The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Equities 88579Y101   8,426 90 SH   DFND   0 0 90
3M Co Equities 88579Y101   215,888 2,306 SH   SOLE   45 1,943 318
Abbott Labs Equities 002824100   380,621 3,930 SH   DFND   0 3,211 719
Abbott Labs Equities 002824100   538,099 5,556 SH   SOLE   835 2,553 2,168
AbbVie Inc Equities 00287Y109   413,791 2,776 SH   DFND   160 2,416 200
AbbVie Inc Equities 00287Y109   1,491 10 SH   DFND 1 10 0 0
AbbVie Inc Equities 00287Y109   2,766,405 18,559 SH   SOLE   2,133 9,169 7,257
Accenture PLC CL A Equities G1151C101   134,207 437 SH   DFND   0 172 265
Accenture PLC CL A Equities G1151C101   333,829 1,087 SH   SOLE   262 454 371
Adobe System Inc Equities 00724F101   133,594 262 SH   DFND   0 192 70
Adobe System Inc Equities 00724F101   5,609 11 SH   DFND 1 11 0 0
Adobe System Inc Equities 00724F101   838,786 1,645 SH   SOLE   312 1,050 283
Air Products & Chemical Inc Equities 009158106   155,870 550 SH   DFND   0 300 250
Air Products & Chemical Inc Equities 009158106   74,251 262 SH   SOLE   52 10 200
Alphabet, Inc Class A Equities 02079K305   511,924 3,912 SH   DFND   160 3,452 300
Alphabet, Inc Class A Equities 02079K305   15,049 115 SH   DFND 1 115 0 0
Alphabet, Inc Class A Equities 02079K305   2,775,410 21,209 SH   SOLE   4,906 11,483 4,820
Alphabet, Inc Class C Equities 02079K107   205,686 1,560 SH   DFND   160 800 600
Alphabet, Inc Class C Equities 02079K107   637,890 4,838 SH   SOLE   640 3,455 743
Altria Grp Inc Equities 02209S103   272,905 6,490 SH   SOLE   318 1,704 4,468
Amazon.com Inc Equities 023135106   493,988 3,886 SH   DFND   140 3,146 600
Amazon.com Inc Equities 023135106   12,076 95 SH   DFND 1 95 0 0
Amazon.com Inc Equities 023135106   3,498,215 27,519 SH   SOLE   5,022 12,030 10,467
Amcor PLC Equities G0250X107   16,204 1,769 SH   DFND   0 1,085 684
Amcor PLC Equities G0250X107   688,731 75,189 SH   SOLE   6,181 42,169 26,839
American Elec Power Inc Equities 025537101   47,389 630 SH   DFND   0 506 124
American Elec Power Inc Equities 025537101   1,526,439 20,293 SH   SOLE   2,093 11,119 7,081
American Tower Equities 03027X100   1,645 10 SH   DFND 1 10 0 0
American Tower Equities 03027X100   296,668 1,804 SH   SOLE   505 1,103 196
Ameriprise Finl Inc Equities 03076C106   1,319 4 SH   DFND 1 4 0 0
Ameriprise Finl Inc Equities 03076C106   266,711 809 SH   SOLE   277 394 138
Amgen Inc Equities 031162100   284,079 1,057 SH   DFND   0 724 333
Amgen Inc Equities 031162100   107,504 400 SH   DFND 1 400 0 0
Amgen Inc Equities 031162100   2,518,819 9,372 SH   SOLE   819 5,335 3,218
Analog Devices Inc Equities 032654105   63,733 364 SH   DFND   0 364 0
Analog Devices Inc Equities 032654105   275,767 1,575 SH   SOLE   217 763 595
Apple Inc Equities 037833100   2,914,165 17,021 SH   DFND   175 13,781 3,065
Apple Inc Equities 037833100   15,751 92 SH   DFND 1 92 0 0
Apple Inc Equities 037833100   6,268,169 36,611 SH   SOLE   5,310 17,233 14,068
Applied Materials Inc Equities 038222105   240,903 1,740 SH   SOLE   0 1,208 532
AT&T Inc Equities 00206R102   157,905 10,513 SH   DFND   0 8,448 2,065
AT&T Inc Equities 00206R102   1,542,103 102,670 SH   SOLE   8,964 53,859 39,847
Automatic Data Processing Inc Equities 053015103   1,232,973 5,125 SH   DFND   0 4,950 175
Automatic Data Processing Inc Equities 053015103   36,087 150 SH   SOLE   0 150 0
BCE Inc Equities 05534B760   38,361 1,005 SH   DFND   0 657 348
