The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   59,960 500 SH   SOLE   500 0 0
Abbott Laboratories Common Stock 002824100   446,955 4,071 SH   SOLE   4,071 0 0
Abbvie Inc Common Stock 00287Y109   1,138,704 7,046 SH   SOLE   7,046 0 0
Accenture PLC F Class A Common Stock G1151C101   543,019 2,035 SH   SOLE   2,035 0 0
Activision Blizzard Common Stock 00507V109   122,557 1,601 SH   SOLE   1,601 0 0
Acuity Brands Inc Common Stock 00508Y102   16,561 100 SH   SOLE   100 0 0
Air Prod & Chemicals Common Stock 009158106   326,923 1,055 SH   SOLE   1,055 0 0
Alibaba Group ADR Common Stock 01609W102   16,032 182 SH   SOLE   182 0 0
Allstate Corp Common Stock 020002101   315,123 2,309 SH   SOLE   2,309 0 0
Alphabet Inc. Class A Common Stock 02079K305   61,761 700 SH   SOLE   700 0 0
Alphabet Inc. Class C Common Stock 02079K107   2,829,422 31,888 SH   SOLE   31,888 0 0
Altria Group Inc Common Stock 02209S103   947,172 20,329 SH   SOLE   20,329 0 0
Amazon.com Inc Common Stock 023135106   45,108 537 SH   SOLE   537 0 0
American Electric Power Co. Common Stock 025537101   94,950 1,000 SH   SOLE   1,000 0 0
American Express Co Common Stock 025816109   628,233 4,252 SH   SOLE   4,252 0 0
American International Group Common Stock 026874784   889,028 14,058 SH   SOLE   14,058 0 0
Ameriprise Financial Common Stock 03076C106   139,494 448 SH   SOLE   448 0 0
Analog Devices Inc Common Stock 032654105   33,626 205 SH   SOLE   205 0 0
Ansys Inc Common Stock 03662Q105   36,239 150 SH   SOLE   150 0 0
Anthem Inc Common Stock 036752103   38,473 75 SH   SOLE   75 0 0
Apple Inc Common Stock 037833100   4,932,533 37,963 SH   SOLE   37,963 0 0
Applied Energetics Common Stock 03819M106   116,759 59,571 SH   SOLE   59,571 0 0
Applied Materials Common Stock 038222105   493,734 5,070 SH   SOLE   5,070 0 0
Arch Cap Group LTD F Common Stock G0450A105   3,597,357 57,301 SH   SOLE   57,301 0 0
Astrazeneca ADR Common Stock 046353108   296,625 4,375 SH   SOLE   4,375 0 0
AT&T Common Stock 00206R102   86,324 4,689 SH   SOLE   4,689 0 0
Atlantic Union Bankshare Common Stock 04911A107   37,108 1,056 SH   SOLE   1,056 0 0
Auto Data Processing Common Stock 053015103   35,296 147 SH   SOLE   147 0 0
Autodesk Inc Common Stock 052769106   27,096 145 SH   SOLE   145 0 0
Autozone Inc Common Stock 053332102   436,514 177 SH   SOLE   177 0 0
AvalonBay Communities Inc REIT Common Stock 053484101   84,328 517 SH   SOLE   517 0 0
Baker Hughes Co. Class A Common Stock 05722G100   1,237,129 41,894 SH   SOLE   41,894 0 0
Bank Of America Corp Common Stock 060505104   2,835,495 85,613 SH   SOLE   85,613 0 0
Baxter International Common Stock 071813109   20,504 400 SH   SOLE   400 0 0
Becton Dickinson & Co Common Stock 075887109   76,290 300 SH   SOLE   300 0 0
Berkshire Hathaway Class B Common Stock 084670702   5,234,311 16,945 SH   SOLE   16,945 0 0
Berkshire Hathaway Inc. Class A Common Stock 084990175   1,874,844 400 SH   SOLE   400 0 0
BlackRock Inc Common Stock 09247X101   284,161 401 SH   SOLE   401 0 0
