 374,000 SH   SOLE   374,000 0 0
IShares GLB INFRASTR ETF 464288372   2,173,710 46,200 SH   SOLE   46,200 0 0
IShares MRGSTR MD CP GRW 464288307   7,927,350 123,000 SH   SOLE   123,000 0 0
VanEck MRNGSTR WDE MOAT 92189F643   63,530,627 748,564 SH   SOLE   748,564 0 0
Vanguard HIGH DIV YLD 921946406   15,532,868 139,146 SH   SOLE   139,146 0 0
Vanguard TOTAL STK MKT 922908769   170,692,125 719,552 SH   SOLE   719,552 0 0
Vanguard DIV APP ETF 921908844   15,676,800 92,000 SH   SOLE   92,000 0 0
Vanguard VALUE ETF 922908744   138,851,713 928,774 SH   SOLE   928,774 0 0
S&P BLOOMBERG SHT TE 78468R408   5,153,700 205,000 SH   SOLE   205,000 0 0
Vanguard LG-TERM COR BD 92206C813   5,129,600 64,000 SH   SOLE   64,000 0 0
Vanguard SHRT TRM CORP BD 92206C409   18,999,287 245,564 SH   SOLE   245,564 0 0