BCE Inc Equities 05534B760   1,531,151 40,114 SH   SOLE   3,210 21,211 15,693
Becton Dickinson & Co Equities 075887109   246,121 952 SH   DFND   0 952 0
Becton Dickinson & Co Equities 075887109   134,694 521 SH   SOLE   75 233 213
Berkshire Hathaway Inc - CL B Equities 084670702   89,327 255 SH   DFND   90 125 40
Berkshire Hathaway Inc - CL B Equities 084670702   5,955 17 SH   DFND 1 17 0 0
Berkshire Hathaway Inc - CL B Equities 084670702   876,100 2,501 SH   SOLE   375 1,871 255
Bk of America Corp Equities 060505104   39,701 1,450 SH   DFND   0 1,450 0
Bk of America Corp Equities 060505104   207,486 7,578 SH   SOLE   1,233 3,708 2,637
Blackstone Group Inc Equities 09260D107   52,499 490 SH   DFND   0 490 0
Blackstone Group Inc Equities 09260D107   234,101 2,185 SH   SOLE   190 1,445 550
Bristol-Myers Squibb Equities 110122108   250,617 4,318 SH   DFND   0 3,351 967
Bristol-Myers Squibb Equities 110122108   677,385 11,671 SH   SOLE   488 7,516 3,667
British AmericanTobacco PLC Equities 110448107   37,221 1,185 SH   DFND   0 989 196
British AmericanTobacco PLC Equities 110448107   1,492,729 47,524 SH   SOLE   4,243 25,420 17,861
Broadcom, Inc Equities 11135F101   301,501 363 SH   DFND   0 113 250
Broadcom, Inc Equities 11135F101   4,153 5 SH   DFND 1 5 0 0
Broadcom, Inc Equities 11135F101   1,070,618 1,289 SH   SOLE   288 524 477
Canadian Imperial Bank Equities 136069101   14,672 380 SH   DFND   0 225 155
Canadian Imperial Bank Equities 136069101   935,675 24,234 SH   SOLE   1,908 12,324 10,002
Caterpillar Inc Del Equities 149123101   377,286 1,382 SH   DFND   0 1,307 75
Caterpillar Inc Del Equities 149123101   4,095 15 SH   DFND 1 15 0 0
Caterpillar Inc Del Equities 149123101   1,022,385 3,745 SH   SOLE   976 1,969 800
Chevron Corp Equities 166764100   233,876 1,387 SH   DFND   175 933 279
Chevron Corp Equities 166764100   1,155,721 6,854 SH   SOLE   461 3,910 2,483
Chubb Limited Equities H1467J104   25,606 123 SH   DFND   50 0 73
Chubb Limited Equities H1467J104   1,041 5 SH   DFND 1 5 0 0
Chubb Limited Equities H1467J104   371,185 1,783 SH   SOLE   372 996 415
Cisco Systems Inc Equities 17275R102   188,375 3,504 SH   DFND   0 2,504 1,000
Cisco Systems Inc Equities 17275R102   4,032 75 SH   DFND 1 75 0 0
Cisco Systems Inc Equities 17275R102   1,137,132 21,152 SH   SOLE   2,880 12,626 5,646
Clorox Co Equities 189054109   29,751 227 SH   DFND   0 208 19
Clorox Co Equities 189054109   276,799 2,112 SH   SOLE   175 1,533 404
Coca-Cola Co Equities 191216100   371,147 6,630 SH   DFND   0 4,097 2,533
Coca-Cola Co Equities 191216100   996,948 17,809 SH   SOLE   1,225 9,883 6,701
Comcast Corp New Cl A Equities 20030N101   73,649 1,661 SH   DFND   0 1,154 507
Comcast Corp New Cl A Equities 20030N101   237,130 5,348 SH   SOLE   323 3,200 1,825
Conagra Foods Inc Equities 205887102   24,733 902 SH   DFND   0 457 445
Conagra Foods Inc Equities 205887102   795,674 29,018 SH   SOLE   2,665 16,803 9,550
Conocophillips Equities 20825C104   119,560 998 SH   DFND   200 645 153
Conocophillips Equities 20825C104   2,276 19 SH   DFND 1 19 0 0
Conocophillips Equities 20825C104   737,728 6,158 SH   SOLE   1,456 3,138 1,564
Consolidated Edison Inc Equities 209115104   818,779 9,573 SH   SOLE   6,000 231 3,342
Costco Wholesale Corp Equities 22160K105   1,327,656 2,350 SH   DFND   40 2,085 225
Costco Wholesale Corp Equities 22160K105   9,604 17 SH   DFND 1 17 0 0
Costco Wholesale Corp Equities 22160K105   1,768,325 3,130 SH   SOLE   593 1,683 854