Boeing Co Common Stock 097023105   66,211 348 SH   SOLE   348 0 0
Bristol-Myers Squibb Common Stock 110122108   380,472 5,288 SH   SOLE   5,288 0 0
Broadcom Inc Common Stock 11135F101   1,099,250 1,966 SH   SOLE   1,966 0 0
Builders Firstsource Common Stock 12008R107   103,094 1,589 SH   SOLE   1,589 0 0
Camden Property Trust REIT Common Stock 133131102   56,410 500 SH   SOLE   500 0 0
Campbell Soup Co Common Stock 134429109   15,606 275 SH   SOLE   275 0 0
Capital One Financial 5 percent PFD Preferred Stock 14040H824   36,000 2,000 SH   SOLE   2,000 0 0
Capital One Financial Corp. Common Stock 14040H105   35,418 381 SH   SOLE   381 0 0
Caterpillar Inc Common Stock 149123101   23,956 100 SH   SOLE   100 0 0
CBRE Group Inc Class A Common Stock 12504L109   668,705 8,689 SH   SOLE   8,689 0 0
CDW Corp Common Stock 12514G108   142,864 800 SH   SOLE   800 0 0
Centene Corp Common Stock 15135B101   82,010 1,000 SH   SOLE   1,000 0 0
Centerpoint Energy Inc Common Stock 15189T107   62,079 2,070 SH   SOLE   2,070 0 0
Charles Schwab Corp Common Stock 808513105   2,675,431 32,133 SH   SOLE   32,133 0 0
Charles Schwab US REIT ETF ETF 808524847   43,518 2,256 SH   SOLE   2,256 0 0
Check PT Software F Common Stock M22465104   1,039,558 8,240 SH   SOLE   8,240 0 0
Chesapeake Energy Co Common Stock 165167735   260,556 2,761 SH   SOLE   2,761 0 0
Chevron Corp. Common Stock 166764100   1,429,638 7,965 SH   SOLE   7,965 0 0
CHS Inc. 7.5 percent PFD PFD Ser 4 Preferred Stock 12542R803   129,331 4,980 SH   SOLE   4,980 0 0
Chubb LTD F Common Stock H1467J104   202,608 915 SH   SOLE   915 0 0
CIGNA Corp Common Stock 125523100   3,344,277 10,093 SH   SOLE   10,093 0 0
Cincinnati Financial Corp. Common Stock 172062101   147,526 1,432 SH   SOLE   1,432 0 0
Cisco Systems Common Stock 17275R102   3,107,413 65,227 SH   SOLE   65,227 0 0
Citigroup Inc Common Stock 172967424   89,374 1,976 SH   SOLE   1,976 0 0
Cleveland-Cliffs Inc Common Stock 185899101   18,414 1,143 SH   SOLE   1,143 0 0
Coca-Cola Common Stock 191216100   329,500 5,180 SH   SOLE   5,180 0 0
Colgate-Palmolive Co Common Stock 194162103   246,219 3,125 SH   SOLE   3,125 0 0
Comcast Corp Class A Common Stock 20030N101   2,014,502 57,607 SH   SOLE   57,607 0 0
Conmed Corp Common Stock 207410101   26,652 300 SH   SOLE   300 0 0
Conocophillips Common Stock 20825C104   102,794 866 SH   SOLE   866 0 0
Corning Inc Common Stock 219350105   64,710 2,026 SH   SOLE   2,026 0 0
Corteva Inc Common Stock 22052L104   58,486 995 SH   SOLE   995 0 0
Crown Castle Intl Co REIT Common Stock 22822V101   453,987 3,347 SH   SOLE   3,347 0 0
CSX Corp Common Stock 126408103   137,117 4,426 SH   SOLE   4,426 0 0
CVS Health Corp Common Stock 126650100   3,586,611 38,487 SH   SOLE   38,487 0 0
Danaher Corp Common Stock 235851102   291,174 1,096 SH   SOLE   1,096 0 0
Deere & Co Common Stock 244199105   333,219 775 SH   SOLE   775 0 0
Dell Technologies Inc Class C Common Stock 24703L202   425,528 10,580 SH   SOLE   10,580 0 0
