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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares GLB INFRASTR ETF 464288372   2,117,808 46,200 SH   SOLE   46,200 0 0
Ishares RUS 1000 ETF 464287622   34,859,585 165,588 SH   SOLE   165,588 0 0
Ishares RUS 1000 VALUE ETF 464287598   19,878,585 131,082 SH   SOLE   131,082 0 0
Ishares SELECT DIVID ETF 464287168   23,293,407 193,146 SH   SOLE   193,146 0 0
Ishares CORE S&P US VLU 464287663   40,980,726 580,217 SH   SOLE   580,217 0 0
Vaneck MRNGSTR WDE MOAT 92189F643   36,645,849 564,564 SH   SOLE   564,564 0 0
Vanguard HIGH DIV YLD 921946406   20,359,278 188,146 SH   SOLE   188,146 0 0
Vanguard TOTAL STK MKT 922908769   137,571,146 719,552 SH   SOLE   719,552 0 0
Vanguard VALUE ETF 922908744   151,427,506 1,078,774 SH   SOLE   1,078,774 0 0
S&P BLOOMBERG SHT TE 78468R408   4,969,200 205,000 SH   SOLE   205,000 0 0
Vanguard LG-TERM COR BD 92206C813   4,845,440 64,000 SH   SOLE   64,000 0 0
Vanguard SHRT TRM CORP BD 92206C409   18,463,957 245,564 SH   SOLE   245,564 0 0