Crown Castle International Cor pEquities 22822V101   25,768 280 SH   DFND   0 177 103
Crown Castle International Cor pEquities 22822V101   1,275,352 13,858 SH   SOLE   1,303 7,534 5,021
CVS Health Corp Equities 126650100   98,935 1,417 SH   DFND   250 700 467
CVS Health Corp Equities 126650100   262,244 3,756 SH   SOLE   250 2,181 1,325
Danaher Corp Equities 235851102   103,458 417 SH   DFND   0 417 0
Danaher Corp Equities 235851102   2,481 10 SH   DFND 1 10 0 0
Danaher Corp Equities 235851102   632,903 2,551 SH   SOLE   386 1,650 515
Deere & Co Equities 244199105   194,351 515 SH   DFND   0 515 0
Deere & Co Equities 244199105   90,194 239 SH   SOLE   18 141 80
Dell Technologies Inc CL C Equities 24703L202   219,309 3,183 SH   SOLE   3,183 0 0
Dominion Resources Inc VA Equities 25746U109   60,126 1,346 SH   DFND   0 956 390
Dominion Resources Inc VA Equities 25746U109   1,341,217 30,025 SH   SOLE   2,386 16,763 10,876
Dow Inc Equities 260557103   5,156 100 SH   DFND   0 0 100
Dow Inc Equities 260557103   2,320 45 SH   DFND 1 45 0 0
Dow Inc Equities 260557103   404,282 7,841 SH   SOLE   2,108 4,626 1,107
Duke Energy Corp New Com Equities 26441C204   57,016 646 SH   DFND   0 387 259
Duke Energy Corp New Com Equities 26441C204   2,402,790 27,224 SH   SOLE   3,104 14,086 10,034
DuPont de Nemours, Inc Equities 26614N102   41,472 556 SH   DFND   0 556 0
DuPont de Nemours, Inc Equities 26614N102   319,842 4,288 SH   SOLE   341 2,707 1,240
Eaton Corp PLC Equities G29183103   440,850 2,067 SH   DFND   0 1,417 650
Eaton Corp PLC Equities G29183103   3,199 15 SH   DFND 1 15 0 0
Eaton Corp PLC Equities G29183103   740,508 3,472 SH   SOLE   849 1,916 707
Ecolab Inc Equities 278865100   2,541 15 SH   DFND 1 15 0 0
Ecolab Inc Equities 278865100   284,592 1,680 SH   SOLE   519 896 265
Elevance Health Inc. Equities 036752103   345,288 793 SH   SOLE   720 73 0
Eli Lilly & Co Equities 532457108   469,989 875 SH   DFND   0 700 175
Eli Lilly & Co Equities 532457108   1,238,085 2,305 SH   SOLE   350 1,093 862
Enbridge Inc Equities 29250N105   41,687 1,256 SH   DFND   0 842 414
Enbridge Inc Equities 29250N105   1,783,564 53,738 SH   SOLE   4,689 28,999 20,050
Entergy Corp Equities 29364G103   16,743 181 SH   DFND   0 115 66
Entergy Corp Equities 29364G103   701,243 7,581 SH   SOLE   468 4,321 2,792
Estee Lauder Co Inc CL A Equities 518439104   101,185 700 SH   DFND   0 650 50
Estee Lauder Co Inc CL A Equities 518439104   123,301 853 SH   SOLE   128 588 137
Exxon Mobil Corp Equities 30231G102   2,181,932 18,557 SH   DFND   0 9,770 8,787
Exxon Mobil Corp Equities 30231G102   134,629 1,145 SH   DFND 1 1,145 0 0
Exxon Mobil Corp Equities 30231G102   2,870,363 24,412 SH   SOLE   2,142 14,064 8,206
FedEx Corp Equities 31428X106   26,492 100 SH   DFND   0 100 0
FedEx Corp Equities 31428X106   175,377 662 SH   SOLE   0 207 455
Ford Motor Co Equities 345370860   182,934 14,729 SH   SOLE   3,732 7,392 3,605
Fortive Corporation Equities 34959J108   1,483 20 SH   DFND 1 20 0 0
Fortive Corporation Equities 34959J108   232,566 3,136 SH   SOLE   696 1,970 470
General Mills Inc Equities 370334104   9,023 141 SH   DFND   0 49 92
General Mills Inc Equities 370334104   252,377 3,944 SH   SOLE   117 1,731 2,096
Gilead Sciences Inc Equities 375558103   87,005 1,161 SH   DFND   0 869 292
Gilead Sciences Inc Equities 375558103   2,203,910 29,409 SH   SOLE   3,312 16,291 9,806
Goldman Sachs Corp Equities 38141G104   76,686 237 SH   DFND   85 152 0