Dentsply Sirona Inc Common Stock 24906P109   21,289 666 SH   SOLE   666 0 0
Diageo PLC Common Stock 25243Q205   274,591 1,541 SH   SOLE   1,541 0 0
Digital Realty Trust REIT Common Stock 253868103   11,468 113 SH   SOLE   113 0 0
Discover Financial Services Common Stock 254709108   232,346 2,375 SH   SOLE   2,375 0 0
Dollar Tree Inc Common Stock 256746108   1,323,878 9,360 SH   SOLE   9,360 0 0
Dominion Energy Inc Common Stock 25746U109   3,597,717 58,671 SH   SOLE   58,671 0 0
Dow Inc Common Stock 260557103   41,370 821 SH   SOLE   821 0 0
DR Reddy S Laboratorie F Sponsored ADR Common Stock 256135203   10,350 200 SH   SOLE   200 0 0
Duke Energy Corp Common Stock 26441C204   447,595 4,346 SH   SOLE   4,346 0 0
DuPont De Nemours Inc Ia Common Stock 26614N102   35,756 521 SH   SOLE   521 0 0
Eaton Corp PLC F Common Stock G29183103   10,045 64 SH   SOLE   64 0 0
eBay Inc Common Stock 278642103   668,418 16,118 SH   SOLE   16,118 0 0
Ecolab Inc Common Stock 278865100   51,132 350 SH   SOLE   350 0 0
Eli Lilly & Co. Common Stock 532457108   639,488 1,748 SH   SOLE   1,748 0 0
Emerson Electric Co Common Stock 291011104   12,680 132 SH   SOLE   132 0 0
Enbridge Inc F Common Stock 29250N105   84,612 2,164 SH   SOLE   2,164 0 0
Enterprise Products Partners LP Common Stock 293792107   88,786 3,681 SH   SOLE   3,681 0 0
Enviva Inc Common Stock 29415B103   52,970 1,000 SH   SOLE   1,000 0 0
EOG Resources Inc. Common Stock 26875P101   148,300 1,145 SH   SOLE   1,145 0 0
EQT Corp Common Stock 26884L109   337,454 9,975 SH   SOLE   9,975 0 0
Equinix Inc REIT Common Stock 29444U700   496,513 758 SH   SOLE   758 0 0
Essential Utils Inc Common Stock 29670G102   52,598 1,102 SH   SOLE   1,102 0 0
Exelon Corp Common Stock 30161N101   86,201 1,994 SH   SOLE   1,994 0 0
ExxonMobil Common Stock 30231G102   2,235,450 20,267 SH   SOLE   20,267 0 0
Fastenal Co Common Stock 311900104   175,888 3,717 SH   SOLE   3,717 0 0
Fedex Corp Common Stock 31428X106   36,584 203 SH   SOLE   203 0 0
Fidelity Natl Info Common Stock 31620M106   359,605 5,300 SH   SOLE   5,300 0 0
First Citizens BancShares A Common Stock 31946M103   41,710 55 SH   SOLE   55 0 0
Fiserv Inc Common Stock 337738108   146,349 1,448 SH   SOLE   1,448 0 0
Ford Motor Co Common Stock 345370860   19,783 1,701 SH   SOLE   1,701 0 0
Fortive Corp Disc 00500 Common Stock 34959J108   57,825 900 SH   SOLE   900 0 0
Fortune Brands Home & Security Common Stock 34964C106   98,686 1,728 SH   SOLE   1,728 0 0
Generac Holdings Inc Common Stock 368736104   100,660 1,000 SH   SOLE   1,000 0 0
General Dynamics Co Common Stock 369550108   177,895 717 SH   SOLE   717 0 0
General Electric Co Common Stock 369604301   91,838 1,095 SH   SOLE   1,095 0 0
Go Daddy Group Inc Class A Common Stock 380237107   10,026 134 SH   SOLE   134 0 0
Goldman Sachs Group Common Stock 38141G104   28,844 84 SH   SOLE   84 0 0
Heico Corp Class A Common Stock 422806208   15,581 130 SH   SOLE   130 0 0
HF Sinclair Corp Common Stock 403949100   134,450 2,591 SH   SOLE   2,591 0 0
