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PARENT COMPANY FINANCIAL INFORMATION - Cash Flow (Details) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities:    
Net Income $ 118 $ 46
Adjustments to reconcile net income to net cash provided by operating activities:    
ESOP committed to be released 37  
Net cash used in operating activities (3,517) (40)
Cash flows from investing activities:    
Net decrease in loans receivable (387) (519)
Net cash provided by investing activities 849 1,012
Cash flows from financing activities:    
Net stock offering proceeds 4,932  
Net Cash Provided by Financing Activities 340 (9,143)
Net decrease in cash and cash equivalents (2,328) (8,171)
Cash and cash equivalents - Beginning of Year 10,407 14,344
Cash and cash equivalents - End of Year 8,079 6,173
Parent Company [Member]    
Cash flows from operating activities:    
Net Income 118 46
Adjustments to reconcile net income to net cash provided by operating activities:    
Equity in undistributed net earnings of subsidiaries (179) (59)
ESOP committed to be released 37  
Change in other Assets (3,115) 224
Change in other Liabilities (3,159) (242)
Net cash used in operating activities (6,298) (31)
Cash flows from investing activities:    
ESOP loan issued (578)  
Net decrease in loans receivable 56  
Net cash provided by investing activities (522)  
Cash flows from financing activities:    
Net stock offering proceeds 4,932  
Net Cash Provided by Financing Activities 4,932  
Net decrease in cash and cash equivalents (1,888) (31)
Cash and cash equivalents - Beginning of Year 4,594 107
Cash and cash equivalents - End of Year $ 2,706 $ 76