Goldman Sachs Corp Equities 38141G104   197,701 611 SH   SOLE   87 234 290
Home Depot Inc Equities 437076102   883,516 2,924 SH   DFND   0 615 2,309
Home Depot Inc Equities 437076102   9,065 30 SH   DFND 1 30 0 0
Home Depot Inc Equities 437076102   1,441,303 4,770 SH   SOLE   1,117 2,773 880
Honeywell Intl Inc Equities 438516106   154,997 839 SH   DFND   0 614 225
Honeywell Intl Inc Equities 438516106   1,847 10 SH   DFND 1 10 0 0
Honeywell Intl Inc Equities 438516106   699,980 3,789 SH   SOLE   924 2,128 737
Huntington Bancshares Inc Equities 446150104   25,626 2,464 SH   DFND   0 1,611 853
Huntington Bancshares Inc Equities 446150104   1,136,210 109,251 SH   SOLE   8,668 61,802 38,781
IBM Corp Equities 459200101   610,305 4,350 SH   DFND   165 4,060 125
IBM Corp Equities 459200101   330,687 2,357 SH   SOLE   1,316 100 941
Intercontinental Exchange, Inc Equities 45866F104   104,519 950 SH   DFND   0 800 150
Intercontinental Exchange, Inc Equities 45866F104   314,767 2,861 SH   SOLE   200 2,076 585
Invesco S&P 500 Equal Weight E TEquities 46137V357   449,724 3,174 SH   SOLE   3,174 0 0
iShares 1-5 Year invmt Grd Cor pFixed Income 464288646   199,320 4,000 SH   DFND   0 0 4,000
iShares 1-5 Year invmt Grd Cor pFixed Income 464288646   139,125 2,792 SH   SOLE   0 2,492 300
IShares Barclays Aggregate Bd FFixed Income 464287226   244,598 2,601 SH   SOLE   1,100 916 585
IShares Core MSCI EAFE ETF Equities 46432F842   169,948 2,641 SH   DFND   520 2,121 0
IShares Core MSCI EAFE ETF Equities 46432F842   810,102 12,589 SH   SOLE   3,753 1,665 7,171
IShares Core MSCI EM IMI ETF Equities 46434G103   112,217 2,358 SH   DFND   0 2,155 203
IShares Core MSCI EM IMI ETF Equities 46434G103   427,929 8,992 SH   SOLE   1,751 1,847 5,394
IShares Core S&P 500 ETF Equities 464287200   341,397 795 SH   DFND   200 595 0
IShares Core S&P 500 ETF Equities 464287200   3,161,893 7,363 SH   SOLE   155 2,540 4,668
IShares Core S&P MidCap ETF Equities 464287507   129,662 520 SH   DFND   0 245 275
IShares Core S&P MidCap ETF Equities 464287507   143,376 575 SH   DFND 1 575 0 0
IShares Core S&P MidCap ETF Equities 464287507   2,089,054 8,378 SH   SOLE   2,840 1,463 4,075
IShares MSCI EAFE Growth Index Equities 464288885   216,095 2,504 SH   SOLE   0 1,533 971
IShares Russell 2000 Equities 464287655   84,128 476 SH   DFND   200 0 276
IShares Russell 2000 Equities 464287655   28,278 160 SH   DFND 1 160 0 0
IShares Russell 2000 Equities 464287655   743,015 4,204 SH   SOLE   2,671 1,533 0
IShares Russell 2000 Growth Equities 464287648   10,535 47 SH   DFND 1 47 0 0
IShares Russell 2000 Growth Equities 464287648   217,650 971 SH   SOLE   147 489 335
IShares S&P 500 Growth Index E TEquities 464287309   1,427,994 20,871 SH   SOLE   12,249 3,430 5,192
IShares S&P 500 Value Index ET FEquities 464287408   908,887 5,908 SH   SOLE   4,482 826 600
IShares S&P Small Cap 600 Valu eEquities 464287879   14,275 160 SH   DFND   0 160 0
IShares S&P Small Cap 600 Valu eEquities 464287879   2,499,052 28,010 SH   SOLE   6,044 10,994 10,972
IShares Tr MSCI Eafe Index Fd Equities 464287465   77,259 1,121 SH   DFND   0 945 176
IShares Tr MSCI Eafe Index Fd Equities 464287465   113,994 1,654 SH   DFND 1 1,654 0 0
IShares Tr MSCI Eafe Index Fd Equities 464287465   514,419 7,464 SH   SOLE   5,729 919 816
ISharesTr S&P Small Cap 600 In dEquities 464287804   30,186 320 SH   DFND   0 320 0
ISharesTr S&P Small Cap 600 In dEquities 464287804   1,742,935 18,477 SH   SOLE   7 4,666 13,804