Hologic Inc Common Stock 436440101   23,416 313 SH   SOLE   313 0 0
Home Depot Common Stock 437076102   313,649 993 SH   SOLE   993 0 0
Honeywell Intl Inc Common Stock 438516106   235,087 1,097 SH   SOLE   1,097 0 0
IBM Common Stock 459200101   77,630 551 SH   SOLE   551 0 0
Idexx Labs Inc Common Stock 45168D104   10,199 25 SH   SOLE   25 0 0
Illinois Tool Works Common Stock 452308109   66,483 300 SH   SOLE   300 0 0
Ingevity Corp Common Stock 45688C107   51,703 734 SH   SOLE   734 0 0
Intel Common Stock 458140100   26,166 990 SH   SOLE   990 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   265,483 4,307 SH   SOLE   4,307 0 0
iShares Core US Aggregate Bond ETF ETF 464287226   31,716 327 SH   SOLE   327 0 0
iShares Core US REIT ETF ETF 464288521   1,930,132 39,032 SH   SOLE   39,032 0 0
iShares MSCI EAFE ETF ETF 464287465   90,518 1,379 SH   SOLE   1,379 0 0
iShares MSCI Global Min Vol FCT ETF ETF 464286525   185,669 1,954 SH   SOLE   1,954 0 0
iShares Russell 1000 Value ETF ETF 464287598   167,422 1,104 SH   SOLE   1,104 0 0
iShares Russell 2000 ETF ETF 464287655   2,285,511 13,108 SH   SOLE   13,108 0 0
iShares Russell 2000 Value ETF ETF 464287630   304,935 2,199 SH   SOLE   2,199 0 0
iShares S&P Small Cap 600 ETF ETF 464287879   947,433 10,376 SH   SOLE   10,376 0 0
iShares Total US Stock Market ETF ETF 464287150   84,800 1,000 SH   SOLE   1,000 0 0
ITT Inc Common Stock 45073V108   12,165 150 SH   SOLE   150 0 0
James Financial Group Common Stock 470299108   54,208 4,400 SH   SOLE   4,400 0 0
Johnson & Johnson Common Stock 478160104   1,999,501 11,319 SH   SOLE   11,319 0 0
JPMorgan Chase Common Stock 46625H100   2,028,263 15,125 SH   SOLE   15,125 0 0
Kimberly Clark Corp Common Stock 494368103   38,609 282 SH   SOLE   282 0 0
Kinder Morgan Inc Common Stock 49456B101   787,402 43,551 SH   SOLE   43,551 0 0
Kraft Heinz Co Common Stock 500754106   793,435 19,490 SH   SOLE   19,490 0 0
L3Harris Technologies Inc. Common Stock 502431109   369,365 1,774 SH   SOLE   1,774 0 0
Lab Corp Of America Common Stock 50540R409   1,905,269 8,091 SH   SOLE   8,091 0 0
Lam Research Corp Common Stock 512807108   379,823 900 SH   SOLE   900 0 0
Liberty Media Corp Series C Liberty Sirius Common Stock 531229607   377,096 9,637 SH   SOLE   9,637 0 0
Linde PLC Common Stock G5494J103   32,618 100 SH   SOLE   100 0 0
LKQ Corp Common Stock 501889208   401,362 7,515 SH   SOLE   7,515 0 0
Lockheed Martin Corp Common Stock 539830109   2,466,445 5,070 SH   SOLE   5,070 0 0
Lowes Companies Inc Common Stock 548661107   500,889 2,514 SH   SOLE   2,514 0 0
LyondellBasell Industries Common Stock N53745100   256,729 3,092 SH   SOLE   3,092 0 0
Marathon Oil Corp Common Stock 565849106   190,004 7,019 SH   SOLE   7,019 0 0
Marathon Pete Corp Common Stock 56585A102   647,057 5,559 SH   SOLE   5,559 0 0
Mastercard Inc Class A Common Stock 57636Q104   631,825 1,817 SH   SOLE   1,817 0 0
McCormick & Co Inc Common Stock 579780206   42,972 516 SH   SOLE   516 0 0
