The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   566,857 3,306 SH   SOLE   0 0 3,306
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   16,858,212 533,319 SH   SOLE   0 0 533,319
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,332,032 117,878 SH   SOLE   0 0 117,878
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   9,581,123 355,647 SH   SOLE   0 0 355,647
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,187,503 117,231 SH   SOLE   0 0 117,231
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   423,678 16,320 SH   SOLE   0 0 16,320
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   5,639,302 98,848 SH   SOLE   0 0 98,848
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   1,576,391 27,955 SH   SOLE   0 0 27,955
FIRST TR EXCHNG TRADED FD VI FT VEST FD OF NS 33740U752   14,736,728 520,181 SH   SOLE   0 0 520,181
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,121,206 26,613 SH   SOLE   0 0 26,613
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   841,769 7,056 SH   SOLE   0 0 7,056
INVESCO QQQ TR UNIT SER 1 46090E103   9,500,224 21,396 SH   SOLE   0 0 21,396
ISHARES INC EM MKT SM-CP ETF 464286475   3,793,765 64,465 SH   SOLE   0 0 64,465
ISHARES TR GLOBAL 100 ETF 464287572   543,255 6,076 SH   SOLE   0 0 6,076
MICROSOFT CORP COM 594918104   246,338 586 SH   SOLE   0 0 586
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,006,773 24,040 SH   SOLE   0 0 24,040
SPDR SER TR S&P INS ETF 78464A789   1,674,655 32,162 SH   SOLE   0 0 32,162
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   5,877,498 81,259 SH   SOLE   0 0 81,259
VANGUARD BD INDEX FDS INTERMED TERM 921937819   9,558,837 126,775 SH   SOLE   0 0 126,775
VANGUARD INDEX FDS MID CAP ETF 922908629   11,173,335 44,718 SH   SOLE   0 0 44,718
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,589,085 16,012 SH   SOLE   0 0 16,012
WISDOMTREE TR INDIA ERNGS FD 97717W422   3,512,025 80,625 SH   SOLE   0 0 80,625