Johnson & Johnson Equities 478160104   597,924 3,839 SH   DFND   0 3,463 376
Johnson & Johnson Equities 478160104   1,411,874 9,065 SH   SOLE   2,427 4,888 1,750
JP Morgan Chase & Co Equities 46625H100   595,162 4,104 SH   DFND   0 2,166 1,938
JP Morgan Chase & Co Equities 46625H100   3,626 25 SH   DFND 1 25 0 0
JP Morgan Chase & Co Equities 46625H100   1,447,735 9,983 SH   SOLE   1,982 5,700 2,301
Kimberly Clark Corp Equities 494368103   161,939 1,340 SH   DFND   0 775 565
Kimberly Clark Corp Equities 494368103   1,481,017 12,255 SH   SOLE   926 6,570 4,759
Kla-Tencor Corp Equities 482480100   119,252 260 SH   DFND   60 125 75
Kla-Tencor Corp Equities 482480100   655,425 1,429 SH   SOLE   140 593 696
Kraft Heinz Company Equities 500754106   52,546 1,562 SH   DFND   0 1,129 433
Kraft Heinz Company Equities 500754106   166,854 4,960 SH   SOLE   390 1,886 2,684
Lockheed Martin Corp Equities 539830109   8,179 20 SH   DFND   0 20 0
Lockheed Martin Corp Equities 539830109   193,438 473 SH   SOLE   34 23 416
Lowes Co Inc Equities 548661107   129,900 625 SH   DFND   0 400 225
Lowes Co Inc Equities 548661107   376,190 1,810 SH   SOLE   105 1,230 475
LPL Financial Holdings Inc. Equities 50212V100   75,810 319 SH   DFND   0 319 0
LPL Financial Holdings Inc. Equities 50212V100   267,356 1,125 SH   SOLE   148 305 672
Lyondellbasell Ind -Cl A Equities N53745100   24,433 258 SH   DFND   0 141 117
Lyondellbasell Ind -Cl A Equities N53745100   1,185,360 12,517 SH   SOLE   716 6,969 4,832
Mastercard Inc CL A Equities 57636Q104   168,658 426 SH   DFND   0 351 75
Mastercard Inc CL A Equities 57636Q104   547,544 1,383 SH   SOLE   61 1,147 175
McDonalds Corp Equities 580135101   525,299 1,994 SH   DFND   0 1,921 73
McDonalds Corp Equities 580135101   1,317 5 SH   DFND 1 5 0 0
McDonalds Corp Equities 580135101   743,955 2,824 SH   SOLE   542 1,613 669
Medtronic PLC Equities G5960L103   98,342 1,255 SH   DFND   0 1,077 178
Medtronic PLC Equities G5960L103   767,615 9,796 SH   SOLE   854 5,735 3,207
Merck & Co Inc New Equities 58933Y105   597,213 5,801 SH   DFND   0 2,965 2,836
Merck & Co Inc New Equities 58933Y105   2,986 29 SH   DFND 1 29 0 0
Merck & Co Inc New Equities 58933Y105   1,798,639 17,471 SH   SOLE   2,014 9,785 5,672
Meta Platforms Inc Equities 30303M102   72,351 241 SH   DFND   0 241 0
Meta Platforms Inc Equities 30303M102   4,503 15 SH   DFND 1 15 0 0
Meta Platforms Inc Equities 30303M102   851,396 2,836 SH   SOLE   506 1,839 491
Microsoft Corp Equities 594918104   1,691,789 5,358 SH   DFND   130 4,968 260
Microsoft Corp Equities 594918104   22,103 70 SH   DFND 1 70 0 0
Microsoft Corp Equities 594918104   5,820,220 18,433 SH   SOLE   2,468 8,746 7,219
Mondelez International Inc - A Equities 609207105   314,035 4,525 SH   DFND   0 3,425 1,100
Mondelez International Inc - A Equities 609207105   324,584 4,677 SH   SOLE   750 725 3,202
Morgan Stanley Gd Equities 617446448   73,176 896 SH   DFND   280 616 0
Morgan Stanley Gd Equities 617446448   285,682 3,498 SH   SOLE   358 1,549 1,591
Motorola Solutions Inc Equities 620076307   139,115 511 SH   DFND   0 511 0
Motorola Solutions Inc Equities 620076307   163,888 602 SH   SOLE   115 250 237
National Grid PLC Equities 636274409   51,899 856 SH   DFND   0 373 483
National Grid PLC Equities 636274409   1,530,301 25,240 SH   SOLE   1,881 14,494 8,865
Nextera Energy Inc Equities 65339F101   468,518 8,178 SH   DFND   0 3,778 4,400