McDonald's Common Stock 580135101   523,371 1,986 SH   SOLE   1,986 0 0
McKesson Corp Common Stock 58155Q103   3,615,071 9,621 SH   SOLE   9,621 0 0
MDU Resources Group Common Stock 552690109   43,399 1,420 SH   SOLE   1,420 0 0
Merck & Co. Inc. Common Stock 58933Y105   3,825,339 34,253 SH   SOLE   34,253 0 0
Meta Platforms Inc Class A Common Stock 30303M102   627,092 5,211 SH   SOLE   5,211 0 0
Metlife Inc 4.75 percent PFD PFD Ser F Preferred Stock 59156R850   39,100 2,000 SH   SOLE   2,000 0 0
Micron Technology Common Stock 595112103   221,921 4,430 SH   SOLE   4,430 0 0
Microsoft Common Stock 594918104   1,544,026 6,438 SH   SOLE   6,438 0 0
Mondelez Intl Class A Common Stock 609207105   400,735 5,978 SH   SOLE   5,978 0 0
Moodys Corp Common Stock 615369105   11,145 40 SH   SOLE   40 0 0
Morgan Stanley Common Stock 617446448   127,530 1,500 SH   SOLE   1,500 0 0
Morningstar Inc Common Stock 617700109   64,977 300 SH   SOLE   300 0 0
Mosaic Common Stock 61945C103   158,546 3,614 SH   SOLE   3,614 0 0
Motorola Solutions Common Stock 620076307   21,991 85 SH   SOLE   85 0 0
Nestle S A F Sponsored ADR Common Stock 641069406   367,704 3,188 SH   SOLE   3,188 0 0
Newmarket Corporation Common Stock 651587107   70,472 225 SH   SOLE   225 0 0
Nextera Energy Inc Common Stock 65339F101   283,404 3,390 SH   SOLE   3,390 0 0
Nintendo LTD F Sponsored ADR Common Stock 654445303   554,917 53,255 SH   SOLE   53,255 0 0
Nisource Inc 00500 Common Stock 65473P105   217,687 7,939 SH   SOLE   7,939 0 0
Norfolk Southern Co Common Stock 655844108   1,115,543 4,527 SH   SOLE   4,527 0 0
Northrop Grumman Corp Common Stock 666807102   666,735 1,222 SH   SOLE   1,222 0 0
Novartis AG F Sponsored ADR Common Stock 66987V109   41,459 457 SH   SOLE   457 0 0
Nucor Corp Common Stock 670346105   18,128 137 SH   SOLE   137 0 0
Nvidia Corp Common Stock 67066G104   1,839,464 12,587 SH   SOLE   12,587 0 0
NVR Inc. Common Stock 62944T105   18,450 4 SH   SOLE   4 0 0
NXP Semiconductors F Common Stock N6596X109   12,392 78 SH   SOLE   78 0 0
Occidental Petrol 27 WTS Warrants Exp 08/03/27 Warrant 674599162   15,461 375 SH   SOLE   375 0 0
Occidental Petroleum Co Common Stock 674599105   625,140 9,904 SH   SOLE   9,904 0 0
Oracle Corp Common Stock 68389X105   726,587 8,889 SH   SOLE   8,889 0 0
O'Reilly Automotive Common Stock 67103H107   925,057 1,096 SH   SOLE   1,096 0 0
Paychex Inc Common Stock 704326107   531,576 4,600 SH   SOLE   4,600 0 0
Pepsico Inc Common Stock 713448108   1,418,801 7,803 SH   SOLE   7,803 0 0
Pfizer Common Stock 717081103   2,396,453 46,769 SH   SOLE   46,769 0 0
Philip Morris Intl Common Stock 718172109   1,577,258 15,391 SH   SOLE   15,391 0 0
Phillips 66 Common Stock 718546104   23,106 222 SH   SOLE   222 0 0
PNC Financial Services Common Stock 693475105   3,075,882 19,475 SH   SOLE   19,475 0 0
Post Holdings Inc Common Stock 737446104   2,425,196 26,869 SH   SOLE   26,869 0 0
Principal Financial Group Common Stock 74251V102   32,477 387 SH   SOLE   387 0 0
Procter & Gamble Common Stock 742718109   2,458,758 16,223 SH   SOLE   16,223 0 0
Progressive Co. Common Stock 743315103   2,323,768 17,915 SH   SOLE   17,915 0 0
Prudential Financial Common Stock 744320102   246,164 2,475 SH   SOLE   2,475 0 0
Qualcomm Inc Common Stock 747525103   428,546 3,898 SH   SOLE   3,898 0 0
Raytheon Technologies Co Common Stock 75513E101   1,572,745 15,584 SH   SOLE   15,584 0 0
Regeneron Pharms Inc Common Stock 75886F107   978,340 1,356 SH   SOLE   1,356 0 0
RGC Resources Inc Common Stock 74955L103   742,688 33,682 SH   SOLE   33,682 0 0
Roper Technologies Common Stock 776696106   162,898 377 SH   SOLE   377 0 0
Royal Bank Of Canada Common Stock 780087102   71,267 758 SH   SOLE   758 0 0
Salesforce Inc Common Stock 79466L302   43,622 329 SH   SOLE   329 0 0
Sealed Air Corp Common Stock 81211K100   18,057 362 SH   SOLE   362 0 0
Select Sector Utility Select SPDR ETF ETF 81369Y886   229,830 3,260 SH   SOLE   3,260 0 0
Shell PLC F Unsponsored ADR Common Stock 780259305   25,058 440 SH   SOLE   440 0 0
Siemens AG ADR Common Stock 826197501   27,516 400 SH   SOLE   400 0 0
Skyworks Solutions Common Stock 83088M102   72,904 800 SH   SOLE   800 0 0
Southern Co Common Stock 842587107   210,731 2,951 SH   SOLE   2,951 0 0
SPDR Gold Shares ETF ETF 78463V107   39,865 235 SH   SOLE   235 0 0
SPDR S&P 500 ETF ETF 78462F103   806,844 2,100 SH   SOLE   2,100 0 0
SPDR Short Term Corporate Bond ETF ETF 78464A474   2,128,669 72,453 SH   SOLE   72,453 0 0
Stanley Black & Decker Common Stock 854502101   19,156 255 SH   SOLE   255 0 0
Starbucks Corp Common Stock 855244109   358,310 3,612 SH   SOLE   3,612 0 0
Steel Dynamics Inc Common Stock 858119100   123,040 1,255 SH   SOLE   1,255 0 0
Sun Communities REIT Common Stock 866674104   40,718 283 SH   SOLE   283 0 0
Synopsys Inc Common Stock 871607107   29,055 91 SH   SOLE   91 0 0
Target Corp Common Stock 87612E106   1,864,818 12,512 SH   SOLE   12,512 0 0
Teleflex Incorporate Common Stock 879369106   99,852 400 SH   SOLE   400 0 0
Texas Instruments Common Stock 882508104   634,610 3,841 SH   SOLE   3,841 0 0
Textron Inc Common Stock 883203101   411,181 5,806 SH   SOLE   5,806 0 0
The Southern Co 4.95 percent PFD Due 01/30/80 Preferred Stock 842587800   39,280 2,000 SH   SOLE   2,000 0 0
Thermo Fisher Scientific Common Stock 883556102   209,376 380 SH   SOLE   380 0 0
Thomson Reuters Corp F Common Stock 884903709   18,479 162 SH   SOLE   162 0 0
TJX Companies Inc Common Stock 872540109   485,401 6,098 SH   SOLE   6,098 0 0
Toro Co Common Stock 891092108   110,702 975 SH   SOLE   975 0 0
TotalEnergies SE ADR Common Stock 89151E109   20,731 330 SH   SOLE   330 0 0
TowneBank Portsmouth VA Common Stock 89214P109   86,996 2,800 SH   SOLE   2,800 0 0
Tredegar Corp Common Stock 894650100   29,239 2,825 SH   SOLE   2,825 0 0
Truist Finl Corp Common Stock 89832Q109   544,760 12,660 SH   SOLE   12,660 0 0
UDR Inc. REIT Common Stock 902653104   130,559 3,371 SH   SOLE   3,371 0 0