Nextera Energy Inc Equities 65339F101   570,379 9,956 SH   SOLE   1,782 2,968 5,206
Nike Inc Cl B Equities 654106103   98,967 1,035 SH   DFND   0 885 150
Nike Inc Cl B Equities 654106103   347,961 3,639 SH   SOLE   411 1,436 1,792
Noodles & Co Equities 65540B105   24,600 10,000 SH   DFND   0 0 10,000
Northrop Grumman Corp Equities 666807102   2,201 5 SH   DFND 1 5 0 0
Northrop Grumman Corp Equities 666807102   347,750 790 SH   SOLE   182 469 139
Nvidia Corp Equities 67066G104   187,046 430 SH   DFND   80 350 0
Nvidia Corp Equities 67066G104   4,350 10 SH   DFND 1 10 0 0
Nvidia Corp Equities 67066G104   1,777,369 4,086 SH   SOLE   656 1,839 1,591
Oracle Corp Equities 68389X105   210,675 1,989 SH   DFND   130 1,750 109
Oracle Corp Equities 68389X105   270,096 2,550 SH   SOLE   0 1,904 646
Palo Alto Networks, Inc Equities 697435105   124,253 530 SH   DFND   0 530 0
Palo Alto Networks, Inc Equities 697435105   696,756 2,972 SH   SOLE   145 1,764 1,063
Parker Hannifin Corp Equities 701094104   102,444 263 SH   DFND   0 263 0
Parker Hannifin Corp Equities 701094104   183,853 472 SH   SOLE   40 157 275
Paypal Holdings, Inc. Equities 70450Y103   136,329 2,332 SH   DFND   0 302 2,030
Paypal Holdings, Inc. Equities 70450Y103   292 5 SH   DFND 1 5 0 0
Paypal Holdings, Inc. Equities 70450Y103   504,802 8,635 SH   SOLE   2,153 4,978 1,504
Pepsico Inc Equities 713448108   107,256 633 SH   DFND   0 203 430
Pepsico Inc Equities 713448108   629,470 3,715 SH   DFND 1 3,715 0 0
Pepsico Inc Equities 713448108   1,100,343 6,494 SH   SOLE   985 3,595 1,914
Pfizer Inc Equities 717081103   496,124 14,957 SH   DFND   0 5,781 9,176
Pfizer Inc Equities 717081103   68,297 2,059 SH   DFND 1 2,059 0 0
Pfizer Inc Equities 717081103   2,079,593 62,695 SH   SOLE   6,589 34,348 21,758
Philip Morris Intl Inc Equities 718172109   101,283 1,094 SH   DFND   0 646 448
Philip Morris Intl Inc Equities 718172109   3,009,220 32,504 SH   SOLE   2,817 16,667 13,020
PNC Finl Srvs Grp Inc Equities 693475105   46,898 382 SH   DFND   0 163 219
PNC Finl Srvs Grp Inc Equities 693475105   1,964 16 SH   DFND 1 16 0 0
PNC Finl Srvs Grp Inc Equities 693475105   1,301,239 10,599 SH   SOLE   1,006 5,911 3,682
PPL Corp Equities 69351T106   20,568 873 SH   DFND   0 639 234
PPL Corp Equities 69351T106   841,068 35,699 SH   SOLE   3,141 20,478 12,080
Procter & Gamble Corp Equities 742718109   1,212,534 8,313 SH   DFND   0 4,528 3,785
Procter & Gamble Corp Equities 742718109   335,478 2,300 SH   DFND 1 2,300 0 0
Procter & Gamble Corp Equities 742718109   1,454,954 9,975 SH   SOLE   787 5,244 3,944
Raytheon Technologies Corp Equities 75513E101   132,425 1,840 SH   DFND   200 1,420 220
Raytheon Technologies Corp Equities 75513E101   1,799 25 SH   DFND 1 25 0 0
Raytheon Technologies Corp Equities 75513E101   275,645 3,830 SH   SOLE   798 2,055 977
Realty Income Corp Common Equities 756109104   12,335 247 SH   DFND   0 149 98
Realty Income Corp Common Equities 756109104   663,902 13,294 SH   SOLE   1,006 8,060 4,228
Salesforce.com Inc Equities 79466L302   270,509 1,334 SH   DFND   0 1,159 175
Salesforce.com Inc Equities 79466L302   3,042 15 SH   DFND 1 15 0 0
Salesforce.com Inc Equities 79466L302   1,140,435 5,624 SH   SOLE   1,075 3,076 1,473
Schlumberger Ltd Equities 806857108   14,575 250 SH   DFND   0 150 100
Schlumberger Ltd Equities 806857108   202,301 3,470 SH   SOLE   400 2,051 1,019
Schwab US Large-cap Etf Large CEquities 808524201   518,043 10,238 SH   SOLE   0 0 10,238