Union Pacific Corp Common Stock 907818108   322,201 1,556 SH   SOLE   1,556 0 0
United Parcel Service Class B Common Stock 911312106   279,013 1,605 SH   SOLE   1,605 0 0
UnitedHealth Group Common Stock 91324P102   193,516 365 SH   SOLE   365 0 0
Universal Corp. Common Stock 913456109   52,810 1,000 SH   SOLE   1,000 0 0
Vanguard Dividend Appreciation ETF ETF 921908844   202,112 1,331 SH   SOLE   1,331 0 0
Vanguard FTSE All World Ex US ETF ETF 922042775   336,088 6,703 SH   SOLE   6,703 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858   1,580,758 37,664 SH   SOLE   37,664 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858   18,749 481 SH   SOLE   481 0 0
Vanguard Muni Bond Tax Exempt ETF ETF 922907746   5,196,450 105,000 SH   SOLE   105,000 0 0
Vanguard Real Estate ETF ETF 922908553   13,032 158 SH   SOLE   158 0 0
Vanguard S&P 500 ETF ETF 922908363   11,586,491 32,978 SH   SOLE   32,978 0 0
Vanguard S&P 500 Growth ETF ETF 921932505   11,180 53 SH   SOLE   53 0 0
Vanguard Short Inflation Protected ETF ETF 922020805   2,005,681 42,939 SH   SOLE   42,939 0 0
Vanguard Short Term Treasury ETF IV ETF 92206C102   109,222 1,889 SH   SOLE   1,889 0 0
Vanguard Small Cap ETF ETF 922908751   8,408,605 45,813 SH   SOLE   45,813 0 0
Vanguard Small Cap Value ETF ETF 922908611   2,954,950 18,608 SH   SOLE   18,608 0 0
Vanguard Total Bond Market ETF ETF 921937835   591,387 8,232 SH   SOLE   8,232 0 0
Vanguard Total Stock Market ETF ETF 922908769   104,007 544 SH   SOLE   544 0 0
Vanguard Total World Stock ETF ETF 922042742   129,366 1,501 SH   SOLE   1,501 0 0
Verizon Common Stock 92343V104   2,406,818 61,087 SH   SOLE   61,087 0 0
Vertex Pharmaceutical Common Stock 92532F100   1,617,746 5,602 SH   SOLE   5,602 0 0
VF Corp Common Stock 918204108   33,132 1,200 SH   SOLE   1,200 0 0
Visa Inc Class A Common Stock 92826C839   356,516 1,716 SH   SOLE   1,716 0 0
VMware Inc Class A Common Stock 928563402   738,524 6,016 SH   SOLE   6,016 0 0
Wabtec Common Stock 929740108   89,829 900 SH   SOLE   900 0 0
Wal-Mart Common Stock 931142103   1,318,019 9,259 SH   SOLE   9,259 0 0
Walt Disney Common Stock 254687106   460,304 5,298 SH   SOLE   5,298 0 0
Waste Management Inc Common Stock 94106L109   162,057 1,033 SH   SOLE   1,033 0 0
Wells Fargo & 4.75 percent PFD PFD Ser Z Preferred Stock 94988U151   36,640 2,000 SH   SOLE   2,000 0 0
Wells Fargo & Co Common Stock 949746101   1,824,681 44,192 SH   SOLE   44,192 0 0
Westlake Corp Common Stock 960413102   234,817 2,290 SH   SOLE   2,290 0 0
Westrock Co Common Stock 96145D105   290,914 8,274 SH   SOLE   8,274 0 0
Williams Cos Inc Common Stock 969457100   2,562,117 77,876 SH   SOLE   77,876 0 0
Williams Sonoma Common Stock 969904101   27,581 240 SH   SOLE   240 0 0
Willis Towers Watson P F Common Stock G96629103   1,379,393 5,621 SH   SOLE   5,621 0 0
Yum Brands Inc Common Stock 988498101   25,616 200 SH   SOLE   200 0 0
Zimmer Biomet HLDGS Common Stock 98956P102   17,884 140 SH   SOLE   140 0 0