SPDR S&P 500 ETF Tr Equities 78462F103   822,472 1,924 SH   DFND   0 1,924 0
SPDR S&P 500 ETF Tr Equities 78462F103   226,564 530 SH   DFND 1 530 0 0
SPDR S&P 500 ETF Tr Equities 78462F103   3,008,177 7,037 SH   SOLE   5,823 778 436
SPDR S&P MidCap 400 ETF Equities 78467Y107   39,271 86 SH   DFND 1 86 0 0
SPDR S&P MidCap 400 ETF Equities 78467Y107   467,599 1,024 SH   SOLE   147 877 0
Starbucks Corp Equities 855244109   456 5 SH   DFND 1 5 0 0
Starbucks Corp Equities 855244109   231,917 2,541 SH   SOLE   680 1,296 565
TC Energy Corp Equities 87807B107   22,194 645 SH   DFND   0 387 258
TC Energy Corp Equities 87807B107   1,260,748 36,639 SH   SOLE   3,807 19,748 13,084
TE Connectivity, Ltd Equities H84989104   30,883 250 SH   DFND   0 0 250
TE Connectivity, Ltd Equities H84989104   618 5 SH   DFND 1 5 0 0
TE Connectivity, Ltd Equities H84989104   252,001 2,040 SH   SOLE   595 1,160 285
Tesla Motors, Inc Equities 88160R101   90,079 360 SH   DFND   0 360 0
Tesla Motors, Inc Equities 88160R101   5,004 20 SH   DFND 1 20 0 0
Tesla Motors, Inc Equities 88160R101   718,382 2,871 SH   SOLE   1,162 1,357 352
Texas Instruments Inc Equities 882508104   43,728 275 SH   DFND   0 0 275
Texas Instruments Inc Equities 882508104   191,448 1,204 SH   SOLE   950 237 17
The Southern Co Equities 842587107   49,640 767 SH   DFND   0 425 342
The Southern Co Equities 842587107   2,151,099 33,237 SH   SOLE   3,451 17,227 12,559
Thermo Fisher Scientific Inc Equities 883556102   164,505 325 SH   DFND   50 175 100
Thermo Fisher Scientific Inc Equities 883556102   4,049 8 SH   DFND 1 8 0 0
Thermo Fisher Scientific Inc Equities 883556102   867,575 1,714 SH   SOLE   355 966 393
TJX Cos Inc New Com Equities 872540109   155,629 1,751 SH   DFND   0 1,551 200
TJX Cos Inc New Com Equities 872540109   610,872 6,873 SH   SOLE   1,116 3,371 2,386
Total S A Equities 89151E109   60,565 921 SH   DFND   0 600 321
Total S A Equities 89151E109   2,635,398 40,076 SH   SOLE   3,215 23,566 13,295
Truist Finl Corp Equities 89832Q109   19,111 668 SH   DFND   0 400 268
Truist Finl Corp Equities 89832Q109   890,028 31,109 SH   SOLE   3,205 17,082 10,822
Unilever PLC Spon ADR Equities 904767704   55,921 1,132 SH   DFND   0 979 153
Unilever PLC Spon ADR Equities 904767704   1,079,094 21,844 SH   SOLE   2,091 11,751 8,002
Union Pacific Corp Equities 907818108   542,674 2,665 SH   DFND   0 910 1,755
Union Pacific Corp Equities 907818108   3,258 16 SH   DFND 1 16 0 0
Union Pacific Corp Equities 907818108   1,352,307 6,641 SH   SOLE   797 1,957 3,887
United Parcel Service Equities 911312106   138,880 891 SH   DFND   0 513 378
United Parcel Service Equities 911312106   1,055,863 6,774 SH   SOLE   515 2,977 3,282
United Rentals Inc Equities 911363109   200,057 450 SH   SOLE   0 0 450
Unitedhealth Grp Inc Equities 91324P102   129,073 256 SH   DFND   50 206 0
Unitedhealth Grp Inc Equities 91324P102   4,034 8 SH   DFND 1 8 0 0
Unitedhealth Grp Inc Equities 91324P102   1,448,538 2,873 SH   SOLE   548 1,741 584
US Bancorp Del Equities 902973304   43,937 1,329 SH   DFND   0 969 360
US Bancorp Del Equities 902973304   964,228 29,166 SH   SOLE   1,590 16,876 10,700
Vanguard Extended Mkt ETF Equities 922908652   416,947 2,909 SH   DFND   0 2,874 35
Vanguard Extended Mkt ETF Equities 922908652   548,524 3,827 SH   SOLE   125 1,752 1,950
Vanguard Emer Mkts ETF Equities 922042858   80,537 2,054 SH   DFND   0 612 1,442
Vanguard Emer Mkts ETF Equities 922042858   254,551 6,492 SH   SOLE   2,642 1,501 2,349
Vanguard FTSE Develpd Mkts ETF Equities 921943858   146,506 3,351 SH   DFND   766 925 1,660
Vanguard FTSE Develpd Mkts ETF Equities 921943858   312,161 7,140 SH   SOLE   1,042 3,835 2,263
Vanguard Growth ETF Equities 922908736   4,339,532 15,936 SH   SOLE   1,475 10,094 4,367
Vanguard Index FDS S&P 500 ETF Equities 922908363   51,051 130 SH   DFND   0 0 130
Vanguard Index FDS S&P 500 ETF Equities 922908363   849,803 2,164 SH   SOLE   50 1,134 980
Vanguard Intermediate Bond ETF Fixed Income 92206C870   220,646 2,904 SH   SOLE   2,170 615 119
Vanguard Intermediate-Term Bon dFixed Income 921937819   261,401 3,615 SH   DFND   1,865 0 1,750
Vanguard Intermediate-Term Bon dFixed Income 921937819   969,460 13,407 SH   SOLE   403 3,629 9,375
Vanguard Mid-Cap ETF Equities 922908629   543,715 2,611 SH   DFND   1,284 1,327 0
Vanguard Mid-Cap ETF Equities 922908629   435,013 2,089 SH   SOLE   614 257 1,218
Vanguard REIT ETF Equities 922908553   22,168 293 SH   DFND   293 0 0
Vanguard REIT ETF Equities 922908553   24,892 329 SH   DFND 1 329 0 0
Vanguard REIT ETF Equities 922908553   257,471 3,403 SH   SOLE   1,861 657 885
Vanguard Short Term Corp Bond EFixed Income 92206C409   1,173,467 15,615 SH   SOLE   14,680 935 0
Vanguard Short- Term Treasury EFixed Income 92206C102   996,192 17,295 SH   DFND   0 17,295 0
Vanguard Short- Term Treasury EFixed Income 92206C102   110,995 1,927 SH   SOLE   1,639 288 0
Vanguard Small- Cap ETF Equities 922908751   359,611 1,902 SH   SOLE   0 1,134 768
Vanguard Total Bond Market Ind eFixed Income 921937835   292,657 4,194 SH   SOLE   2,199 1,018 977
Vanguard Total Stock Market ET FEquities 922908769   4,248 20 SH   DFND   0 0 20
Vanguard Total Stock Market ET FEquities 922908769   471,125 2,218 SH   SOLE   150 1,622 446
Vanguard Value ETF Equities 922908744   34,483 250 SH   DFND   0 0 250
Vanguard Value ETF Equities 922908744   2,812,806 20,393 SH   SOLE   2,356 9,272 8,765
Verizon Comm Inc Equities 92343V104   114,634 3,537 SH   DFND   0 2,413 1,124
Verizon Comm Inc Equities 92343V104   2,192,504 67,649 SH   SOLE   4,681 38,647 24,321
Visa Inc CL A Equities 92826C839   131,106 570 SH   DFND   0 570 0
Visa Inc CL A Equities 92826C839   4,370 19 SH   DFND 1 19 0 0
Visa Inc CL A Equities 92826C839   1,048,156 4,557 SH   SOLE   937 2,681 939
Vodafone Grp PLC-SP ADR Equities 92857W308   3,858 407 SH   DFND   0 118 289
Vodafone Grp PLC-SP ADR Equities 92857W308   183,969 19,406 SH   SOLE   406 12,372 6,628
Wal-Mart Stores Inc Equities 931142103   125,065 782 SH   DFND   0 782 0
Wal-Mart Stores Inc Equities 931142103   699,854 4,376 SH   SOLE   710 2,434 1,232
Walt Disney Hldg Co Equities 254687106   356,782 4,402 SH   DFND   0 2,577 1,825
Walt Disney Hldg Co Equities 254687106   2,026 25 SH   DFND 1 25 0 0
Walt Disney Hldg Co Equities 254687106   460,769 5,685 SH   SOLE   1,039 3,634 1,012
Williams Cos Inc Equities 969457100   42,955 1,275 SH   DFND   0 744 531
Williams Cos Inc Equities 969457100   1,902,845 56,481 SH   SOLE   5,902 31,507 19,072
Yum Brands Inc Equities 988498101   199,904 1,600 SH   DFND   0 1,000 600
Yum Brands Inc Equities 988498101   73,715 590 SH   DFND 1 590 0 0
Yum Brands Inc Equities 988498101   194,157 1,554 SH   SOLE   350 829 375
Zimmer Hldgs Inc Equities 98956P102   33,666 300 SH   DFND   0 125 175
Zimmer Hldgs Inc Equities 98956P102   204,240 1,820 SH   SOLE   250 765 805